Bruce the Realtor

05/28/2026

Want to buy a new home?? The first step in buying a new home is getting preapproved by a mortgage lender. After receiving your financial info, your lender will either approve deny your application. If you’re approved, the lender will share your budget with you, and we can start looking for the perfect home.

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Are you in the market to buy a new home or sell your current home? Contact me for a free estimate of your home’s value or a list of properties for sale in your price range!
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🏠 Bruce Bell, (KY) Keller Williams Collective
🔑(IN) Diamond Key Realtors
☎️ (502) 645-2039
💻 www.Brucebell.kw.com

05/27/2026

Welcome to ‘’The Vaughn’’, a beautiful new custom build in the heart of St. Matthew’s, blending timeless design with modern luxury. Every finish and detail has been carefully curated, resulting in a home that feels both sophisticated and effortlessly livable. Let me know what you think in the comments!

907 S Sherrin Avenue
$869,000
3 Bedrooms
3 Bathrooms
3,505 Sq Ft
2 Car Garage
Unfinished Basement

Listed by Carrie King of Homepage Realty

05/13/2026

Some of you all may not believe it but Louisville is actually a great market for first time homebuyers.

Zillow recently determined the 10 best housing markets across the country, and Louisville made the cut.

04/30/2026

You won’t be able to get enough of this cozy home just across the bridge in New Albany! This home was built about 100 years ago but looks brand new inside. The open concept, living room, and kitchen gives it a modern feel and the primary suite is the perfect finishing touch.

1313 Culbertson Avenue
$209,900
2 Bedrooms
2 Bathrooms
1,010 Sq Ft

Listed by Chase Spencer of FC Tucker Emge
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Are you in the market to buy a new home or sell your current home? Contact me for a free estimate of your home’s value or a list of properties for sale in your price range!
_______________________________
🏠 Bruce Bell, (KY) Keller Williams Collective
🔑(IN) Diamond Key Realtors
☎️ (502) 645-2039
💻 www.Brucebell.kw.com

04/29/2026

Did you know there are 5 factors that make up you credit score? Here is a detailed breakdown of each one of those factors:

1. Payment History (35%) - The BIGGEST factor is simply paying your bills on time. Even one 30-day late payment can drop your score significantly. Set up auto pay if you struggle with this
2. Credit Utilization (30%) - This is how much of your available credit you’re using. Try to keep it under 30% - meaning if your limit is $10,000, aim to use less than $3,000
3. Credit Age (15%) - Lenders love seeing long-term responsibility. The average age of your accounts matters, so think twice before closing old cards - even if you rarely use them
4. Credit Mix (10%) - Having different types of credit - credit cards, auto loans, student loans - shows you can handle various financial responsibilities
5. New Credit (10%) - Each hard inquiry can drop your score by 5-10 points. So while you’re house hunting, avoid opening new credit cards or financing that new furniture

A credit score of 620 or above is ideally where you want to be when you start your home search. The higher your credit score, the lower your interest rate, and the lower your interest rate is, the lower your mortgage payment will be. Therefore, working on your credit score now could save you thousands on your dream home! Got questions about your specific situation? DM me or comment below.

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Are you in the market to buy a new home or sell your current home? Contact me for a free estimate of your home’s value or a list of properties for sale in your price range!
_______________________________
🏠 Bruce Bell, (KY) Keller Williams Louisville East
🔑(IN) Diamond Key Realtors
☎️ (502) 645-2039
💻 www.Brucebell.kw.com

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