06/07/2026
Looking for flexibility in your financing? A conventional loan might be your perfect match. 🤝
Conventional loans are the most common type of mortgage out there. Because they aren't backed by the federal government, they have slightly stricter guidelines, but they offer incredible flexibility for the right buyer.
The Highlights:
Down Payments: You don’t need a massive 20% down payment! Qualified buyers can put down as little as 3%.
Property Flexibility: Can be used for a primary residence, a vacation home, or an investment property.
Drop the PMI: If you do put less than 20% down, you will have to pay Private Mortgage Insurance (PMI)—but unlike some other loans, this automatically drops off once you hit 20% equity in your home. 📈
If you have a strong credit score and a down payment ready to go, a conventional loan is often the cleanest path to homeownership.
👉 Want to see if you qualify? Send me a DM and let’s connect you with a trusted local lender!