Greg Roberts at Prosperity Home Mortgage

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Greg Roberts at Prosperity Home Mortgage Why do so many clients trust Greg Roberts? Exceptional service, competitive rates and results you can count on. NMLSR #246350 Prosperity Home Mortgage, LLC.

NMLS #75164 CA-DBO246350
PHM, LLCĀ® NMLSR #75164 NMLS Consumer Access .nmlsconsumeraccess.org/ Responsible for managing, mentoring and developing our Residential Lending Team in the Los Angeles and Santa Barbara Regions. We currently have an exciting opportunity for well-qualified and dynamic lending professionals. If you are looking to take your career to the next level please contact me at 310-200-5488 for a confidential interview. You can also email your cover letter/resume to me at [email protected]

About Prosperity Home Mortgage, LLC :
Finding a mortgage to help fit your needs can make all the difference when deciding to buy or refinance your home. HomeServices Lending provides a wide range of home financing programs and products including Conforming, Jumbo, Super Jumbo, FHA and VA loans, investment property financing and renovation loans. We will be with you during every step of your home finance process. We are a full service lender with in-house processing, underwriting, documentation, and funding. We provide a great team environment, lucrative compensation and excellent turn times. Mission
Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing. As a mortgage industry leader, we are committed to helping as many customers as possible enjoy the personal benefits of homeownership. As a responsible lending leader, we work closely with customers to help them explore the home financing options that help meet individual budgets and homeownership goals. Why do so many clients trust Greg Roberts and Prosperity Home Mortgage, LLC for their real estate financing needs? Exceptional service, the most competitive interest rates in the market and results you can count on. For more people than any other mortgage originator, Greg is the only lending source they will ever need. Clients trust Greg to handle their real estate financing professionally, aggressively, efficiently, and with the utmost discretion. Guided by over twenty years of experience and knowledge of financial markets, Greg positions each client for the best possible outcome. "When it comes to closing a loan, we’re very competitive. We handle all types of loans. We know how to use the system to gain advantage for our clients. That’s why they come back to us. It’s also why they send us their friends, relatives and business partners. Our business is built on referrals from satisfied clients, real estate professionals, business managers, CPA’s and attorneys." Greg is a native of Southern California and he and his family live in Pacific Palisades. Greg enjoys art, music, standup paddle boarding, surfing and traveling. Greg graduated from USC Marshall School of Business with a Masters Degree in Business Administration. Fight On!

Some words deserve more than a dictionary definition. šŸ”šŸ“–Home might mean coffee on the porch, a kitchen full of people, o...
10/16/2026

Some words deserve more than a dictionary definition. šŸ”šŸ“–

Home might mean coffee on the porch, a kitchen full of people, or finally having a space that feels like you.

This , tell us: What’s your definition of home?

And if mortgage terms have you reaching for a dictionary, We're here to help translate. šŸ˜‰



NMLSR ID #246350
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Classic hearth charm or sleek modern glow? šŸ”„This week’s This or That is all about fireplace style.Would you choose a tra...
10/14/2026

Classic hearth charm or sleek modern glow? šŸ”„
This week’s This or That is all about fireplace style.
Would you choose a traditional fireplace for that warm, timeless feel, or a modern fireplace for clean lines and a more contemporary look?
Tell us your choice in the comments šŸ‘‡



NMLSR ID #246350
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

šŸ” Terminology Tuesday: Seller Concessions!What if a seller could help make a buyer's monthly mortgage payment more affor...
10/13/2026

šŸ” Terminology Tuesday: Seller Concessions!

What if a seller could help make a buyer's monthly mortgage payment more affordable? šŸ‘€

šŸ’” Seller concessions are contributions a seller agrees to make toward certain homebuying expenses, including closing costs and interest rate buydowns.

Here's where things get interesting! ā¬‡ļø

šŸ”¹ Temporary Rate Buydown: Seller contributions may help reduce a buyer's initial monthly mortgage payments for a set period.

šŸ”¹ Permanent Rate Buydown: Seller contributions may be used to pay discount points, lowering the mortgage interest rate for the life of the loan.

šŸ¤ For buyers, this could mean lower upfront costs or more manageable monthly payments. For sellers and real estate agents, concessions may be a valuable negotiation tool to help bring everyone closer to the closing table.

šŸ  Sometimes, it's not just about the price of the home. It's about how you structure the deal!

šŸ“² Connect with us to explore how seller concessions could work for your next purchase.



NMLSR ID #246350
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

National trends tell part of the story. Local knowledge brings it home. šŸ”Realtor.com projects that 13.9 million homes co...
10/12/2026

National trends tell part of the story. Local knowledge brings it home. šŸ”

Realtor.com projects that 13.9 million homes could be released between 2026 and 2036 as older generations transition out of homeownership. But that shift will unfold differently from one community to the next.

The types of homes becoming available, local demand, and neighborhood price points will shape what it means for your next move.

That’s why I look beyond the national headlines to understand what’s happening here in our community. As your local Mortgage Consultant, I can help you explore how financing options fit your goals, while working with your real estate agent to put local market insights into perspective.

Let’s talk about your next move—and build a plan around you.



NMLSR ID #246350
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Buying in a higher-rate market can call for a little creativity. A 2/1 temporary buydown gives buyers a planned payment ...
10/07/2026

Buying in a higher-rate market can call for a little creativity. A 2/1 temporary buydown gives buyers a planned payment runway:

šŸ  Year One: Payment calculated using a rate 2 percentage points below the note rate.

šŸ  Year Two: Payment calculated using a rate 1 percentage point below the note rate.

šŸ  Year Three and beyond: The full note-rate payment applies.

The important detail? The mortgage’s actual note rate does not change. Funds set aside at closing subsidize the difference during the first two years, and the payment progression is established from the beginning.

When permitted, negotiated seller concessions may help fund this strategy. It will not fit every buyer or transaction, but it can be worth discussing when the numbers align.

Real estate colleagues, save and share this with buyers exploring their options! šŸ’™



NMLSR ID #246350
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

When rates give buyers pause, it’s worth getting curious about your options. šŸ”In markets where buyers have more room to ...
10/06/2026

When rates give buyers pause, it’s worth getting curious about your options. šŸ”

In markets where buyers have more room to negotiate, seller concessions could help fund a 2/1 temporary buydown—providing some breathing room in your monthly budget as you settle into homeownership.

Here’s how it works:
• Year 1: Principal-and-interest payments calculated at a rate 2 percentage points below your loan’s fixed rate.
• Year 2: Payments calculated at a rate 1 percentage point below.
• Year 3 onward: Payments based on your loan’s full fixed rate.

The opportunity starts with a conversation about the whole picture: the home, the terms, and a payment that fits your budget beyond those first two years.

Wondering what this could look like for your purchase? Let’s run the numbers together.

Subject to loan program requirements and seller agreement. Temporary payment reductions do not change your loan’s fixed interest rate.



NMLSR ID #246350
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

The Fed makes headlines. Your homebuying plans deserve a closer look. šŸ”Mortgage rates and the Fed’s policy rate don’t mo...
10/05/2026

The Fed makes headlines. Your homebuying plans deserve a closer look. šŸ”

Mortgage rates and the Fed’s policy rate don’t move in lockstep. Inflation, bond markets, and expectations about the economy also influence mortgage rates—helping explain why the two lines on this chart follow different paths.

When higher borrowing costs cause some buyers to pause, those still shopping may find less competition and more room to negotiate.

The opportunity is in the whole picture: the home’s price, seller concessions, available financing options, and a monthly payment that fits your budget.

Let’s talk through what those pieces could mean for your next move.



NMLSR ID #246350
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

The August REALTORSĀ® Confidence Index reflects a market moving at a more measured pace:šŸ” Median existing-home price: $42...
09/30/2026

The August REALTORSĀ® Confidence Index reflects a market moving at a more measured pace:

šŸ” Median existing-home price: $429,100
šŸ‘„ First-time buyers: 30% of transactions
šŸ“ˆ 16% of homes sold above list price
ā³ Median days on market: 31

For buyers, a little less competition can create new opportunities. For agents, it’s a chance to help clients look beyond the headlines, understand their options, and be ready when the right home comes along.

Because even in a changing market, preparation creates a competitive edge—and we’re Relentless in Service every step of the way.

The home you’ve been waiting for could show up this fall. šŸ‚šŸ”Before you make an offer, get a clearer picture of your fina...
09/29/2026

The home you’ve been waiting for could show up this fall. šŸ‚šŸ”

Before you make an offer, get a clearer picture of your financing. CompetitiveEDGEĀ® can help you approach the process with confidence.

Thinking about buying this season? Connect with us today!

Address

3130 Wilshire Boulevard, Suite 100
Los Angeles, CA
90403

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