Kentucky Private Lending

09/22/2026

LET "Kentucky Private Lending" Fund your next DEAL!

We fund fix-and-flips, BRRRs, and bridge loans on residential 1-4- unit investment property across Kentucky, Indiana, and Ohio. We have closed over 600 deals and have capital ready to deploy right now.

Here is what we do!

6- to-12 month terms, interest only
Up to 100% of cost, up to 70% ARV
2-3% origination, 12-14% interest
Term Sheet within 24 hours, closing within 10 business days
Draws funded thru our mobile app in 24-48 hours

Underwriting is a soft pull (600 Minimum Fico). bank statements to verify liquidity. That's it. No tax returns, no W2's, no financials on business owned.

Investment purpose only, first lien positions.

Call or Text Eric Payne (Managing Partner) at 502-727-1019 or email him at [email protected]

09/09/2026

Eric Payne Attending the TRUKA Event -2026 in Nashville, TN

07/23/2026

Come hang! We look forward to easing into the weekend with a unique event in a beautiful setting. No agenda, no presentations - lots of industry folks who do good work and are just fun to be around. Lenders, investors, builders, you name it. Worst case - you have a good time with free pizza, desserts and maybe a cigar - best case - you walk out of there with valuable connections and new deals. See you there!

06/22/2026

Grateful for the opportunity to connect with the Truka crew in Cincinnati. Andrew Schlag and Leo Valentino have built something worth showing up for — driven people, real action, good business, good hearts.

If you're an investor in Kentucky, Indiana, or Ohio — let's talk about your next deal.

📞 502-727-1019
📧 [email protected]

06/17/2026

Lively group at today's The Investor Tribe Podcast lunch!

05/19/2026

These are real people, in our community, building wealth through real estate. The best part: They are willing to help you! We're lucky here in Louisville to have so many groups, like The Investor Tribe Podcast, full of good people who want to help each other win. If you want to learn, get in these rooms and be curious. Oh, and when you need funding just call us! 502-727-1019

05/13/2026

The Million $ Panel brought it tonight with valuable knowledge and advice. Another great night with The Tribe! The Investor Tribe Podcast

05/08/2026

New to hard money lending? Let's break it down. 👇

A hard money loan is a short-term loan secured by real estate — typically used by investors to buy and renovate properties quickly.

Unlike a traditional bank loan, hard money lenders (like us!) focus on the VALUE OF THE DEAL, not just your credit score or income history. That means:

🏚️ You found an undervalued property? Great.
🔨 You need funds for purchase AND rehab? We've got you.
⚡ You need to close in days, not months? That's kind of our thing.

Hard money loans are a powerful tool for:
→ Fix-and-flip investors
→ BRRRR strategy investors
→ Investors buying at auction or off-market
→ Situations where speed = profit

The tradeoff? Interest rates are higher than conventional loans — but when you're in and out of a deal in 6-12 months, the speed and flexibility often MORE than make up for it.

We lend across Kentucky, Indiana, and Ohio — so if you're investing anywhere in the region, we can help.

Questions about how hard money works? Ask us in the comments! 💬

Kentucky Private Lending is a hard money lender that provides capital, technology, and support needed to achieve your real estate investing goals

04/03/2026

We headed out to the bourbon trail for this month's Kreia - Kentuckiana Real Estate Investors' Association L.O.T.S. event. Impressive short term rental incoming literally in Jim Beam's backyard!

03/20/2026

Shoutout to Kreia - Kentuckiana Real Estate Investors' Association for putting on a fantastic event this week. Great people in the room and on the panel. Lots of experience, knowledge and real honest advice was shared.