Adam Clark at Canopy Mortgage

12/16/2025

Another Fed rate cut! The Fed lowered policy rates by a quarter point at their December meeting, the third cut this year. However, Board members are now projecting fewer cuts over the next few years. Thinking about buying or refinancing? Let's talk about whether now's the right time for you to make a move. Canopy Mortgage is an Equal Housing Lender.

12/04/2025

Unlock more home options with 2026 loan limits

Expand your home search today. The maximum conforming loan limit in the U.S. has been raised.

11/10/2025

Canopy Mortgage joins the rest of the country to pause in support of our Veterans today. If that's you, we thank you for your bravery and sacrifice. Happy Veterans Day! Canopy Mortgage is an Equal Housing Lender.

11/04/2025

Fed rate cut alert! The Fed lowered rates by a quarter point at their October meeting, the second cut in two months. Mortgage rates had already dipped in anticipation, but they're still unpredictable. Thinking about buying or refinancing? Let's talk about whether now's the right time for you to make a move. Canopy Mortgage is an Equal Housing Lender.

10/31/2025

Hope your Halloween is the right sort of spooky and involves lots of treats. Have a good one! Canopy Mortgage is an Equal Housing Lender.

10/21/2025

Win the homebuying game with this playbook

Huddle up! As your loan officer, I’m here to coach you through the homebuying process.

09/18/2025

Fed rate cut alert! The Fed lowered rates by 0.25% at their September meeting, and more cuts could be coming this year. Mortgage rates had already started dipping in anticipation, but they're still unpredictable. Thinking about buying or refinancing? Let's talk about whether now's the right time for you to make a move. Canopy Mortgage is an Equal Housing Lender.

09/08/2025

How do you add up? A look at credit scores

How much do you know about credit scores, how they’re calculated, and what they’re used for? Ramp up your knowledge with this helpful guide so you know what to expect next time you apply for credit.What’s the Score? Your credit score is a part of the package of information lenders use to decid...

09/05/2025

Thinking about refinancing or consolidating debt? If the Fed begins cutting policy rates this fall, mortgage rates may drop, too. In fact, they may even drop in anticipation of cuts. Preparing now can help you access savings later. Go ahead and gather your docs and avoid new debt to keep your credit score shining. Send a message if you want me to run your numbers so you’re ready to act when the time comes. Canopy Mortgage is an Equal Housing Lender.

08/01/2025

No rate cut from the Fed this time! Despite some internal dissent and outward pressure to cut rates, the Fed held policy rates at the current level at their July meeting. The Board's statement noted moderating economic activity in the first half of the year and described continuing uncertainty for the future. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. Canopy Mortgage is an Equal Housing Lender.

07/29/2025

Broad changes enacted with the passage of the tax and reconciliation bill may help homeowners and buyers, including deductions for mortgage interest and mortgage insurance, a higher cap on state and local tax deductions, benefits for real estate investors, and more. I have the details. Please reach out if you’d like to learn more. Canopy Mortgage is an Equal Housing Lender.

07/24/2025

Here’s how the new tax bill may help you

The recently passed tax and reconciliation bill (H.R. 1) could bring meaningful savings for homeowners and buyers. Here’s a quick look at how you might benefit