What are the opening hours?

Monday 8:30am - 4:30pm Tuesday 8:30am - 4:30pm Wednesday 8:30am - 4:30pm Thursday 8:30am - 4:30pm Friday 8:30am - 4:30pm

Cap One Lending

Cap One Lending offers Residential Mortgages, Rental Loans and Private Lending! Our Mission is to give our customers the best lending experience ever!

Welcome to Cap One Lending and thank you for taking the time to learn more about our company. We are a direct lender that specializes in residential mortgage lending and hard money loans. Cap One Lending will educate you on the process every step of the way, so you know what to expect and when to expect it. Rest assure you will be given the best loan options with the lowest rates available. You wi

ll be confident that you have made the right decision and are choosing the right company.. Cap One is Veteran owned and operated and we work side by side with our team every day to ensure that we are exceeding your highest expectations. We have been in the mortgage industry since the early 2000’s and have decades of experience. We pride ourselves on being more than just a mortgage company by going the extra mile for you today and every day forward. Our personal connection with you and building a long-lasting relationship is what we value most in our business and is why we do what we do. Cap One Lending is a DBA of Cap One Lending, LLC NMLS #2468614

08/20/2026

🏙️ 5 KANSAS CITY AREAS REAL ESTATE INVESTORS ARE WATCHING
Kansas City continues to attract real estate investors with its wide range of neighborhoods, property types, price points, and potential investment strategies. Whether your goal is generating rental income, renovating a value-add property, or building a long-term portfolio, selecting the right location is an important part of the process.
Here are five Kansas City areas investors may want to explore:
✅ Independence – Accessible entry points and established rental demand may make this area worth considering for investors focused on affordability and long-term rentals.
✅ Raytown – Its mix of older homes and rental properties may provide opportunities for cash flow, renovations, and value-add investment strategies.
✅ Northland – Continued development, expanding communities, and a broad renter base may offer potential for investors seeking long-term growth.
✅ Lee’s Summit – Strong suburban appeal and family-oriented neighborhoods may support stable, long-term rental strategies.
✅ Overland Park – An established tenant base, desirable amenities, and consistent suburban demand may appeal to investors prioritizing long-term stability.
Every market offers different opportunities, and the right property depends on your goals, budget, timeline, and overall investment strategy. Researching the neighborhood, reviewing projected expenses, and selecting the right financing can help you approach your next investment with greater confidence.
Found the right property? Cap One Lending can help you build a financing plan designed around your investment strategy.
📞 CALL OR TEXT: 816-905-1111
🌐 WWW.CAPONELENDING.COM
Cap One Lending, LLC
NMLS #2468614
Equal Housing Lender
*Business-purpose loans only. Market conditions vary by neighborhood and property. This is not investment advice. Program terms, eligibility, and availability vary. Not a commitment to lend.

08/19/2026

⚠️ Missouri wholesalers: August 28 changes everything.

A new Missouri law (Section 407.3600) takes effect on August 28, 2026, and it changes how you put 1-4 unit residential properties under contract.

Here's the new timeline:

📄 DAY 0 — Provide the seller with a separate written wholesaler disclosure. Both parties must sign and date it.

⏳ DAYS 1-13 — Wait. There is no contract and no lock on the property during this period.

✍️ DAY 14 — The earliest day you can legally sign a binding purchase agreement.

🏠 AFTER — Assign the contract, close the deal, and get paid.

Important reminders:

❌ The 14-day period runs BEFORE the contract, not after.

❌ Weekends and holidays count.

❌ If you skip the disclosure, the seller can cancel before closing, keep your earnest money, and you could face liability under Missouri's Merchandising Practices Act.

✅ The good news?

• Wholesaling is still legal in Missouri.
• No real estate license is required.
• There is still no cap on assignment fees.

This is a disclosure and timing law, not a ban.

This post is intended as general information for Missouri real estate investors and is not legal advice. Have a Missouri attorney review your forms and acquisition process before August 28.

🏢 Cap One Lending, LLC
📞 (816) 905-1111
🌐 WWW.CAPONELENDING.COM
📍 4041 NE Lakewood Way, Suite 130, Lee's Summit, MO 64064
🆔 NMLS #2468614
🇺🇸 Veteran Owned & Operated

08/18/2026

⭐⭐⭐⭐⭐ Another 5-Star Experience with Cap One Lending!
Purchasing a home can feel overwhelming when you’re unfamiliar with the process, but having the right lending team can make all the difference. Marty helped guide Nick through each step with prompt communication, honest answers, and friendly service.
“We started this process knowing very little about purchasing a home, but Cap One Lending guided us every step of the way. Marty was prompt, honest, and friendly, answering all our questions quickly and accurately. If you’re looking for a trustworthy, family-owned lender to help you get the keys to your next home, look no further!”
👏 Thank you, Nick, for trusting Marty and the Cap One Lending team with your home-financing journey! We’re proud to have helped make the process clearer and more comfortable from beginning to end.
Whether you’re purchasing your first home, moving into your next one, or exploring refinancing options, our experienced team is here to provide personalized guidance and dependable support from application to closing.
Cap One Lending, LLC
🌐 www.caponelending.com
📞 (816) 905-1111
🏦 NMLS #2468614
Equal Housing Lender

08/17/2026

🏡 Short-Term Rental DSCR Loans: Financing Built for Vacation Rental Investors
Investing in a short-term rental can create new opportunities for income and portfolio growth—but finding financing designed around the property’s potential is an important part of the process.
With a Short-Term Rental DSCR Loan, eligible real estate investors may qualify using the property’s projected short-term rental income rather than relying solely on traditional personal-income documentation.
Program options may include:
✅ Projected short-term rental income may be considered
✅ Purchase financing for eligible vacation rental properties
✅ Rate-and-term refinance and cash-out refinance options
✅ Qualification based primarily on the property’s cash-flow potential
✅ Investor-focused financing designed to help expand rental portfolios
Whether you’re purchasing your first vacation rental, refinancing an existing property, or accessing equity for your next investment, Cap One Lending can help you explore financing options that fit your strategy.
Ready to grow your short-term rental portfolio? Contact our team today.
📞 CALL OR TEXT: 816-905-1111
🌐 WWW.CAPONELENDING.COM
Cap One Lending, LLC
NMLS #2468614
Equal Housing Lender
*Business-purpose loans only. Program terms, eligibility, and availability vary. Not a commitment to lend.

08/12/2026

🏡 Think you need 20% down to buy your first home? Think again. Depending on your eligibility, income, location, and loan program, low-down or no-down financing may be available.
Here are a few options to consider:
✅ Conventional – Options may start at 3% down, making this a flexible choice for many qualified buyers.
✅ VA – Eligible veterans, active-duty service members, and qualifying spouses may receive up to 100% financing with no monthly mortgage insurance.
✅ USDA – Qualified buyers purchasing an eligible home in a designated area may receive up to 100% financing.
✅ FHA – Flexible credit guidelines and eligible down payment assistance programs may provide up to 100% financing.
You may be closer to homeownership than you think. Cap One Lending can help you compare programs, understand the requirements, and find an option that fits your goals.
📞 Call: (816) 905-1111
📧 [email protected]
🌐 www.CapOneLending.com
⭐ Over 500 Five-Star Reviews
🇺🇸 U.S. Veteran-Owned & Operated
Cap One Lending, LLC | NMLS #2468614
Program availability, eligibility, and terms vary. FHA 100% financing requires eligible down payment assistance. VA and USDA eligibility requirements apply. Not a commitment to lend. Equal Housing Lender.

08/11/2026

⭐⭐⭐⭐⭐ Another 5-Star Experience with Cap One Lending!
When clients return for multiple loans, it says a lot about the trust they have in their lender. Travis and his family have worked with Alex on several transactions, and each experience has been supported by knowledgeable guidance, dependable service, and clear communication.
“Alex has handled several loans for us, and every experience has been excellent. He is knowledgeable, dependable, and always takes the time to answer our questions and guide us through each step of the process. Alex is much more than just a loan officer to us—he is someone we trust and can always count on to have our best interests in mind.”
👏 Thank you, Travis, for continuing to trust Alex and the Cap One Lending team with your home-financing needs! We’re grateful for the opportunity to serve you and proud to have built a relationship that extends beyond a single transaction.
Whether you’re purchasing your first home, financing your next property, or exploring refinancing options, our experienced team is here to provide personalized guidance and dependable support from application to closing.
Cap One Lending, LLC
🌐 www.caponelending.com
📞 (816) 905-1111
🏦 NMLS #2468614
Equal Housing Lender

08/10/2026

🏚️ Buy. Rehab. Rent. Refinance. Repeat. The BRRRR strategy can help real estate investors improve properties, generate rental income, and build toward their next opportunity.
Here’s how the process works:
✅ Buy a property with renovation potential
✅ Rehab the property to improve its value and rentability
✅ Rent it out to establish consistent rental income
✅ Refinance into long-term rental financing based on the stabilized property
✅ Repeat the process using your experience and available capital
From purchase and rehab financing to a long-term DSCR refinance, Cap One Lending can help you map out the financing for every stage of your BRRRR project.
📞 Call: (816) 905-1111
📧 [email protected]
🌐 www.CapOneLending.com
⭐ Over 500 Five-Star Reviews
U.S Veteran-Owned & Operated
Cap One Lending, LLC | NMLS #2468614
Business-purpose loans only. Program terms, eligibility, and availability vary. Not a commitment to lend. Equal Housing Lender.

08/06/2026

TOP LOAN PRODUCERS – JULY 2026 🏆
Congratulations to our outstanding team members for their incredible performance this month!
🥇 Alex Payne – #1 Overall Producer
🥈 Dalton O’Donnell – #2 Overall Producer
🥉 Riley Stehlik – #3 Overall Producer
Your hard work, dedication, and commitment to delivering exceptional service continue to drive Cap One Lending’s success. Thank you for helping homebuyers, homeowners, and real estate investors achieve their financial goals!
⭐ Over 500 Five-Star Reviews
⭐ Veteran-Owned & Operated
⭐ Consumer Mortgage Lending Licensed in Missouri, Kansas, Texas & Florida
⭐ Business Purpose & Investment Property Financing Available in Nearly Every State
Whether you’re buying a home, refinancing, investing in rental properties, flipping homes, or growing your real estate portfolio, our experienced team is ready to help.
📍 Cap One Lending, LLC
4041 NE Lakewood Way, Suite 130
Lee’s Summit, MO 64064
📞 816-905-1111
📧 [email protected]
🌐 www.caponelending.com
NMLS #2468614

08/03/2026

📈 Better Credit = Better Terms. Improving your credit score could help you qualify for more loan options and better terms.
Credit improvements can take time to appear, so starting early can put you in a stronger position when you’re ready to apply for a mortgage.
Here are five steps that may help strengthen your credit profile:
✅ Pay every bill on time
✅ Lower your credit card balances
✅ Avoid opening unnecessary new credit
✅ Review your credit reports for errors
✅ Keep older accounts open when appropriate
Even small improvements can make a meaningful difference. The Cap One Lending team can help you understand where you stand and create a plan for your homebuying goals.
📞 Call or Text: (816) 905-1111
📧 [email protected]
🌐 www.CapOneLending.com
⭐ Over 500 Five-Star Reviews
🇺🇸 Veteran-Owned & Operated
Cap One Lending, LLC | NMLS #2468614
Licensed in Missouri, Kansas, Texas & Florida. Business-purpose lending is available in most states.

07/31/2026

🩺 Physicians dedicate their lives to caring for others. Let us help take care of your home financing.

Whether you're a resident, fellow, or practicing physician, a Doctor Loan can make homeownership more affordable and accessible than you may think.

With Cap One Lending's Doctor Loan Program, you may qualify for:

✅ Up to $3,000,000 loan amounts
✅ Up to 100% financing available
✅ No Mortgage Insurance (PMI) on eligible programs
✅ Qualify using future employment income
✅ Purchase, Refinance, or Cash-Out options
✅ Dedicated mortgage experts who understand the unique needs of medical professionals

You've worked hard to build your career. Now let us help you build your future.

📞 Call or Text: (816) 905-1111
🌐 www.CapOneLending.com

⭐ Over 500 Five-Star Reviews
🇺🇸 Veteran-Owned & Operated

Cap One Lending, LLC | NMLS #2468614
Licensed in Missouri, Kansas, Texas & Florida. Business purpose lending available in most states.

Address

4041 NE Lakewood Way, Suite 130
Lees Summit, MO
64064

Opening Hours

Monday	8:30am - 4:30pm
Tuesday	8:30am - 4:30pm
Wednesday	8:30am - 4:30pm
Thursday	8:30am - 4:30pm
Friday	8:30am - 4:30pm

Website

https://www.caponelending.com/

Alerts

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