10/10/2026
If you're planning to buy a home in Las Vegas, here's the order that actually works: talk to a lender first, then start touring.
Most buyers do it backwards. They fall for a house online, book the showing, and only then find out what they can borrow. By then the number doesn't always match the house that's already stuck in their head.
I start every buyer the other way. Before we walk a single home, we get your pre-approval sorted so you know your real budget and can shop with confidence instead of guessing.
A few things worth knowing before you apply: pre-qualified and pre-approved are not the same thing. Pre-qualified is a rough estimate. Pre-approved means a lender has reviewed your income, credit and assets and put it in writing, and that letter gives you real negotiating power against other buyers.
Lenders will ask for pay stubs, bank statements, tax returns, W-2s or 1099s, and ID. Start pulling these together early. And once you apply, leave your finances alone: no new credit cards, no job changes, no big purchases on credit. Small moves can undo an approval before closing.
Read the full breakdown, with real numbers on earnest money, down payments and closing costs in Las Vegas: https://blog.homesbydalal.info/blog/pre-approval-before-you-tour-las-vegas
If you're thinking about buying, even if it's months out, let's talk. No question is too basic. 🏡
Dalal Gullotta, REALTOR®, License .0172146, Vegas Realty Experts. Equal Housing Opportunity.
