10/30/2026
You can afford the house. Can you afford to insure it? 🧾🔍
Homeowners insurance premiums rose 24% on average from 2021 to 2024, and a typical homeowner paid $3,303 a year by 2024 (Consumer Federation of America, April 2025).
Heat. Hail. Smoke. Insurers are reading the fine print on your home. By 2030, the big questions might not be "how many bedrooms?" but "what's the roof rated for, how hot do the walls get, and can it still get covered?"
Shelter, or fortress? Fork 9 of 10 in our Future of Housing Lab.
Take the 10-question test 👉 youdeciderealty.com/housing-lab
Ken Calder · 702-843-0044
You Decide Realty · Broker Lic. B.1001776
You Decide AI · coming Jan 1, 2027