Mary Galus - Realtor

09/03/2026

Fall can be a great season for buyers!
As the market shifts with the season, buyers may find some valuable advantages:
More choices More homes may come to market as competition changes.
Softer pricing Some sellers may be more motivated to make a deal.
More room to negotiate. With fewer buyers competing, there may be greater opportunity to negotiate price and terms.

If you’ve been waiting for the right time to make a move, **fall might be worth a fresh look. Let’s talk about what’s happening in our local market and create a strategy that works for you! Call me today: 859-227-0417

09/03/2026

🍂 Don’t Overlook a Fall Move! 🏡

Think spring and summer are the only seasons to buy a home? Think again!

Fall can offer some real advantages for buyers:
✨ More motivated sellers
✨ Less competition from other buyers
✨ More room to negotiate
✨ Potentially better pricing
✨ A chance to find a home before the spring rush

And let’s not forget, moving in the fall means you could be settled in and enjoying your new home before the holidays!

If you’ve been thinking about making a move, don’t wait for the “perfect” season. The right opportunity could be waiting for you this fall.

Let’s talk about what’s available and build a strategy that works for you! Call me today: 859-227-0417

You've been waiting for something to change before you buy. It just might not be the thing you expected…

09/02/2026

Why are new homes selling for $40K less than existing homes?
It may sound surprising, but builders are offering incentives, rate buydowns, and upgrades to attract buyers, making new construction more competitive than you might think.

The key is knowing how to compare the true cost of new vs. existing.

Thinking about buying? Let’s look at the numbers together! Call me today: 859-227-0417

09/02/2026

Think a brand-new home automatically costs more? Think again. In today’s market, that’s not necessarily the case.

Builders are competing for buyers, and incentives can make new construction surprisingly competitive with existing homes. Depending on the builder and community, buyers may find opportunities such as:

✨ Closing cost assistance
✨ Mortgage rate buydowns
✨ Upgrades included in the price
✨ Energy-efficient features that can help reduce monthly expenses
✨ Less immediate maintenance and fewer projects to tackle

When you compare a new home to an existing home, don’t just compare the list prices. Look at the monthly payment, incentives, condition, maintenance costs, warranties, and what’s actually included.

The right home isn’t always the oldest, or the newest. It’s the one that makes the most sense for your budget and your goals.

Thinking about buying? Let’s compare your options and see what makes the most sense for you. 🏠

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards.

09/01/2026

There are more sellers than buyers in today’s market, and that changes the game.

With more homes coming onto the market and fewer buyers competing for them, sellers may need to be more strategic than they were a few years ago. Pricing, presentation, marketing, and having the right negotiation strategy can make a BIG difference.

For buyers, this shift can mean more choices, less competition, and potentially more negotiating power.

The market is changing, and the best strategy depends on your goals and what’s happening right here in our local market.

Thinking about buying or selling? Let’s talk about what today’s market means for you.

08/31/2026

Should You Tap Your 401(k) to Buy a Home?

It’s a question more buyers are asking: “Should I use some of my retirement savings to help make homeownership happen?”

The answer? It depends.

A 401(k) loan or withdrawal may help with a down payment or closing costs, but there are important factors to consider—including taxes, penalties, repayment requirements, investment growth you could miss out on, and the impact on your long-term retirement goals.

That doesn’t mean it’s always a bad idea. It means you need to look at the whole financial picture before making a move.

💡 Before tapping your retirement account, talk with your lender and financial/tax professional to understand your options and the potential impact.

And if homeownership is your goal, let’s talk about what homes and financing strategies might make sense for your situation. There may be more options than you realize!

08/31/2026

Fall has a way of making people start thinking about what’s next.
Maybe you want to be settled before the holidays. Maybe your current home isn’t working as well as it used to. Or maybe moving has been in the back of your mind all summer. Whatever the reason, you don’t have to decide today. But you can start getting answers. Call me today: 859-227-0417
Knowing what your home could sell for in today’s Central Kentucky market, what’s available in your price range and what a move could actually cost can turn “maybe” into a much clearer decision.
Save this post if a move might be part of your plans this fall. 🍂

08/31/2026

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

08/30/2026

Open House today: 2-4 pm 👉https://bit.ly/3RVKtp1

08/28/2026