Katie Stein - Century 21 Forever Homes - Portugal

24/06/2026

⚽ Living in Portugal means last night was a big deal.
Cristiano Ronaldo. 41 years old. Two goals. Portugal 5 — Uzbekistan 0.

And if that wasn't enough — he became the first man in history to score at six different World Cups, taking his international tally to 145 goals — a record he now holds by 23 over Messi.

There are few places in the world where futebol feels the way it does here. Last night was a reminder of exactly that.

Força Portugal. 🟢🔴

22/06/2026

🇵🇹 vs 🇪🇸 Plenty of international buyers are debating Portugal vs Spain right now — so let's actually look at the numbers.

On price:
The Algarve's median price per square metre sits at approximately €3,630 — against a Costa del Sol average of around €5,120. That's roughly 30% less for comparable coastal living. Parts of Marbella run €5,500–€10,000/m². The Algarve simply doesn't have that ceiling in most areas.

The visa comparison:
🇵🇹 Portugal D7 passive income visa — €920/month
🇪🇸 Spain non-lucrative visa — €2,400/month
That's 2.6 times higher for Spain. For anyone planning to live here on a pension, rental income or investments — that gap changes everything.

Portugal also wins on these tax:
✔️ Long-term rental income taxed at just 10% — Spain charges 19%
✔️ No wealth tax — Spain applies one in multiple regions
✔️ No inheritance tax between spouses, children or parents
✔️ Annual property tax (IMI) 0.3–0.45% — Spain's IBI runs 0.4–1.1%

On Golden Visas:
Neither country offers a property-linked Golden Visa. Portugal closed the route in 2023. Spain suspended its programme entirely in April 2025.

Where Spain genuinely has the edge:
✔️ Greater regional diversity — wide price range from very affordable inland to premium coastal
✔️ More property supply overall
✔️ Larger established expat communities in certain areas
✔️ More options across different budgets nationally

The numbers make a compelling case. Questions about buying in the Algarve?

Questions about buying here? I'm happy to talk. 👇

📩 Send me a message

⚠️ Figures based on 2026 published data. Always consult a qualified immigration and tax specialist for your personal situation.

20/06/2026

🖤🤍 Bom Dia! If you're in the Algarve tonight — this one's not to be missed.

The 12th edition of Carvoeiro Noite Black & White kicks off tonight at 20:30 and this year's programe is genuinely impressive.

This is not just a beach party. Here's what's actually happening:
🎭 7 entertainment areas spread across the village

🎵 Live bands including Brazilian singer Lidia Brandão, Mexican group Mariachi Mezcal, and Portuguese folk favorites Six Irish Men

🎧 Silent disco, deep house on the beach, DJs spinning everything from 70s classics to contemporary hits

🔥 Tribal fire dance performances

🎬 Cinema screening under the stars

👶 Kids Corner for the little ones

🎆 Fireworks off the cliffs at midnight — then the beach becomes a giant dancefloor until 03:00
Practical info:

Free entry

Dress code: black and white

Streets around the village centre are closed to traffic tonight
Free shuttle buses running from Fatacil, Intermarché, Apolónia, Aldi and Gramital — from 18:00 to 04:00. Don't try to drive in.
No glass on the beach. No drones.

This is the unofficial start of the Algarve summer — and it happens right here, in the village where our office is based.

See you out there tonight. 🖤🤍

19/06/2026

💵 Good news for American buyers looking at Portugal right now.

The US dollar is strong against the euro — and if you've been sitting on the fence about buying in the Algarve, that matters more than you might think.

Here's what the numbers actually mean:
Right now 1 USD = €0.8666 — near the top of its 52-week range of €0.8317–€0.8755.

In real property terms, on a €680,000 villa that's roughly $785,000 today.

At the 52-week low that same property would have cost you closer to $818,000.

That's a $33,000 difference — just from exchange rate movement.
What's coming:
Forecasts suggest the dollar may soften slightly over the next 60–90 days as we move through summer. Not dramatically — but the window of maximum buying power may be narrowing.

Strong dollar + confirmed mortgage rule changes landing August 1st = genuinely good reasons to have the conversation now rather than later.

If you're a US buyer considering Portugal, currency strategy is as important as property selection. I always recommend working with a specialist currency exchange service rather than your bank — the difference in rates can be significant on a transaction this size.
I'm happy to point you in the right direction. 👇

📩 Send me a message here

⚠️ Not financial advice — always consult a qualified currency and financial specialist for your personal situation.

16/06/2026

🇬🇧 Something happened in January that every UK buyer considering Portugal should know about — and most people missed it.

On 20 January 2026, a brand new Double Taxation Convention between the UK and Portugal quietly came into force — replacing a treaty that had been in place since 1968.
This is also the first tax treaty between the two countries drafted entirely in the post-Brexit world.
What does it actually mean for you as a UK buyer?

Your pension won't be taxed twice — once by HMRC and again in Portugal

Rental income from UK property stays UK-taxable, but you can claim credit in Portugal to avoid paying twice

Capital gains on property sales are now governed by clearer, modernised rules

The overall framework gives UK buyers in Portugal significantly more clarity and certainty than they've had in decades

It doesn't replace the need for professional tax advice — in fact it makes that conversation more important, not less. But it removes one of the big unknowns that historically made some UK buyers hesitate.

The Algarve remains one of the most popular destinations for UK buyers in Europe. This update makes the path a little clearer. 👇

📩 Questions about buying in the Algarve? Send me a message.
⚠️ This is not tax or legal advice — please consult a qualified tax adviser for your personal situation.

🔗 Full breakdown: https://www.portugalhomes.com/news/article/593/double-tax-treaty-uk-portugal

Learn what's changed in the new double tax treaty signed between the UK and Portugal in January 2026.

15/06/2026

🚨 Portuguese mortgage rules are changing — and the date is confirmed.
If you're buying or selling in the Algarve, swipe through. This affects you.
⚠️ Figures illustrative only. I am not a credit intermediary — please consult a qualified mortgage specialist for your personal situation.
📱 WhatsApp: +351 966 480 711
✉️ [email protected]

15/06/2026

🏆 Big news for the Algarve — Praia de Monte Clérigo has just been named Best Beach in Europe for 2026, beating out the usual favorites in Greece and Italy.

Tucked along the wild Atlantic coast near Aljezur, it's known for golden cliffs, incredible sunsets, and a laid-back vibe a world away from the busier beach towns.

This is what life in the Algarve actually looks like. 🌊

https://www.euronews.com/travel/2026/05/27/this-beach-in-portugals-algarve-was-just-named-the-best-in-europe

Have you been? Share your favorite beach photo below!👇

11/06/2026

🏡 Century 21 Forever Homes is growing — Algarve real estate consultants, this one's for you.

If you've closed 5+ deals in Portugal and feel like your brokerage isn't reflecting your production where it counts — let's talk.

What we offer:
✔️ Commission STARTING at 50% of gross — scaling with production
✔️ We absorb the C21 royalty fee — your split applies to the full gross commission, not after deductions. Most franchise brokerages don't do this. It adds up on every single deal.
✔️ We actively co-operate with other brokerages — more deals closed, less business left on the table
✔️ Walk-in client potential from our Carvoeiro village centre office
✔️ Marketing support in-house
✔️ The Century 21 brand — globally recognized, locally established
✔️ No desk fees
✔️ No monthly brokerage fees

Who this is for:
✔️ Consultants who have closed 5+ deals in Portugal and are ready for a brokerage that rewards production
✔️️ Portuguese and English fluency preferred

📩 Send me a message here and tell me a little about yourself or comment below — I look forward to connecting!

Candidatos com fluência em português são especialmente encorajados a candidatar-se.

10/06/2026

Everyone assumes Airbnb makes more money. I ran the actual numbers for an Algarve property. The result might surprise you. 👉 Swipe through.

⚠️ Figures illustrative only. Always consult a qualified tax adviser. I am not a credit intermediary.

📱 WhatsApp: +351 966 480 711
✉️ [email protected]

09/06/2026

Big news! 🎉

I'm thrilled to share that I've stepped into a new role as Commercial Director at Century 21 Forever Homes in Carvoeiro, Algarve.

After a decade in real estate — starting in Las Vegas and now settling into the Algarve — this feels like the natural next chapter.

I'll be leading recruitment and growth for our team, and I'll still be very much active in real estate sales across the Algarve.

📧 [email protected]
📞 +351 966 480 711
🌐 katiestein.century21.pt

Call now to connect with business.