Capital Real Estate Services

05/13/2026

2 bedroom duplex available mid June in super nice Historic area. Call DeAnna for more details. 615-804-8987.

05/13/2026

4 bedroom home on 2.2 acres with no restrictions and no HOA. $675k and move in ready. Call DeAnna for more info. 615-804-8987

05/13/2026

Coming soon! One level ranch with detached garage on the west side. Approximately 3000 sq ft.

04/20/2026

First-time buyers may be starting to catch a bit of a break – and this list shows where.

Zillow just ranked the top 10 markets for first-time buyers this Spring.

And these metros made the list because there are more homes to choose from. There’s slower price growth. And wages are rising in these areas.

That combination is what’s opening the door for some buyers, even with higher mortgage rates.

But what about your city? Even if your metro isn’t on this list, don’t worry. The full list names 50 cities. And even beyond that, there’s opportunity in any market, if you know where to look.

Want to find the best neighborhoods for first-time buyers locally? Let’s talk.

Capital Real Estate Services
615-547-6797
931-787-7267

04/14/2026

Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.

With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move. But here’s what you need to remember.

While recent events do have some impact on the housing market, they don’t take buying off the table. You just have to use a different strategy.

Mortgage Rates Have Been Up Slightly – Here's WhyAfter trending down for most of 2025, mortgage rates have been higher again for over roughly a month now. And experts say it’s a result of what's happening overseas and in the broader economy. As Mark Fleming, Chief Economist at First American, explains:

“Mortgage rates have recently moved higher, driven by geopolitical uncertainty and rising energy costs that are contributing to inflation concerns.”

But what does that really mean for you? Should you wait for everything to settle back down before you buy a home?

The short answer is no. You don’t have to wait.

Your Window To Buy Didn’t CloseIt’s true that a month or so ago, when rates were just shy of 6%, buying felt a bit more affordable. And now that rates are hovering around the mid-6s, monthly payment costs are higher.

But zoom out for a second.

Let’s say you’re taking out a loan for $500k. Even with rates in the mid 6s, you’re still saving roughly $300 on your monthly payment compared to buyers who made their purchase early last year.

That means this recent increase in rates hasn’t erased the progress we’ve seen. Buying is still more affordable than it was just one year ago (see below):

Sure, your monthly payment would’ve been a little less expensive a few weeks back. But hindsight is always 20/20.

The goal moving forward shouldn’t be to perfectly time the market. Things change too quickly for that. Instead, the real goal is to make the best decision you can based on where things are today. And the best advice anyone can give is: brace for volatility.

When It Comes To Rates, Expect the UnexpectedMortgage rates are going to continue to be move around in the weeks or months ahead as new information and economic reports come out.

Try to remember, you can’t control global events or where rates go next week (or even next month). But you can control how you prepare. If you do that, it becomes less about the headlines, and more about your situation.

If You Want or Need To Move, You Still CanThe simple truth is, if you want or need to move, you still can.

Some buyers are choosing to move forward right now because their needs haven’t changed. A growing family, a job relocation, a lifestyle shift – those things still matter.

And for buyers who do decide to move forward, there are ways to make it work.

For example, you could explore options like adjustable-rate mortgages (ARMs) to get a lower rate upfront. That may or may not be the right fit for you, but it highlights an important point: there are strategies that can help you move, even now.

What matters most is having a plan.And working with the right agent and lender is a big part of that. With expert help, you’ll:

- Understand your budget and what the math looks like at today's rates.

- Explore your financing options, including ARMs and assistance programs.

- Have trusted guidance from experts who'll keep you up to date throughout the process.

Bottom LineEven though there’s some uncertainty, that doesn’t mean you’re out of options.

If you need to move, you still can. Let’s connect so we can explore all your options and make your move happen.

Capital Real Estate Services
615-547-6797

04/08/2026

Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.

If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is. And that's exactly why more buyers are opting for adjustable-rate mortgages, or ARMs.

Here's what you need to understand about how they work, and whether they make sense for you.

What Is an Adjustable-Rate Mortgage?Since a lot of people aren’t familiar with this type of loan, let’s start with a definition. This is how Business Insider explains the main difference between a fixed-rate mortgage and an adjustable-rate mortgage:

“With a fixed-rate mortgage, your interest rate remains the same for the entire time you have the loan. This keeps your monthly payment the same for years . . . adjustable-rate mortgages work differently. You’ll start off with the same rate for a few years, but after that, your rate can change periodically. This means that if average rates have gone up, your mortgage payment will increase. If they’ve gone down, your payment will decrease.”Basically, one doesn’t change much over the life of your loan.

And one could change... either by a little, or a lot.

Of course, things like taxes or homeowner’s insurance can still have an impact on a fixed-rate loan, but the baseline of your mortgage payment is fairly steady. But the big difference is that with an ARM, your monthly payment could change over time.

Why Adjustable-Rate Mortgages Are Getting More AttentionSo, why do some buyers choose this option? It's simple. It’s because of the upfront savings. Business Insider explains it like this:

“Because ARM rates are typically lower than fixed mortgage rates, they can help buyers find affordability when rates are high. With a lower ARM rate, you can get a smaller monthly payment or afford more house than you could with a fixed-rate loan.”And right now, according to Mortgage News Daily and the Wall Street Journal, the upfront rate on an ARM is lower than a 30-year fixed mortgage (see graph below):

If you’re wondering how that shakes out in real dollars and cents, here’s what Redfin says. According to their research, the typical buyer could save about $150 per month by taking out an ARM instead of a 30-year fixed mortgage.

For some people, that’s enough to make a difference.

More Buyers Are Choosing Adjustable-Rate Mortgages TodayA growing number of buyers are willing to trade the uncertainty later for a lower payment now. Data from the Mortgage Bankers Association (MBA) shows the share of buyers choosing ARMs has increased, especially over the last few years (see graph below).

This doesn’t mean ARMs are becoming the go-to option for everyone. It only means some buyers are opting for this type of mortgage, so they can still buy today.

And if you remember the housing crash, seeing ARMs gain popularity again may raise concerns. But rest easy. Today’s ARMs aren’t the same.

Back then, some buyers were given loans they couldn’t afford once rates adjusted.

Today, lending standards are stricter, and lenders evaluate whether borrowers could still handle the payment if rates rise. So, the return of ARMs doesn’t signal another widespread crash. It just reflects how some buyers are adapting to today’s affordability challenges.

The Trade-Off – What You Need To ConsiderIf you’re considering an adjustable-rate mortgage yourself, just remember it really all depends on your situation and your risk tolerance.

An ARM may make sense if you plan to move before your rate would adjust or if you expect you’ll make a higher income in the future. But there are trade-offs you need to think through.

For example, once the fixed period ends, your rate can adjust, and your payment could increase, potentially by a meaningful amount depending on where rates are at that time.

And keep in mind, there’s also no guarantee mortgage rates will come down in the future, which means refinancing later isn’t always an option. That’s why it’s important to think through your plan, understand your long-term earning potential, and work closely with a trusted lender before you choose an ARM.

Bottom LineARMs are getting more attention again because they can make buying a home more affordable in the short term. But they’re not right for everyone.

The key is understanding how they work, what the risks are, and whether they fit your plan. And that’s why you need to talk to a trusted lender and financial advisor before you make any decisions.

Capital Real Estate Services
615-547-6797

04/02/2026

https://www.facebook.com/share/p/1Cdt14ZYWX/

Be honest. Have you started looking at homes online yet?

Because if you have, it’s already time to get pre-approved.

While you may be tempted to wait until you’re really serious about a house, that actually puts you behind the game.

The better bet is getting pre-approved before you fall in love with something.

It’ll give you clarity on what you can borrow, your ideal price point, and what your monthly payment could look like. That’s information you’re going to want up front, so you don’t fall for something outside of your range.

Plus, when a house you love hits the market, you’ll be ready to go – not scrambling to figure it out.

If you’re about to start looking or just casually browsing, let’s talk about where to start.

03/27/2026

The Best Week To List Your House Is Just Around the Corner

While the Spring season consistently offers up some of the best conditions for home sellers, Realtor.com says there’s one window where the stars really seem to align year after year. And it’s coming up fast.

Based on their analysis of historical trends, the ideal week to put your house on the market this year is: April 12–18.

And here’s why this window stands out as being particularly seller-friendly:

- Buyers Are More Active. According to the research coming out of Realtor.com, homes listed during this week typically get about 16.7% more views than in a normal week. And in a market where buyers have options, getting that extra attention can set the tone for your entire sale.
- Sales Happen Faster. Realtor.com also explains the added demand from buyers sets you up for a faster process. While homes have been taking longer to sell lately, homes up for sale this week were on the market for 17% less time than usual. And that’s a difference you’ll be able to feel.
- A Better Price for Your House. Since the number of homes for sale has grown, it’s normal for buyers to ask for credits, repairs, and price adjustments today. But, during this early Spring window, about 18.9% fewer homes do a price cut. That gives you a better chance of getting your full asking price.
- More Profit in Your Pocket. According to the study, well-prepped homes listed this week can command a price that’s about $5,300 more than the average week (and $26,000 more than homes at the start of the year).
And what seller doesn’t want more eyes on their house, getting an offer in hand sooner (rather than later), and their best shot at selling for top dollar?

What You Need To Do To Get ReadyIf you’re already thinking about selling and you want to take advantage of this sweet spot, your next step is shockingly simple. Just talk to a local agent.

Their expertise on your area is going to be key over the next few weeks. Because these trends are going to vary by state, city, and even neighborhood. And your agent will use that insider knowledge to help you figure out what you need to do now to get your house ready. Including:

- What you’ll want to spruce up before listing
- How to prioritize any repairs (and contractors that can help)
- Quick wins that’ll have a big impact
- What buyers care most about today
For some sellers, that’s a few easy fixes they can knock out in the next couple of weeks. A fresh coat of paint. Some new mulch. Or some light Spring cleaning.

For others, it’s worth taking another month or so to make some minor updates before listing. And that’s okay. Because while this mid-April window may give sellers an advantage, it’s not your only opportunity to sell.

Zillow says the best time to list is in May. And that means the golden window for sellers isn’t closing after this one week. It’s open all season long.

Bottom Line...Getting your house on the market in mid-April may give you an extra edge, but the bigger opportunity is the Spring season as a whole. The real question is:

Do you know what you need to do before you can list?

Because it’s officially go-time for any seller planning a Spring move.

If you want your house to hit the market this week (or even this season), let’s talk about what it’ll take to get it ready.

Capital Real Estate Services
615-547-6797

10/21/2025

Secluded hilltop getaway offering peace and tranquility yet only 15 minutes from big box stores (Sam's, Home Depot, Lowes, Walmart) 30 minutes to BNA airport and 35 minutes to downtown Nashville. This property is nestled in a peaceful 12.3 acre setting. This custom home features an open floor plan with vaulted ceilings and a recently remodeled kitchen. A cozy wood burning stove for those frosty mornings. French doors from great room to a large deck that is perfect for entertaining, viewing sunsets or gazing at those starry nights. Large master suite with two his and her closets and private master bath. A second master suite with trey ceilings and private bath. Beautiful hickory hardwood flooring on both levels. The upstairs space can be used as a bedroom, bonus or office. The land is nice balance of woods and pasture. Tree canvased trails lead to an open pasture in back of property . Perfect for your country living dream. An exceptionally nice shop with a double door in the front with one in the back. It is insulated with concrete floor and electric. There is also an RVport for your RV. Lots of exterior storage. This property is conveniently located 2.5 miles from I-840. View additional details about this listing: https://go.realtracs.com/1cKyVD1

10/02/2025

This home is part of a small gated community and so close to everything with BNA/Nashville less than 30 minutes away. If you love to entertain, this home provides both indoor and outdoor areas for family and friends to enjoy. An amazing pool with built in spa, as well as a covered porch and fenced yard for the kids and/or pets make this such a desirable home. Huge safety plus: it has a dedicated Tornado storm shelter in the garage floor. HOA fee covers the landscaping and irrigation of the common area grounds and gate servicing. Not only are there 5 bedrooms, 3 full baths and a powder room, there is a large upstairs loft and a separate movie room for lots of playspace or a quiet home office. Beautiful hardscaping/landscaping to enjoy! View additional details about this listing: https://go.realtracs.com/1bqRZ4F