Gloria Hannah - Realtor, KALEO Real Estate Company, DRE# 02150111

01/12/2024

Th yellow DIY bathroom gives the feeling bathed in warm rays of sunshine.

01/12/2024

Fun, fun :)))

01/12/2024

Another fun day with my precious

01/12/2024

LUNCH & LEARN! ⭐😎

Another wonderful Lunch & Learn for the books! Thank you so much, Ryan, for coming in and teaching us all about the Dream for All down-payment assistance program! Our REALTORs love learning from the best!

If you'd like to hear more about down-payment assistance programs, reach out today!

KALEO Real Estate Company
(626) 609-2130
[email protected]

01/12/2024

Thinking you should just rent a bit longer? Before you do, consider the cost!
What does it really cost to rent?
It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned cash! You're paying their mortgage when you could be building equity in your own property.

What if I don't have the money to buy a home right now?

There are loan programs available that offer low and no down payment options. Some programs permit gift money as a down payment, and often sellers are willing to make a contribution to your purchase if they want to sell the home quickly. And in many places government grants or Down Payment Assistance programs can get you in a home for equal to or less than many rental properties require up front for security deposit and first month's rent.

There are many benefits of home ownership to consider, most of all, tax deductions. Let's take a look at how advantageous this can be as a homeowner:

How much is tax deductible?

Tax deductions vary, but the IRS has laid out solid rules. They also have several tax publications full of helpful information worth taking the time to read. Publication 530, Tax Information for First-Time Homeowners, is very thorough, as is Publication 936, Home Mortgage Interest Deduction. For quick reference, you can refer to Tax Topics 505, Interest Expense, and 504, Home Mortgage Points.

These publications often refer to local and state guidelines, so you may want to consult a CPA to answer all the questions that arise from reading these materials. Here are a few tips you should know up front:

Many Other taxes and costs are also tax deductible:

Real Estate taxes are deductible on a primary residence.
Mortgage interest is deductible on a loan to purchase, build or improve your home.
Pre-paid interest is deductible in the year it is paid.
If you are building a home, the interest on the construction loan is deductible.
Other expenses may be deductible (seek the advice of your mortgage & Tax advisors).
Call me to discuss your specific needs and we'll find the program that's right for you. We have a variety of low down payment and no down payment programs available.
We hope this information is helpful in understanding some of the important steps for buying a home, but of course if you do have any questions please don't hesitate to ask. We are here to make this as smooth and efficient a process as possible.

Sincerely,

[email protected]
626 200 0907
DRE #02150111

01/12/2024

01/12/2024

JUST LISTED! 🤩🌳
26121 Las Flores Unit B, Mission Viejo
$776,000

3 Bedrooms | 3 Bathrooms | 1,160 Sq Ft
Click for more info: http://tinyurl.com/yrdze83s

⭐ This meticulously maintained, corner-lot, home boasts an inviting atmosphere with soaring ceilings and an open living concept. Natural light bathes the elegant living space featuring engineered wood flooring, custom plantation shutters, upgraded lighting, a beautifully re-tiled fireplace, new paint, and a remodeled kitchen.

😊 This floorplan flows effortlessly! The living room transitions into a spacious dining area, leading to a large adjacent kitchen. Crisp quartz countertops, modern white cabinets, recessed lighting, gorgeous backsplash, and an inviting eating bar make this the perfect updated space for preparing meals and entertaining.

✌️ Upstairs, retreat into one of three bedrooms, including the Master bedroom and bath featuring a large closet, a ceiling fan, and a gorgeous view. The remaining two bedrooms are located on the opposite side of the hall—giving maximum privacy to the primary suite. If you want to take advantage of the evening breeze, step outside your sliding doors to a private patio area, perfect for hosting gatherings, enjoying outdoor dining, and relaxation.

🚗 Need more room? The two-car garage offers plenty of space to stay organized and room to set up your very own workshop. Bonuses include an outlet ready for an electric car charging station along with a new electrical panel, a state-of-the-art tankless water heater, a new garage door, upgraded HVAC system and vents to optimize air flow, and an attic ladder for convenient access to storage.

☀️ The community association updated the roof in 2022 and boasts amenities including a community pool with a lounging area and spa. A "must-have" feature of this property is its membership to Mission Viejo Lake, providing exclusive access to a plethora of activities such as boating, fishing, swimming, concerts, classes, and various events.

Listed by Melissa Perez
REALTOR, DRE # 01803254
📧 [email protected]
📲 (951) 741-8441

12/22/2023

12/22/2023

12/19/2023

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