09/13/2026
Are interest rates too high to buy a home right now?
It’s one of the biggest questions buyers are asking — and the answer isn’t simply yes or no.
Higher rates affect purchasing power and monthly payments, but interest rate is only one piece of the decision. Home price, available inventory, your finances, how long you plan to own the property, and what’s happening in your local market all matter too.
Instead of trying to perfectly “time the market,” start by asking: Does buying make sense for me right now?
Talk with a qualified lender, know your numbers, explore your options, and then decide based on your circumstances — not just the headlines.