Otis L. Milton

Otis L. Milton Los Angeles Based Loan Officer. Helping build wealth through home ownership! Otis L. Milton is the Mortgage Millennial. Free Consultations available.

He advise and assist in Home Loans for Purchases and Refinances. https://linktr.ee/OMILTON

05/19/2026

🏠 Your home is paying off more than you think…

Most homeowners are sitting on a GOLDMINE and don’t even know it.

Here’s the move 👇🏾

✅ Use your home equity (HELOC) to wipe out high-interest credit card debt & your car loan
✅ Pay ONE low interest-only payment instead of juggling 6+ bills
✅ When rates drop & refi it into your mortgage & pay even LESS

This is the move they don’t teach you in school.

💡 Save this post. Share it with a homeowner you know.

04/30/2026

Did you know the Fed just voted 8–4 to hold rates AGAIN? 🏦

That’s 3 pauses in a row and the most divided the Fed has been since 1992.

Here’s what you need to know:
→ Rate: 3.50–3.75% (unchanged since Dec ‘25)
→ Inflation: 3.3% ,still well above the 2% target
→ Most analysts say no cuts for the rest of 2026

If you’re waiting on rates to drop before you buy or sell?
You might be waiting a LONG time.

Let’s talk STRATEGY instead. 👇.

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Los Angeles, CA
90212

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