Caroline Riggs - Real Estate

04/23/2026

A gem nestled in the woods! Come see this beautiful home today! All new flooring and paint throughout the home, and tastefully updated fixtures throughout! Charm meets functionality in this adorable home. Located just minutes from Fort Polk base on almost 4 cleared acres! The land is just so beautiful with large mature trees 🌲🏡

407 Walter Jeanes Road, Leesville, LA 71446
3 beds | 2 baths | 1,976 sq ft | 3.73 acres

Caroline Riggs, Realtor®
Keller Williams Realty CENLA Partners
2965-B HWY 165, Pineville, LA 71360
310-984-9497 (C)
318-619-7796 (O)
Licensed by The LREC
Each office is independently owned and operated

04/17/2026

JUST LISTED!

407 Walter Jeanes Road, Leesville, LA 71446
3 beds | 2 baths | 1,976 sq ft

Almost 4 cleared acres just minutes outside of Fort Polk! Such a beautiful home, almost fully updated. 3 bedrooms with 2 baths and a gorgeous office looking out over the property. Very serene and quiet 🌲🍃🏡 Come see for yourself!

Caroline Riggs, Realtor®
Keller Williams Realty CENLA Partners
2965-B HWY 165, Pineville, LA 71360
310-984-9497 (C)
318-619-7796 (O)
Licensed by The LREC
Each office is independently owned and operated

04/11/2026

Just Listed!! Come tour this beautiful home right outside Fort Polk and on almost 4 acres! Call me at 310-984-9497 or have your realtor schedule a showing 😉

Private, peaceful, and beautifully updated! This 3-bedroom, 2-bath home sits on nearly 4 cleared acres and is tucked away down a private drive, offering a secluded, wooded setting. Inside, you'll find all new flooring, fresh paint, updated lighting, a fully renovated guest bathroom, and an updated p...

01/24/2026

what an amazing business we have in town! love seeing this kind of support 👏🏼❤️

01/13/2026

Tuesday Term of the Week: Pre Approval 🏦📃

A pre-approval is when a lender reviews a buyer’s income, credit, and financial documents and confirms how much they’re qualified to borrow for a home loan.

In simple terms:
It’s a lender saying, “Based on your finances, you can afford up to this amount.”

What it usually involves:
1. Credit check
2. Proof of income (pay stubs, tax returns)
3. Bank statements
4. Employment verification

Why pre-approval matters:
- Shows sellers you’re a serious, qualified buyer
- Helps you shop within a realistic price range
- Speeds up the closing process
- Strengthens your offer in competitive markets

Caroline Riggs | Keller Williams Realty CENLA Partners

01/06/2026

Tuesday Term of the Week: Equity 🏠

Equity is the portion of your home that you actually own, not what the bank owns.

In simple terms:
Equity = Home value − What you still owe on the mortgage

How equity builds:
1. As you pay down your mortgage
2. As the home’s value increases over time

Example:
If your home is worth $250,000 and you owe $180,000, your equity is $70,000!

Why equity matters:
- It can be used when selling (profit)
- It can help with buying your next home
- It may be accessed through refinancing or a home equity loan

12/30/2025

Tuesday Term of the Week: Closing Costs💰

Closing costs are the fees and expenses paid at the end of a real estate transaction to officially complete the purchase or sale of a home.

In simple terms:
They’re the “behind-the-scenes” costs required to finalize the deal.

Common closing costs include:
1. Loan-related fees (origination, underwriting, credit report)
2. Appraisal fee
3. Home inspection fee
4. Title search & title insurance
5. Attorney or escrow fees
6. Recording fees
7. Prepaid items (property taxes, homeowners insurance, interest)

Who pays them?
- Buyers: usually pay most loan-related and prepaid costs
- Sellers: typically pay agent commissions and may cover some buyer costs, depending on negotiations

Typical cost:
Closing costs usually run about 2–5% of the home’s purchase price, but this can vary and can be negotiated.

Example:
If you buy a $200,000 home, closing costs might be around $4,000–$10,000.

12/23/2025

Tuesday Term of the Week: Contingency / Contingent Property 🏡

A contingent property is a home that is under contract, but the sale is dependent on one or more conditions (contingencies) being met before it can fully move forward.

In simple terms:
The seller has accepted an offer, but something still has to happen.

Common contingencies include:
1. Financing contingency – the buyer must get approved for a loan
2. Inspection contingency – the home must pass inspection or repairs must be negotiated
3. Appraisal contingency – the home must appraise at or above the purchase price
4. Home sale contingency – the buyer must sell their current home first

Why it matters:
- The home is likely going to sell, but it’s not guaranteed yet
- In some cases, sellers may still accept backup offers
- If a contingency isn’t met, the deal can fall through and the home may return to active status

12/19/2025

Congrats again to Makenzie Mullens on winning the $150 gift card to Nichols! We got to meet up with her today and her sweet kiddos to give her the prize! Thanks to everyone who entered!

Stay tuned for more giveaways in the future! ✨

12/19/2025

Happy Friday! Fell victim to believing some of these?

Home buying comes with a LOT of myths, and honestly, many of them stop people from even getting started.

The truth?
✔️ You don’t always need 20% down
✔️ Credit doesn’t have to be perfect
✔️ There’s no “one-size-fits-all” mortgage
✔️ Fixer-uppers and renting vs. buying aren’t always black & white

Every situation is different — and that’s where real guidance matters.

💬 DM me if you want to talk through what actually applies to you or if you’re just curious about your options.

Caroline Riggs | Keller Williams Realty CENLA Partners