Waypoint Realty Group

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Layton, UT
Waypoint Realty Group

Trusted Realtor® | MRP Certified 🇺🇸| Your Compass in Real Estate | Backed by KW Success
Call or Text - 801-726-9859

09/10/2026

“How’s the Utah housing market?”
The better question might be: “What price range are we talking about?”

Utah’s overall housing supply has increased — from 3.67 months in August 2025 to 5.17 months in August 2026.

What does that mean? Months of supply measures how long it would take to sell the homes currently available at the current sales pace. Generally, more supply means buyers have more choices and potentially more negotiating power.

But here’s where it gets interesting:

🏡 $300K–$500K: 4.23 months
🏡 $500K–$700K: 4.57 months
🏡 900K–$1M: 5.85 months
🏡 $1M–$3M: 7.71 months

So yes, inventory is up — but your leverage as a buyer or your strategy as a seller can look very different depending on your price point.
There isn’t just one “Utah housing market.”

Thinking about making a move? Tell me your price range and I’ll show you what **your market** actually looks like.

Kaylea Fiscus
REALTOR® | MRP | KW Military
Waypoint Realty Group Proudly Backed by KW Success
801-726-9859
[email protected]
waypointrealty.kw.com
"Your Compass in Real Estate"

09/09/2026

🏡 **Waypoint Wednesday — Did You Know?!**

Mortgage rates are **not one-size-fits-all**.

The rate you see advertised online may not be the rate you actually qualify for. Your rate can be influenced by things like:

• Credit score
• Loan type
• Down payment
• Loan amount
• Points or lender credits
• Property type
• Current market conditions

That’s why comparing mortgage rates isn’t always as simple as asking, “What’s your rate?”

The better question is: **What does the entire loan look like for my specific situation?**

Rate matters—but so do the fees, monthly payment, cash to close, and overall strategy.

If you’re thinking about buying, don’t let a headline rate make the decision for you. Get the full picture first.

Kaylea Fiscus
REALTOR® | MRP | KW Military
Waypoint Realty Group Proudly Backed by KW Success
801-726-9859
[email protected]
waypointrealty.kw.com
"Your Compass in Real Estate"

09/08/2026

Renters in Davis + Weber County… this caught my attention. 👀
August's rental data showed:
🏠 22 active rentals
🔑 5 rentals closed
📊 4.4 months of rental supply
That means renters currently have more options—and the rental market is leaning more in favor of the renter compared with historical seasonal norms.
But here’s the question I’d be asking:
If your lease is coming up, does it make more sense to take advantage of the rental market… or finally look at buying?
There isn’t one answer for everyone.
Sometimes renting absolutely makes sense. But before committing to another 12 months, I think it’s worth knowing what both options actually cost.
If you’re curious, message me “RENT VS BUY.”
I can help you compare:
• Current rent
• Estimated mortgage payment
• Available down-payment options
• Seller concessions/rate buydowns
• How long you plan to stay
No sales pitch. Just real numbers so you can make the right call for your situation.

Kaylea Fiscus
REALTOR® | MRP | KW Military
Waypoint Realty Group Proudly Backed by KW Success
801-726-9859
[email protected]
waypointrealty.kw.com
"Your Compass in Real Estate"

Data based on rental listings reported through UtahRealEstate.com for Davis & Weber Counties; information should be independently verified.

09/07/2026

Happy Labor Day! Here’s to hard work, well-earned rest, and enjoying the people and places we work so hard for.

Kaylea Fiscus
REALTOR® | MRP | KW Military
Waypoint Realty Group Proudly Backed by KW Success
801-726-9859
[email protected]
waypointrealty.kw.com
"Your Compass in Real Estate"

09/04/2026

Looking for something to do this Labor Day weekend? Here are 3 local options around Davis & Weber Counties:
🌽 Farmers Market Ogden
🌙 Moon viewing & sketching at Antelope Island
🎭 “Anything Goes” at Hopebox Theatre

A little outdoors, a little local shopping, and a little live theatre—something for just about everyone.

Which one would you pick for the weekend? 👇

Kaylea Fiscus
REALTOR® | MRP | KW Military
Waypoint Realty Group Proudly Backed by KW Success
801-726-9859
[email protected]
waypointrealty.kw.com
"Your Compass in Real Estate"

09/03/2026

This poll surprised me a little. 👀

I asked: “If rates dropped 1% tomorrow, would you move?”

The results:
79% said no.
17% said yes.
4% said maybe.

A full 1% drop still wouldn’t be enough for most people — and waiting specifically for those old 2–3% rates could mean sitting on the sidelines for quite a while.

But something interesting came up in the comments: some people said they’d move if they found the right property.

And maybe that’s the bigger conversation.

What if it’s less about finding the "perfect rate" and more about finding:
🏡 The right house for your family
📍 The right location
💰 The right price and terms
🤝 The right Realtor who knows how to negotiate concessions, rate buydowns, or other creative options

Because a lower rate is great…but so is living in a home that actually *functions for the way your family lives.*

So I’m curious: What would have to change for you to consider moving — the rate, the payment, the house itself, or something else?

Kaylea Fiscus
REALTOR® | MRP | KW Military
Waypoint Realty Group Proudly Backed by KW Success
801-726-9859
[email protected]
waypointrealty.kw.com
"Your Compass in Real Estate"

09/02/2026

🏡 Waypoint Wednesday — Did You Know?!

A $10,000 price reduction and $10,000 in seller concessions can have a VERY different impact on a buyer.

Let’s use a $400,000, 30-year loan at 6.5% as an example:

➡️ $400K loan at 6.5%: about $2,528/month principal & interest.

➡️ If we simply reduced the loan by $10,000 to $390K, the payment would be about $2,465/month.

That saves roughly $63/month.

But what if we negotiated $10,000 in seller concessions and used that money to buy down the interest rate instead?

For example, if lender pricing allowed that $10K to reduce the rate from 6.5% to 6.0%, the payment on the same $400K loan would be about $2,398/month.

That’s roughly $130/month in savings — more than DOUBLE the monthly impact of simply reducing the price by $10K.

And concessions could also potentially be used toward closing costs, which could mean less cash needed upfront.

The lesson? 👇

Don’t just negotiate the price. Negotiate the DEAL.

Would you rather have $10K off the purchase price or $10K toward your rate and closing costs?

Example is for illustration only. Rates, points, lender pricing, seller-concession limits and loan terms vary. Payment examples are principal and interest only and do not include taxes, insurance, HOA or mortgage insurance.

09/01/2026

The purchase price gets the attention—but the monthly payment tells the real story. 🏡

Your payment may include principal, interest, property taxes, homeowners insurance, mortgage insurance, and possibly HOA fees. That’s why two homes with similar prices can have very different monthly costs.

Before you fall in love with a price tag, make sure you understand the full payment breakdown. Your lender can help you confirm the numbers for your specific loan.

Save this reel for your home search, and send it to someone who’s thinking about buying.

The purchase price gets the attention—but the monthly payment tells the real story. 🏡

Your payment may include principal, interest, property taxes, homeowners insurance, mortgage insurance, and possibly HOA fees. That’s why two homes with similar prices can have very different monthly costs.

Before you fall in love with a price tag, make sure you understand the full payment breakdown. Your lender can help you confirm the numbers for your specific loan.

Save this reel for your home search, and send it to someone who’s thinking about buying.

Kaylea Fiscus
REALTOR® | MRP | KW Military
Waypoint Realty Group Proudly Backed by KW Success
801-726-9859
[email protected]
waypointrealty.kw.com
"Your Compass in Real Estate"

08/31/2026

Reviews like this mean a lot. 🤍

Real estate is about more than opening doors and writing contracts—it’s about protecting my clients, helping them understand the numbers, and making sure they have someone firmly in their corner from start to finish.

My mortgage background gives me another layer of experience to bring to the table, but earning this level of trust is what matters most.

Thank you, Steph, for the incredible review and for trusting me. 🏡🧭

Kaylea Fiscus
REALTOR® | MRP | KW Military
Waypoint Realty Group Proudly Backed by KW Success
801-726-9859
[email protected]
waypointrealty.kw.com
"Your Compass in Real Estate"

08/29/2026

🏡 **GRAND OPEN HOUSE — TODAY!!!! SATURDAY, AUGUST 29TH!**

Come be among the first to tour **2407 Country Oaks Dr. in Layton** this Saturday from **10 AM–1 PM**!

This home has some seriously fun features:
✨ Heated in-ground saltwater pool
✨ Updated kitchen + granite countertops
✨ 6 bedrooms | 3 bathrooms
✨ 3,124 sq. ft.
✨ Oversized 2-car garage + EV charging
✨ Loan officer on site to answer financing questions

If a backyard pool has been on your wish list, this one is worth seeing in person. Plenty of upgrades not listed. Stop by, tour the home, and say hi to Steph and me!

📍 2407 Country Oaks Dr., Layton, UT
📅 Saturday, August 29
⏰ 10 AM–1 PM

**Listing provided courtesy of Listing Agent Brandy Icard with KW Success.**

Address

1572 Woodland Park Drive #510
Layton, UT

Telephone

+18017269859

Website

http://waypointrealty.kw.com/

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