Kim Rickert, REALTOR

11/15/2023

November is when we start to stay inside more often! Looking for a home to call your own? Call or message me - I can help get you in the path to home ownership!

03/31/2023

Tax professionals advise to compare itemized deductions to the allowed standard deduction and use the greater.

Learn more at https://betterhomeowners.com/Kimbra_Rickert/2023/03/31/Itemized-Deductions

03/30/2023

Get your tax return done early and file electronically to get ahead of the crowds filing at the last moment.

Learn more at https://betterhomeowners.com/Kimbra_Rickert/2023/03/30/Applying-your-tax-refund-to-buy-a-home

03/29/2023

Working with an experienced agent with seasoned negotiation skills is key to your success in buying a home in a competitive environment.

With increased competition in the market because of low inventory, you as a buyer and your offer to purchase need to be seen as the solution to the seller's situation in price, terms, and reliability to close.

03/28/2023

To make a home more marketable the "Point" is to offer financing concessions and let the buyer determine how to use the funds.

Learn more at https://betterhomeowners.com/Kimbra_Rickert/2023/03/28/Points-can-make-the-difference

03/27/2023

Ask your agent if they work with buyers using FHA loans.

Learn more at https://betterhomeowners.com/Kimbra_Rickert/2023/03/27/FHA-Loans-Are-a-Good-Choice-for-Some

03/24/2023

Interestingly, the FHA and VA may have a lower mortgage rate than conventional loans with more down payment.

Learn more at https://betterhomeowners.com/Kimbra_Rickert/2023/03/24/Low-Down-Payment-Mortgage-Options

03/23/2023

Get advice from your trusted mortgage officer and your agent but ultimately, it will be up to you to decide.

Learn more at https://betterhomeowners.com/Kimbra_Rickert/2023/03/23/When-should-you-lock-your-mortgage-rate

03/22/2023

Every experienced agent knows that all real estate is local and while you can look at trends on a national basis, it takes a knowledgeable professional to assess the local market, even on a neighborhood basis, to determine what a property will reasonably sell for currently.

The average 30-year fixed-rate mortgage for the last 50 years is 7.76% which is less than the current rates and Home prices have experienced 7.16% appreciation for the last fifty-five years compared to 4.3% average inflation for the same period.

03/21/2023

There are four common resolves to an inspection report: buyer accepts home "as is"; Seller can make the repairs; a cash settlement in lieu of repairs; or buyer can "opt-out" of contract based on how it is written.

Learn more at https://betterhomeowners.com/Kimbra_Rickert/2023/03/21/Home-Inspections-What-to-Expect

03/20/2023

Find a YouTube video to watch to see if it may be a job you feel comfortable handling.

Learn more at https://betterhomeowners.com/Kimbra_Rickert/2023/03/20/Spending-too-much-on-home-repairs

03/17/2023

May your home always be too small to hold all your friends.

Learn more at https://betterhomeowners.com/Kimbra_Rickert/2023/03/17/Happy-St.-Patricks-Day