Kathy Little - Realty ONE Group

09/25/2025

3 Reasons Affordability Is Showing Signs of Improvement This Fall

Have you been wondering if it’s worth taking another look at buying?

Let’s run the numbers together. We can go over your budget, see what’s changed, and figure out if this fall is the time to turn window-shopping into key-turning.

For the past couple of years, it’s been tough for a lot of homebuyers to make the numbers work.

09/18/2025

What a Fed Rate Cut Could Mean for Mortgage Rates

Mortgage rates likely won’t drop sharply overnight, and they won’t mirror the Fed’s moves one-for-one. But if the Fed begins a rate-cutting cycle, and markets continue to expect it, mortgage rates could trend lower later this year and into 2026.

If you’ve been waiting and watching the housing market, now’s the time to talk strategy. Even small changes in rates can make a meaningful difference in affordability, and understanding what’s ahead helps you make the best decision for your situation.

The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? 

09/11/2025

The number of homes actively for sale is at its highest point since 2020 — and that’s a big deal for any homebuyer out there.

That gives you the widest selection of homes to choose from right now that you’ve had in five years.

That means a better shot at finding the home that truly fits and the chance to make a deal on your terms.

Want to see what’s for sale in our local market? DM me.

09/04/2025

Thinking About Renting Your House Instead of Selling? Read This First.

Before you decide to rent your house, make sure to carefully weigh the pros and cons of becoming a landlord. For some homeowners, the hassle (and the expense) may not be worth it.

If your house is on the market but you haven’t gotten any offers you’re comfortable with, you may be wondering: what do I do if it doesn’t sell? 

08/28/2025

Should You Still Expect a Bidding War?

If concerns about bidding wars have been holding you back, it may be time to take another look. Nationally, competition is down. In some markets, it’s down significantly. And with more sellers offering concessions, buyers today have more power and flexibility than they’ve had in a long time.

Want to find out what the market looks like where you’re buying? Let’s connect.

If you’re still worried about having to deal with a bidding war when you buy a home, you may be able to let some of that fear go.

08/21/2025

From Frenzy to Breathing Room: Buyers Finally Have Time Again

If the chaos of the past few years drove you to hit pause, this is your green light. The market’s pace has shifted. You have more time. More options. More power.
And with the right agent guiding you, you’re in the best position you’ve been in for years.

Let’s talk about what the pace looks like in our area, and if now could be the right time for you to re-enter the market.

If you tried to buy a home a few years ago, you probably still remember the frenzy.

08/14/2025

Everyone’s waiting for rates to fall. And according to NAR, the magic number they're hoping for is 6%. But is that number on the horizon?

Most forecasts say rates will stay in the mid-to-low sixes through the end of next year. But right after the latest weaker than expected jobs report, rates hit their lowest point so far this year (6.55%). And that sparked hope they’re on their way down.

Ultimately, what happens from here all depends on the next round of economic reports. As of right now, experts agree a bit drop isn’t expected, but small changes are possible. Here’s what to watch.

When rates do fall to 6%, it could unlock 5.5 million more buyers. So waiting would mean dealing with a lot more competition. And less negotiating power.

If you’re hoping to buy and you’re able to make the numbers work today, buying now might actually be to your advantage.

Want to talk about your options before the rush hits?

08/07/2025

2 Advantages of Buying a Newly Built Home Today

Since there are more new homes on the market, builders are motivated to sell and that’s leading to two great perks: price cuts and lower rates. Let’s connect if you want to see what builders are offering in our area.

07/31/2025

More homeowners are missing the mark on pricing in today’s shifting market. And if you make that same mistake, you may wind up facing some difficult choices.

You could drop the price. But now, buyers will wonder what’s wrong with it.

You could take it off the market – and put your move on hold.

Or, you could keep it and rent it out. It sounds simple, until you’re a landlord juggling repairs, leases, and late-night maintenance calls.

None of these things are what you were hoping for. But they happen when you chase last year’s price in this year’s market.

Want to know what your house could sell for in today’s market? DM me.

07/24/2025

Knowing what’s ahead for the rest of the year is key to your success, whether you’re planning to buy, sell, or just stay informed. And that’s why you need an expert who will keep sharing these market updates with you.

So, what do the latest forecasts show? Mortgage rates will likely settle in the mid-6s for the rest of 2025. And that’s not terribly different from where we are now. So, don’t expect a big drop in rates.

But, keeping an eye on factors like inflation that can influence where mortgage rates move is key. And that’s why you have a pro on your side.

If your plans are changing, don’t wait on a rate that may not come. Let’s have a conversation, so you can see what’s possible in today’s market.

07/17/2025

A lot of homebuyers are missing a big opportunity in today’s housing market: newly built homes.

Right now, there are more new homes to choose from. And as a result, some builders may be more willing to negotiate on price. Many are even offering better mortgage rates too via something called mortgage rate buy-downs.

This graph shows buyers of newly built homes got a mortgage rate around half a percent lower compared to those who bought existing homes.

That means you could find a great home with a lower mortgage rate, and that might make your monthly payment more manageable than you expected.

If you haven’t considered a newly built home yet, what’s holding you back?

Let’s talk and see if checking out new construction could be the right move for you.

07/10/2025

Selling and Buying at the Same Time? Here’s What You Need To Know

In many cases, selling first doesn’t just give you clarity, it gives you options. It helps you buy with more confidence, more financial power, and less pressure.

If you're ready to make a move but you’re not sure where to begin, let’s talk. We can walk through your potential equity, your timing, and your local market conditions so you can decide what’s right for you.

If you're a homeowner planning to move, you're probably wondering what the process is going to look like and what you should tackle first.