Mike J Gold

Mike J Gold Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mike J Gold, Estate agent, 225 West South Boulder Road, Louisville, CO.

From navigating the bustling Mousetrap to embracing the scenic beauty near the Flatirons, our dedicated team of professionals is committed to expertly guiding you through every phase of your home buying, selling, or property management experience. My Mission is to provide the Highest Quality, Most Innovative and Exceptional Real Estate Services by the following: (1) understanding that my clients’

needs always come first and proceeding accordingly, (2) providing a value of services that far exceeds my clients’ expectations, (3) always adhering to the highest standards of integrity as well as the most ethical business practices, (4) constantly striving to create, develop, and implement new ideas, strategies, and services that will benefit my clients.

In Colorado, your lease expiring is not a reason to end a tenancy. Not since April 2024. Here are the six that are.Once ...
09/11/2026

In Colorado, your lease expiring is not a reason to end a tenancy. Not since April 2024. Here are the six that are.
Once a residential tenant has been in the property at least twelve months, a landlord can't end the tenancy just because the term ran out, and can't move rent wherever they want. You offer a renewal on reasonable terms, or you fit one of six exits written into C.R.S. 38-12-1303.

Every one of those exits needs at least 90 days of written notice, properly served. Most of them keep binding you after the tenant has already moved out. No rental listing for 90 days. Occupancy within three months. A right of first refusal.
And the one most owners dread, the tenant refusing to sign, is actually the cleanest cause in the whole statute. Swipe to slide 9 for why.

Full breakdown plus the 150-day calendar we run on every renewal is on YouTube.
https://youtu.be/v_t3h03zvWg?si=zMsq8mcx9bk8V-X6

General information for Colorado property owners, not legal advice. Mike J. Gold | RE/MAX Alliance.

09/08/2026

"My mortgage is $2,000 and I can rent it for $3,000."

I hear that constantly, and maybe you shouldn't sell. But rent minus mortgage isn't cash flow.

You've still got property taxes, insurance, HOA if there is one, maintenance, vacancy, capital expenses down the road, and management if you're not doing it yourself.

And if you pulled equity out of the house to help buy the next one, that payment goes on the pile too.

Then compare it against the alternative. If selling hands you $250,000 to put toward the next house, how much does that drop the payment you're carrying over there?

That's the comparison I care about. Not whether the rent beats the mortgage, but whether keeping this house leaves you in a better position than selling it and redeploying the money.

A 3% mortgage is genuinely valuable. It still doesn't automatically make the house a good rental.

We tend to think resilience means never getting knocked down. Staying strong. Keeping it together no matter what...But r...
09/08/2026

We tend to think resilience means never getting knocked down. Staying strong. Keeping it together no matter what...

But real resilience isn't pretending everything is okay. It's admitting you're overwhelmed, discouraged, or scared, and choosing to take the next step anyway.

You don't have to feel fearless to keep moving forward. Sometimes, simply showing up is the strongest thing you can do.

09/03/2026

Don't wait until you've fallen in love with the next house to figure out how you're paying for it.

If you already own a home and you want to buy another one, decide how you're structuring the move before you start looking.

You can sell first. That's the cleanest financially. You know exactly what you net, you're not carrying two mortgages, and you're in a stronger spot when you write an offer. Then you have to solve where you live in between.

You can buy first. That fixes the housing gap, but you may carry two payments for a while. And once you own the second house, your urgency to sell the first one changes fast. That's leverage you just handed the buyer.

Or you keep the old house as a rental and access the equity another way, which only works if the cost of that borrowed money fits inside the rental numbers.

There isn't one right answer. It depends on your liquidity, your equity, what the house rents for, how fast it sells and how much risk you want to carry.

Build the financial strategy first. Then go find the house that fits inside it.

I'm a broker, not a lender, so run the actual loan structure past a good one.

09/02/2026

Needing the equity doesn't automatically mean you have to sell.

Say you've built $300,000 in equity and you need $100,000 of it to buy the next house. Selling is the obvious option. But you may also be able to access part of that equity while the house is still your primary residence, then keep it as a rental.

That can be a great strategy. Here's the part people skip.

That $100,000 isn't free money. It's debt. And that new payment has to go into the math on whether keeping the house actually works.

So I don't just ask whether you need the equity. I ask what the cheapest way is to get the capital you need, and whether keeping the house still makes sense once we've paid for it.

Sometimes selling wins. Sometimes keeping it wins.

Needing the equity by itself doesn't answer the question.

I'm a broker, not a lender, so run the actual loan structure past a good one.

Not by what you plan. Not by what you post about. By what you allow... the habits you excuse, the treatment you accept, ...
09/01/2026

Not by what you plan. Not by what you post about. By what you allow... the habits you excuse, the treatment you accept, the standards you quietly lower just to keep the peace.

Nobody decides to settle. It just happens, one "it's fine" at a time.

But here's the good news: raising the bar works the same way. One boundary. One honest no. One small standard you refuse to lower. That's all it takes to start becoming someone different.

08/28/2026

I have a 3% mortgage. I'd be stupid to sell."

I'd put it differently. You'd be stupid to give up a 3% mortgage for no good reason. That's not the same as never giving it up.

A 3% mortgage is incredibly valuable. If you can keep it, turn the house into a strong rental, get the capital you need at a reasonable cost and comfortably buy the next place, that's absolutely worth exploring.

But a mortgage is financing. The house is where you're living your life.

Say the move costs you another $400 a month and cuts 40 minutes off your commute every day. That's $4,800 a year against roughly 200 hours of your life back. Now there's something to weigh.

Paying $800 more every month for the same house in a different ZIP code is a much harder trade to justify.

So don't just ask what you're giving up.

Ask what you're getting in return. Are you buying a better decade, or a different address?

08/25/2026

Everybody tells me their interest rate. Almost nobody tells me their payment.
If you’re trying to work out whether you can sell your house and buy another one, I’d rather know the payment.
Say you net $250,000 from the sale and your principal and interest today runs about $1,900 a month. That payment supports a loan in the low three hundreds. Add the $250,000 down and you’re shopping around $550,000, with your payment landing close to where it already is.
Now drop the rate a full point. Same payment, bigger loan, and your purchasing power moves up meaningfully.
But the rate is one lever out of four. Your down payment, the payment you’re actually comfortable carrying, seller concessions and how the financing is structured all move that number too.
So stop starting with “I have a 3% mortgage, so I can’t move.”
Start with what you’re comfortable paying, how much capital you’ve got, and what that combination buys.
I’m a broker, not a lender, so run the actual loan structure past a good one.

It's easy to let criticism stick, especially when it's loud or comes unexpectedly. But before you let someone's words af...
08/25/2026

It's easy to let criticism stick, especially when it's loud or comes unexpectedly. But before you let someone's words affect your confidence, ask yourself one question:

Would I go to this person for advice? No? Then their criticism is just commentary.

Constructive feedback from people you respect can help you grow. Random opinions from people who don't know your goals, your heart, or your journey? Those are a lot easier to let go.

Save your energy for the voices that have earned it — the ones who've walked the road you're on and genuinely want to see you win. Their hard truths are worth hearing. The rest is background noise.

We spend so much time looking for validation from other people that we forget the opinion that matters most is our own.N...
08/18/2026

We spend so much time looking for validation from other people that we forget the opinion that matters most is our own.

Not everyone will recognize your value, and that's okay. The right people will. Until then, don't let someone else's opinion become your own.

Know what you bring to the table. Bet on yourself. Keep showing up.

Because the one person who should never question your worth is you.

Address

225 West South Boulder Road
Louisville, CO
80027

Opening Hours

Monday 9am - 5am
Tuesday 9am - 5am
Wednesday 9am - 5am
Thursday 9am - 5am
Friday 9am - 5am
Saturday 10am - 4pm

Telephone

+13033276880

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