Ashley Gibson- Mortgage Loan Consultant

Ashley Gibson- Mortgage Loan Consultant Mortgage Loan Consultant with New American Funding

09/24/2026

GA Dream DPA interest rates went up again. We are now at 6.125%. September 10th they went up to 6% from 5.875%, and now we are sitting at 6.125% for the coming week.

Don’t mind Elliott walking in at the end of my video. 😢

🚨 Fannie Mae update for my Realtor friends!If your buyer is purchasing a new primary residence and planning to keep thei...
09/23/2026

🚨 Fannie Mae update for my Realtor friends!

If your buyer is purchasing a new primary residence and planning to keep their current home as a rental, don’t automatically send them off to get a lease signed.

Under the updated departing residence guidelines, we may be able to use market rent to help qualify them without an executed lease. There may be additional reserve requirements depending on the scenario. So this is definitely one where you want to loop your lender in before anything is signed.

Small guideline changes like this can make a BIG difference in how we structure a deal.

Educate. Educate. Educate.
That’s how we protect deals and get more buyers to the closing table. 🤍


Financial advice I DON’T automatically subscribe to as a finance girly:• Never use credit cards• Pay cash for your house...
09/17/2026

Financial advice I DON’T automatically subscribe to as a finance girly:

• Never use credit cards
• Pay cash for your house—or pay your mortgage off as fast as humanly possible
• All debt is bad debt
• Never finance a car
• Wait for interest rates to drop before buying a home

Personal finance is personal. Good financial advice should take your income, goals, cash reserves, risk tolerance, timeline, and actual life into consideration—not just repeat a rule somebody heard 20 years ago.

And yes, I know some of y’all are going to disagree with me on these. That’s kind of the point. 😂

5.0 star review received on Experience.com for Ashley Gibson by Christopher L - I've heard horror stories about buying y...
09/16/2026

5.0 star review received on Experience.com for Ashley Gibson by Christopher L - I've heard horror stories about buying your first home. I was expecting to have one of my own, but thanks to the team at NAF. I don't, I have a different story. One that ends in me being a home owner, there aren't enough words to describe my thanks. NAF you guys are AWESOME!

Read more: https://experience.com/reviews/ashley-gibson-331047/f82e84af-93c1-4923-a889-30cb8ccf60b4?V=1789574648&utm_source=facebook&utm_medium=autopost&utm_content=13647915

09/10/2026

GA Dream DPA Update: New Interest Rates Out Today

Congratulations to this beautiful couple on the purchase of their new home on Tuesday! I love working with people with b...
09/09/2026

Congratulations to this beautiful couple on the purchase of their new home on Tuesday!
I love working with people with big personalities. These guys definitely bring a lot of personality to every room they walk in, and it made for a great time at the closing table! 🧡

And of course, thank you to Aleaha for making sure this closing stayed on track through all of the craziness! I never doubted you for a minute. 😘

Congratulations to this super young couple. Megan reached legal drinking age and bought a house in the same year, and Je...
09/05/2026

Congratulations to this super young couple. Megan reached legal drinking age and bought a house in the same year, and Jeremiah is only a year old than her!
Two babies (sorry Jeremiah) buying their first house before some people get their first job. What an accomplishment! I hope you guys are as proud of yourself as I am of you! 🤍

Thank you Casey for helping make this happen. One thing about Casey is she doesn’t take no for an answer and always finds a solution when problems arise, which is why we always make it to the closing table.

This loan one was one hiccup after another. The whole process I just kept saying to myself, “I have never had to issue a...
09/03/2026

This loan one was one hiccup after another. The whole process I just kept saying to myself, “I have never had to issue a loan denial after giving a preapproval before, and I will not let this be my first one!”
By some miracle and the hard work of Jesus, my processor Tonya, and my assistant, Renee, Jesus was able to secure a lovely home for his beautiful family!
The smiles on that family‘s faces at closing reminded me just how impactful my job could be and why I do what I do! 💛

Address

3536 SR 42
Locust Grove, GA
30281

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