Results Realty

07/21/2026

Adding this one to the list of Amazon dresses that had absolutely no business being this good. 😍

Cute online? Yes.
Cute in person? Also yes.
Added to my “keep forever” pile? Definitely.

Tell me where you’d wear this! 👇

Follow for more Amazon finds, outfit inspo, and honest reviews.





AmazonFashionReview

10/31/2024

Happy Halloween!!!!! Be Safe, have fun and don't forget to laugh!

10/18/2024

What is going on in the real estate market?!?!?

Oil Sputters
Oil and mortgage rates tend to ebb and flow together. When oil prices move lower often interest rates move lower as well. That is what happened earlier this week. Last Tuesday, oil had its largest one-day decline in quite some time, in response to news that Israel was not going to attack Iranian oil facilities. Also, OPEC issued a forecast showing sightings of less global demand for oil. Both stories pressured oil prices to move lower which helped long-term rates modestly improve.

Inflation Around the Globe
In another positive sign for bonds and rates going forward, inflation around the globe continues to moderate. Recent readings from Canada, the UK, and Europe were reported lower than expectations. If inflation moves lower around the globe, it puts downward pressure on global interest rates, including here in the U.S.

Retail Sales Not “Real” Good
Retail sales, a measure of consumer spending, were reported above expectations in the monthly reading, pushing the year-over-year number to 1.7%. That sounded very positive, but when looking at “Real” Retail Sales, which adjusts the number for inflation, they were negative. This means people are not purchasing more year-over-year; they are just paying more. Real Retail Sales peaked in April 2021. When Real Retail Sales flatten, as they have for a couple of years, it has historically led to a recession. As they say, time will tell.

4.00%
The 10-year Note yield, which also ebbs and flows with mortgage rates, did improve from the worst levels this week. The Government Note touched a high of 4.10% couple times and declined down to a low of 4% this week in response to the oil news we discussed. Now, 4.10% is serving as yield resistance, preventing rates from moving higher and, 4% is serving as yield support preventing rates from going lower. Whichever way the 10-year Note breaks out of this tight range, mortgage rates will likely follow.

Bottom line: Home loan rates were able to stop rising this past week, which feels like a victory after the recent spike higher. The next directional move will likely come from high impact news like inflation, labor market, or the forthcoming election.

Looking Ahead
Next week’s economic calendar is also light, with just a few releases, none of which touch on the Fed’s dual mandate of inflation and the labor market. We will have some Fed speakers showing up for their final comments before the next blackout period, or “quiet period,” prior to the important Fed meeting in a couple of weeks.


Mortgage Market Guide Candlestick Chart
Mortgage bond prices determine home loan rates. The chart below is a one-year view of the Fannie Mae 30-year 5.0% coupon, where currently closed loans are being packaged. As prices move higher, rates decline, and vice versa.

If you look at the right side of the chart, you can see how prices and rates have moved sideways after a sharp decline.

09/26/2024

Anyone have a 2 or 3 bedroom house/condo or town home for rent. Client is looking to stay around $1,300. I know that will be tough in this market. Area's of interest Whitewater, Fort Atkinson, Jefferson, WI or surrounding areas. Thanks in advance.

09/13/2024

A little look at the market and what's trending!

Inflation Headed Lower
The August Consumer Price Index (CPI) inflation reading came in at the lowest levels since 2021. Long-term rates like mortgages, love low inflation so this bond-friendly news helped home loan rates touch the best levels since February 2023!

As we approach the highly anticipated Fed Meeting next week, will this report be enough for the Fed to cut rates by .50%. The markets are saying no, because one of the inflation readings, (the Core CPI monthly reading) came in 0.1% above expectations and the Fed wants to be careful about not letting inflation reaccelerate through lowering rates.

Oil Hits 2024 Lows
Often, you can track oil prices to see what rates are doing. If oil prices are moving higher, it's likely rates are moving higher too. The opposite is true. This past week oil prices hit the lowest levels of 2024, so it's of no surprise that rates also hit 2024 lows as well.

China Struggles are Pushing Rates Lower Too
China is going through some very tough economic times with significant deflation in their housing market. Essentially, they are in the opposite housing position of the United States. Here – we do not have enough homes and everyone wants one. In China, they have too many homes and no one wants them. In China, to spark demand, they are lowering rates and even taking homes off the market (government purchases) to help stem the deflation or price declines in their markets. The weak economy is putting downward pressure on rates around the globe.

It remains to be seen what happens as China attempts to stoke inflation and housing demand in their faltering economy and if it will push inflation and rates higher around the globe.

Treasury Auctions Did Well
Every couple of weeks, we watch how much the Treasury Department will sell in new debt to fund our government. When these auctions do well (and buying interest is high at current rates), it helps keep rates stable to lower. If the auctions do poorly, it can lead to a spike in higher rates. The good news? Even with rates at the lowest levels of the year, there was high demand to purchase the debt in the bond market and this helped rates too.

Yield Curve Disinversion Continues
As we shared last week, the 2/10 Note Yield curve inversion turned positive and has remained so throughout this week. Meaning, the 2-yr Note yield has normalized beneath the 10-yr Note yield. The markets are reading this as a warning sign of a potential recession in the not-too-distant future. It seems odd that this is possible, but the disinversion back to a positive or normal yield curve has quite often accurately predicted a recession in the past.

Bottom line: The trend is our friend as rates are at the lowest levels of 2024 and threatening to touch the best levels since early 2023. Moreover, the Fed is going to start cutting rates next week.

Looking Ahead
Next week is the end of "higher for longer" as the Fed is going to cut rates, breaking a streak of 14 months where the Fed Funds Rate has been kept at 5.50%. In addition to the Fed Meeting, there are a bunch of market moving reports, including Retail Sales – a gauge on consumer health.


Mortgage Market Guide Candlestick Chart
Mortgage bond prices determine home loan rates. The chart below is a one-year view of the Fannie Mae 30-year 5.0% coupon, where currently closed loans are being packaged. As prices move higher, rates decline, and vice versa.

Chai Charin
Senior Loan Officer | NMLS #222482
1500 Eisenhower Lane Bldg C Unit 200, Lisle IL 60532
O: (630) 430-4481 | M: 6304304481

08/29/2024

Just throwing this out there. My family and I have been doing this for almost 25 years now. It is real simple. To dumb it down, you have to pick a team that you don't think will lose. You can't pick the same team twice. Pre-covid the winners would talk home almost 15k. The pot is smaller now but we are growing. The wives can even play. I always do three pick for myself and Kelley does three picks as well. All the rules and contact info is below. Rock and Roll!

LAST MAN STANDING FOOTBALL POOL RULES

2024 survivor pool will be ran by Bobby Faulds [email protected]

Below are the rules for the 2024 survivor season. let me know if you are interested in signing up.

1 Each week you select the winner of an nfl game. The contest will end at the end of regular season with survivors splitting the pot or when there is a lone survivor

2. You can only select each team once during the season

3. If the team you select week 1 wins you move on to the next week and continue to move forward as long as you win each week.

4. A tie game will result in elimination.

5. Entry fee is $40 per player or 3 for a $100. You will know what the pool is after the entry deadline is reached.

6. Thursday games must be submitted by 6:30 pm EST. All other games must be in by Friday at 9:00 pm EST

7. If you turn a team in for a Thursday game that is late you will be notified to pick another game for the week.

If you are late getting Pick in on Friday night by 9:00 you are out.

8. Your money must be received by 9/5/24 that is the entry deadline.

9. When I send out the weekly picks, if you are not on it you need to contact me, if I have them and just missed it I will send out original email to the group showing you sent on time. If I did not get you will need to resend the original email so I can send out to group showing it was sent.

Send entry fee, along with name and email address to:

Bobby Faulds

1903 south post road

Anderson IN., 46012

Or you can send it via pay pal @ paypal.me/Bfaulds

email address is b.faulds .net


Zelle 765 749 1640

Go to paypal.me/BFaulds and type in the amount. Since it’s PayPal, it's easy and secure. Don’t have a PayPal account? No worries.

08/27/2024

Anyone find a purse about an hour ago in the Antioch Walmart?? I am pretty sure it was stolen right out of my moms cart but I figured its worth of try. Any help would be greatly appreciated!