Krystle Foster Realtor

Krystle Foster Realtor Helping people navigate the buying and selling process as smoothly as possible.

Getting approved for a mortgage is much more difficult than in the years before the 2008 crash -- and that’s a good thin...
06/07/2026

Getting approved for a mortgage is much more difficult than in the years before the 2008 crash -- and that’s a good thing. Here’s an overview of reforms designed to protect consumers like you.

The financial crisis of 2008 started with shoddy mortgage-lending practices. Congress answered this problem with the 2010 Dodd-Frank Act, which was designed, among other things, to tighten mortgage lending standards and disclosures, keeping consumers better informed and curbing predatory lending pra...

What exactly is a “senior move manager” and do I need to hire one? Here’s a helpful explanation of what these trained pr...
06/06/2026

What exactly is a “senior move manager” and do I need to hire one? Here’s a helpful explanation of what these trained professionals do to help aging adults downsize and move.

For aging adults contemplating a major move, hiring a “senior move manager” might be a wise decision. A rapidly growing segment of the service industry, senior move managers are trained to help aging adults move to smaller homes or senior-care facilities. They have expert knowledge about the dec...

When a senior needs round-the-clock care, a nursing facility may be the answer. Here’s what you need to know.
06/04/2026

When a senior needs round-the-clock care, a nursing facility may be the answer. Here’s what you need to know.

When aging family members requires intense medical care, it’s time to consider moving them to a nursing facility. These facilities are licensed by the states and fall into two categories: intermediate care and skilled nursing care. Let’s take a look at what you can expect from these types of liv...

If your collection of photos is threatening to take over your home or your hard drive, here are four easy ways to start ...
06/02/2026

If your collection of photos is threatening to take over your home or your hard drive, here are four easy ways to start enjoying your memories.

Photographs are an amazing way to save and display our memories, and with digital technology it’s easier and less expensive than ever to capture every moment. The trouble is, more often than not, we end up with thousands of files instead of a collection. How do you manage your images so you can ac...

Be sure to study up on all that real estate jargon. Come tax time, it’s important for new homeowners to know.
05/31/2026

Be sure to study up on all that real estate jargon. Come tax time, it’s important for new homeowners to know.

When buying your first house, the terms and conditions of the mortgage process can be confusing. Here’s a primer on two such terms: points and the origination fee. Origination fee. This is the cost that the mortgage company charges you for borrowing money. When you take out a mortgage, it is a new...

Can parents gift a house to their children? Will taxes be owed, and if so, by whom? Here’s a quick guide to get you star...
05/30/2026

Can parents gift a house to their children? Will taxes be owed, and if so, by whom? Here’s a quick guide to get you started.

It’s not uncommon for an elderly homeowner to pass along a house to heirs. Let’s examine ways to do so, understanding that laws in each state vary and federal tax code changes. Consult an attorney before making any decisions. The most basic way. The easiest way to pass a house to children is thr...

The unthinkable has happened: A storm has badly damaged your home. Here’s how to navigate the storm’s aftermath.
05/28/2026

The unthinkable has happened: A storm has badly damaged your home. Here’s how to navigate the storm’s aftermath.

If your home is significantly damaged by a storm, you will likely feel overwhelmed and confused just when you are faced with making several major repair decisions. Take a deep breath and let us walk you through the mess.

Don’t forget the toilet when remodeling your bathroom. Find out about the newest styles and improvements.
05/26/2026

Don’t forget the toilet when remodeling your bathroom. Find out about the newest styles and improvements.

If you’re custom building a home or remodeling an outdated bathroom, don’t forget to consider an updated toilet. Take a look at the most recent changes in commode function and style. Function. Newer “dual-flush” toilets give homeowners the choice to use 1.6 gallons of water while flushing or...

Memorial Day, which honors America’s fallen soldiers, was long known by another name. What was Memorial Day called befor...
05/25/2026

Memorial Day, which honors America’s fallen soldiers, was long known by another name. What was Memorial Day called before 1967?

No consensus exists on when and where Memorial Day in America began, but the custom of decorating the graves of America’s Civil War dead became so widespread by 1868 that May 30 became known as Decoration Day. In 1967, it became officially known as Memorial Day. In 1968, Congress moved the day fro...

If you own property with water on or adjacent to it, what are your rights to its use? Here is a quick summary of your wa...
05/24/2026

If you own property with water on or adjacent to it, what are your rights to its use? Here is a quick summary of your water rights as a property owner.

Property owners with water geographically connected to their land need to know their legal rights. The water could be a river, lake, the ocean or even the water underground. Types of water. Three basic types of water may have a connection to your property. A watercourse is any lake, river or stream....

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