Croteau Real Estate Services LLC

08/21/2026

https://housingnewsletters.com/thomaspayne/6a88b4753e522597915258c0

Mortgage rates ended the week moderately higher, but things could have been slightly worse without Wednesday's surprisingly sharp drop in longer-term Treasury yields (a key benchmark for mortgage rates). The cause was an announcement about Treasury's bond buyback program--a subject that made far mo...

08/17/2026

08/08/2026

https://housingnewsletters.com/thomaspayne/6a7659025952ea6a6a2bcc9c

Mortgage rates moved lower almost every day this week with most of the help coming from war-related headlines and a last minute boost from the jobs report.

08/01/2026

https://housingnewsletters.com/thomaspayne/6a6d17015952ea6a6a298696

If there's one thing to know about this week's rate movement is that it left us almost exactly where we were last Friday. How we got there felt a bit more dramatic at times.

07/24/2026

https://housingnewsletters.com/thomaspayne/6a63ccd45952ea6a6a2736b6

While the milestones may be significant, the underlying reasons for them remain simple. Oil is pushing rates higher.

07/17/2026

https://housingnewsletters.com/thomaspayne/6a5a8f805952ea6a6a24ee8e

It was an eventful week for mortgage rates and the bond market, but ultimately a decent one. Monday's rates matched the highest levels in nearly a year, but by Friday, we were actually just a hair lower versus last Friday. Here's how we got there.

07/10/2026

https://housingnewsletters.com/thomaspayne/6a5149875952ea6a6a229f69

For 3 months, they were almost inseparable. Then in June, they went their separate ways. Now oil and rates are back together following the end of the U.S./Iran ceasefire.