07/17/2026
The lowest mortgage rate isn't always the best deal.
Sometimes, accepting a slightly higher rate can save you thousands in upfront closing costs through lender credits. If you refinance or sell before the break-even point, you may come out ahead.
Don't shop for the lowest rate. Shop for the best strategy.
If you're buying or refinancing, I'll show you every option so you can make the decision that's best for your financial goals.