03/20/2026
🏠 February 2026 Foreclosure Update: The "Return to Normal" continues. 🏠
Is the housing market shifting? The latest ATTOM Foreclosure Activity Report is out, and the data shows a steady trend toward pre-pandemic levels.
For the 12th month in a row, we’ve seen a year-over-year increase in foreclosure filings. While the numbers are rising, experts at ATTOM note that strong homeowner equity and tighter lending standards are keeping a 2008-style crisis at bay.
The February 2026 Breakdown:
✅ Foreclosure Starts: 25,928 properties (Up 14% from last year).
✅ Bank Repossessions (REOs): 4,077 properties (Up 35% from last year).
✅ Total Filings: While down slightly from January, the annual climb shows the market is "normalizing" after years of historic lows.
Where is activity highest? 📍
According to ATTOM’s data, these 10 states saw the highest foreclosure rates this month:
1️⃣ Indiana (1 in every 1,597 units)
2️⃣ South Carolina (1 in every 2,217 units)
3️⃣ Florida (1 in every 2,277 units)
4️⃣ Delaware (1 in every 2,443 units)
5️⃣ Illinois (1 in every 2,590 units)
6️⃣ Ohio (1 in every 2,787 units)
7️⃣ New Jersey (1 in every 2,798 units)
8️⃣ Nevada (1 in every 2,915 units)
9️⃣ Utah (1 in every 2,984 units)
🔟 Texas (1 in every 3,156 units)
At the other end of the spectrum, states like Vermont and West Virginia saw almost no activity, showing how much real estate remains "local."
The Big Picture: We aren't in a freefall. Instead, we’re seeing a more active, predictable market environment. For buyers and investors, this means more opportunities are appearing on the horizon; for homeowners, that hard-earned equity remains a vital safety net.
Below is the rest of them
Here is the full list of all 50 states from the ATTOM February 2026 report
1️⃣ Indiana (1 in every 1,597 units)
2️⃣ South Carolina (1 in every 2,217 units)
3️⃣ Florida (1 in every 2,277 units)
4️⃣ Delaware (1 in every 2,443 units)
5️⃣ Illinois (1 in every 2,590 units)
6️⃣ Ohio (1 in every 2,787 units)
7️⃣ New Jersey (1 in every 2,798 units)
8️⃣ Nevada (1 in every 2,915 units)
9️⃣ Utah (1 in every 2,984 units)
🔟 Texas (1 in every 3,156 units)
11) Maryland (1 in every 3,201 units)
12) Georgia (1 in every 3,237 units)
13) Michigan (1 in every 3,419 units)
14) Iowa (1 in every 3,456 units)
15) North Carolina (1 in every 3,457 units)
16) California (1 in every 3,612 units)
17) Alabama (1 in every 3,800 units)
18) Wyoming (1 in every 4,017 units)
19) New Mexico (1 in every 4,072 units)
20) Arizona (1 in every 4,099 units)
21) Idaho (1 in every 4,141 units)
22) Connecticut (1 in every 4,167 units)
23) Oklahoma (1 in every 4,177 units)
24) Pennsylvania (1 in every 4,180 units)
25) Colorado (1 in every 4,203 units)
26) New York (1 in every 4,796 units)
27) Arkansas (1 in every 5,427 units)
28) Louisiana (1 in every 5,463 units)
29) Maine (1 in every 5,529 units)
30) Missouri (1 in every 5,595 units)
31) Massachusetts (1 in every 5,622 units)
32) Tennessee (1 in every 6,213 units)
33) Kentucky (1 in every 6,464 units)
34) Alaska (1 in every 6,804 units)
35) Minnesota (1 in every 7,420 units)
36) Oregon (1 in every 7,584 units)
37) Hawaii (1 in every 7,779 units)
38) Washington (1 in every 7,930 units)
39) Wisconsin (1 in every 8,124 units)
40) Virginia (1 in every 8,965 units)
41) Mississippi (1 in every 9,511 units)
42) Nebraska (1 in every 9,594 units)
43) New Hampshire (1 in every 10,808 units)
44) North Dakota (1 in every 11,097 units)
45) Kansas (1 in every 12,204 units)
46) Rhode Island (1 in every 13,133 units)
47) Montana (1 in every 16,513 units)
48) South Dakota (1 in every 23,830 units)
49) Vermont (1 in every 33,904 units)
50) West Virginia (1 in every 43,066 units)
📊 Data Source: ATTOM Foreclosure Research Reports.
