09/23/2026
We dropped Hayes Street to $220,000.
What does that actually mean?
The price doesn't tell you what it might actually cost each month to own it.
Using some pretty reasonable estimates for taxes and insurance, we're looking at roughly:
USDA | $0 down | around $1,700-ish/month
FHA | 3.5% down | around $1,700-ish/month
And this is a brand new house.
New roof. New HVAC. New windows. New appliances. New everything.
Obviously there's never a guarantee that something won't need attention, but you're starting from day one instead of wondering how much life is left in everything.
That's the part of new construction at this price point that I think gets overlooked.
3 bedrooms. 2 bathrooms. Brand new.
$220,000.
If you've wondered whether something like this is actually within reach, let's run the numbers.
Payment examples are estimates only and include estimated taxes, homeowners insurance and applicable loan fees. Actual payment, rate and eligibility will depend on the buyer and lender.
