First-time Homebuyers Home Sweet Home Loan with Jennifer Frye

First-time Homebuyers Home Sweet Home Loan with Jennifer Frye Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from First-time Homebuyers Home Sweet Home Loan with Jennifer Frye, Real Estate, 101 E High Street, Lexington, KY.

01/06/2026

Your journey to homeownership starts here! From finding a KHC-approved lender to exploring down payment assistance and closing the deal, this checklist is your roadmap to the keys.

06/15/2024

"The divine activity permeates the whole universe, it pervades every creature; wherever they are it is there; it goes before them, with them, and it follows them; all they have to do is to let the waves bear them on. Would to God that ... all men could know how very easy it would be for them to arrive at a high degree of sanctity. They would only have to fulfill the simple duties of Christianity and of their state in life; to embrace with submission the crosses belonging to that state, and to submit with faith and love to the designs of Providence in all those things that have to be done or suffered without going out of their way to seek occasions for themselves. ... This is the spirituality of all ages and of every state. No state of life can, assuredly, be sanctified in a more exalted manner, nor in a more wonderful and easy way than by the simple use of the means that God, the sovereign director of souls, gives them to do or to suffer at each moment." —Fr. Jean-Pierre de Caussade, p. 8
An excerpt from Abandonment to Divine Providence

01/02/2023

Step 2. How do I get help with money for down payment or closing costs

Buying a home, you can get assistance with a down payment?

There are different types Of Down Payment Assistance

Most assistance comes in the form of first-time home buyer grants and loans offered at the state and local levels. There may even be funds available from the private sector and nonprofits where you live.

Grants
The most valuable form of down payment assistance is the grant. That’s because grants provide money that homeowners never have to repay – it’s considered a gift.

An important word of warning here is that some programs that are labeled grants by the organization doing the funding may actually create a second lien on your home. While there’s nothing inherently wrong with this as long as you know what you’re getting into, make sure to carefully read the terms associated with any agreement for down payment assistance.

Low-Interest Loans
Your lender or another organization might offer you the opportunity to take out a second mortgage loan at the same time your first mortgage is finalized. You can use the funds from this loan to cover your down payment. You’ll have to repay this loan each month, usually when you make your payments on your first loan. These usually have a shorter term repayment like a 10yr repayment.

Can I get additional down payment assistance with an FHA loan?
While FHA does not offer its own down payment assistance, you may still be able to get help with your down payment through a program. For an FHA loan, you have to put up some of your own money, but most down payment programs will work with FHA loans.

The Bottom Line
Don’t let worries of coming up with money for a down payment scare you away from buying a home. Today’s buyers have more options than ever for putting together these funds.

It’s possible to qualify for a mortgage from conventional lenders with a down payment as low as 3% of a home’s final purchase price. And if you need help coming up with an even smaller down payment, the down payment assistance programs offered by community organizations, government agencies and local lenders could help you clear this financial hurdle.

Give me a call to make an appointment 859-707-7875


What is the mortgage process?1st -Find a local lender and be pre approved!Yes your credit will get pulled, you can’t get...
12/31/2022

What is the mortgage process?

1st -Find a local lender and be pre approved!
Yes your credit will get pulled, you can’t get pre approved without me knowing what your credit score is and what is on your report.
Your score may drop a few points, it is ok,
You are asking for someone to loan you A LOT of money.

A pre approval is more than just getting your credit. It gives you a good idea of how much house you can afford, your interest rate and the types of loan programs you qualify for. A mortgage preapproval also tells sellers and real estate agents that you won’t have trouble finding funding for your home purchase. This gives your eventual home offer more weight.

Keep in mind that a preapproval is different from a prequalification. When you get prequalified for a loan, your lender doesn’t verify the claims you make about your credit and income. On the other hand, a preapproval requires a credit check and sometimes underwriting. A prequalification holds less weight than a preapproval because it often doesn’t include those details. When you get a preapproval, you get the most accurate information possible about how much of a loan you can obtain. This benefits everyone involved with your home search.

Look for a lender who’s responsive to your questions and offers an easy way to apply for a mortgage. It is important to get preapproved before you begin your hunt for the perfect home.
Give me a call to make an appointment 859-707-7875


https://jenniferfrye.zipforhome.com/

12/29/2022

Need down payment and closing costs to buy a home?

Ask me if you qualify for $10,000 free money?!? It isn’t a loan.

12/14/2022

Welcome to my homebuyer page for giving tips to 1st Time Homebuyers and current homeowners.
I offer a variety of home loans, Conventional, FHA, USDA, and VA. All of these loans can en used for 1st Time Homebuyers or current Homebuyers who may be buying a 2nd or 3rd home.
I offer downpayment assistance which can be used for downpayment and or closing costs. 😊🙏

12/14/2022

Hello and welcome to my 1st Time Homebuyer page. This page is a source of information for 1st homebuyers and existing homeowners.
If you have questions feel free to ask them. There will be home buying tips about the rates, down payment assistance, insurance, closing costs, credit, and other tips for home owners.

Address

101 E High Street
Lexington, KY
40507

Opening Hours

Monday 9am - 5pm
5pm - 8pm
Tuesday 9am - 5pm
5pm - 8pm
Wednesday 9am - 5pm
5pm - 8pm
Thursday 9am - 5pm
5pm - 8pm
Friday 9am - 5pm
5pm - 8pm
Saturday 9am - 8pm

Telephone

+18597077875

Website

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