10/10/2026
Everybody talks about waiting for rates to come back down to 3%… but when you look at the history, those rates were actually the exception, not the norm.
The average of the rates shown here is about 8.1%.
That doesn’t mean today’s rate feels great 😅 — it just means waiting for the “perfect” rate could mean waiting a very long time.
The better question is: Does buying make sense for you right now?
That answer is different for everyone.
If you’ve been wondering what the numbers would actually look like for you, I’m always happy to help you figure it out — no pressure. 🏡