04/13/2026
"In some cases, third-person writing may also be tied to perceived liability concerns. The phrasing 'the appraiser concludes' can create a sense of professional distance, though in practice, responsibility for the report remains with the signing appraiser regardless of stylistic choices." —Jamie Owen, owner of Aspen Appraisal Services in NE Ohio
Most appraisal reports that I read contain language such as, “the appraiser (or your appraiser) has inspected the subject property” or “the appraiser (or your appraiser) has analyzed the available data.” While this style of writing is widely accepted within the profession, it raises an