05/31/2026
📊 North Metro Real Estate & Mortgage Update
A lot of people are waiting for rates to fall before making a move. The interesting part? Rates today are already lower than they were a year ago.
🏡 30-Year Fixed: 6.53%
🏡 15-Year Fixed: 5.87%
On a $500,000 purchase with 20% down, today's payment is approximately $96/month less than it would have been a year ago. That's more than $1,150 per year in savings.
Meanwhile, the North Metro market remains active:
• 310 active listings
• 37 homes coming soon
• 18 pending contracts this week
• $500K-$700K remains the most competitive price range, representing 41% of all active inventory
By city, Thornton, Arvada, Broomfield, Longmont, and Brighton continue to lead inventory volume, while Erie maintains some of the strongest pricing in the corridor with a median list price of $775,000.
The bigger story is that the market isn't stalling.
Denver Metro median home prices are essentially flat year-over-year, active inventory continues to grow, homes are still moving quickly, and sellers who price correctly are getting results.
More inventory means more options for buyers. It also means sellers need to be sharper than ever with pricing, preparation, and presentation.
If you're wondering whether waiting, buying, selling, or refinancing makes the most sense in today's market, let's have a conversation.
📍 Erie | Lafayette | Louisville | Superior | Broomfield | Westminster | Thornton | Arvada | Brighton | Longmont
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