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Ethan Pougnet Colorado Real Estate

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Ethan Pougnet Colorado Real Estate

Real Estate

11/29/2021

Last week the average 30-year fixed mortgage rate from Freddie Mac increased to 3.1%, and experts project rates will continue to rise through 2022. Even the smallest increase in rates can greatly affect how much you can afford, and how much you pay monthly. For instance, on a $400,000 mortgage at 2.75%, you’d be paying about $1,633/month. If that rate was just a bit higher at 3.25%, you’d be paying $1,741/month.

Instead of waiting for mortgage rates to fall, you may want to act now to find a home. When looking for homes, it’s a good idea to take rising interest rates into account when budgeting. Also,

being prepared to make a move if your ideal home comes on the market is crucial, so make sure you are pre-approved with a lender beforehand.

And lastly, working with your trusted agent will ensure that you’re prepared for any changes or curveballs. We have the knowledge, resources, and skill to make sure your home buying journey goes smoothly.

11/24/2021

If you're a renter, you know every year you're left with the same dilemma: rent for another year or take the next step to buy your first home. The decision obviously depends on your future plans and current situation, but there are some key things that every renter should consider.

📈Rents are Rising Quickly - This isn’t a new trend, rents have been on the rise for decades. But in your area that could mean rents are becoming too high. A huge benefit of owning is that your monthly mortgage payment is locked in for the duration of your loan, whether that’s 15 or 30 years.

🚫Renters Don’t Gain Equity - Easily one of the greatest benefits to owning a home: the wealth you build through equity. This past year, owners saw a big jump in equity as home prices rose, increasing their net worth. As a renter, you’re paying someone else’s mortgage; growing their equity.

🚛 Owning a Home Could Provide More Mobility than You Think - Renting does provide flexibility if you need to move, but in this current market owning might be pretty similar. Homes today are selling fairly quickly in most areas along the Front Range - most under a month! That means you have the ability to make a move should you need to do so.

Deciding to buy is a big personal decision; the ‘right time’ is different for everyone. However, if you’d like to begin the path to homeownership, I’d love to partner with you. Let’s chat!

11/17/2021

Winter is just around the corner. Make sure you prepare your home for the cold temperatures! Here are some important items to take care of:

✅ Check exterior paint, caulk and seal exterior wood
✅ Seal your masonry and other hard surfaces
✅ Check your drainage
✅ Test your smoke and carbon monoxide detectors
✅ Prepare your lawn for winter and set it up for a green spring
✅ Check for any dead trees or branches to avoid one falling later
✅ Check your attic for any unexpected guests

11/09/2021

Can you believe it's already November? Seasonal changes are happening all around us, and real estate is no exception. What do home prices and snow have in common? Read our November newsletter to find out @ 8z.com/newsletters

11/01/2021

One of the biggest topics in real estate this year has been the low levels of inventory, making it difficult and even intimidating to look for a new home. However, fall is usually that time of year when the number of homes available for sale peaks. In most markets along the Front Range, active listings have been on the rise since spring. This is very encouraging for those that waited on the sidelines earlier in the year because now they have more options. Shoot me a message, let’s start your home search today 🏡

10/26/2021

Do you own any rental properties? How would you like to receive guaranteed rental income every month, with no worry about vacancies? Well now you can with 8z Rentals - We've partnered with Nomad, who not only finds well-qualified tenants, but also locks in an agreement so that even if there's a vacancy, you still receive rent.

Reach out if you'd like to learn more!

10/19/2021

Whether you’re getting ready to sell and buy your new home, refinance, or planning for your next move down the road, knowing the true value of your home is important.

While Zillow’s Zestimates may seem like a reliable source, they can be notoriously off the mark. In fact, their median error percentage for on-market homes is 1.9% - which means your zestimate may say your home is worth $441,450 when it’s really worth $450,000. Imagine listing your home for almost $10k less than it’s worth…
At 8z, we understand the importance of an accurate home valuation. That’s why we work with Homebot. Not only do they provide an accurate valuation of your home, but also plenty of other valuable insights such as: your current equity, refinancing rates & opportunities, how much your home will rent for, new home purchasing options, and more.

Want to start receiving your free monthly Homebot report? Shoot me a message!

10/13/2021

October may be the best window of opportunity for buyers. 🍁 Check out our October newsletter to learn more about these seasonal trends!

You can read the whole thing 8z.com/newsletters !

10/06/2021

October 7th is Day - the official kickoff of coat drive season and a day of awareness, activation, and support.

Every $1 donated warms 1 person, and on 10/7 all donations up to $15,000 will be doubled!

You can get involved by registering to hold a coat drive , spreading the word on social media, or making a financial donation and encouraging others to donate.

Learn more at onewarmcoat.org

09/29/2021

Keys4Life applications are now open! 🔑 This program provides support to first-time buyers through dual paths: financial literacy education on the intricacies of homeownership and the steps to get there; paired with real financial support provided by 8z and its partners.

If you or someone you know is looking to purchase their first home, you can apply at
8z.com/8zkeys4life

Shoot me a message if you have any questions!

09/21/2021

There's a lot of headlines out there today about what's going on in real estate, but the fact of the matter is that the market is undeniably strong.

Michael Lane, President at ShowingTime, recently said, "In general, there are definite signs of cooling demand. However, buyer traffic is still at historically high levels compared to pre-pandemic showings."

This is great news for sellers; buyer demand is an extremely important factor that helps influence how fast, and for how much, your home can sell.

Shoot me a message if you'd like to discuss your options!

09/17/2021

As summer comes to an end, we typically see a shift in the real estate market. But what will change for buyers and sellers? Check out our September newsletter to learn more about these seasonal trends.

🔗 Follow this link to read bit.ly/38NRr5c 🔗

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