Steve Ullum, Realtor

11/08/2025

What are your thoughts on this? This goes into effect on November 16th. There are lots of debates on the way credit is currently evaluated. What are your thoughts on it? Good change or bad change?

Pulte touts move as 'big deal for consumers' but 'small or nothing deal for underwriting'

10/04/2025

Want to start with your first real estate investment or add to your existing portfolio of properties? Here is a great opportunity to do that with a property that allows opportunities to immediately increase the current gross income by up to 74%. Call or text me at 502-500-5952 for more information.

09/21/2025

ATTENTION INVESTORS…

Mobile Home Park for Sale in Salem, IN…

0.6 acre lot with 7 singlewides and 2 storage sheds;
6 singlewides - ALL currently rented;
7th ia a workshop that could be swappd for a 7th income-producing unit;
Instant Net Operating Income of $28,745;
Potential to increase that to approximately. $50,745 or more…

Easy turnkey side business that pretty much runs itself!

Only $345,000. 8.01% Cap Rate.

Call or Text me at 502-500-5952.

09/19/2025

Is the market shifting toward a buyer’s market? Here’s why you shouldn’t care…

If you are a first time buyer or a buyer without any home to sell, this is great news for you! You usually have more negotiating power in a buyer’s market.

If you are selling your home, you will likely have to purchase another home. So maybe you sell for a little bit less than a Buyer’s market… you also buy your next home for less.  that’s the same thing as selling at a higher price and purchasing your new home at a higher price.

Go to www.KentuckianaHomeValue.com to see what your home is worth.

Each Office Independently Owned And Operated. The information provided herein is deemed accurate, but subject to errors, omissions, price changes, prior sale or withdrawal. United Real Estate does not guarantee or is anyway responsible for the accuracy or completeness of information, and provides sa...

09/10/2025

Rates keep falling!!!

These are today's mortgage and refinance rates. Fixed rates have dropped sharply, and September could be a good month to buy a house. Lock in your rate today.

08/26/2025

Just Sold for a record price that was $40,000 over list price and $72,500 higher than any other condo has ever previously sold for in that neighborhood. What kind of equity are you sitting on in your home? Call me or text me at 502-500-5952 and let's talk. You might be surprised.

08/19/2025

https://www.kentuckianahomevalue.com/

05/07/2025

If they did, and if you want me to check the value of your home to see if you could potentially dispute the increase, let me know. If you are not sure if your property taxes increased, I can tell you that also. Send me a private message on here or call/text me at 502-500-5952.

05/05/2025

Real-life example of why you should purchase the Owner’s Title Insurance when you purchase a home. Pay attention to this so it doesn’t happen to you…

I had a client receive a letter in the mail related to an Assignment of Delinquency Notice filed and recorded at the county clerk’s office for unpaid property taxes back in 2019 and 2020. My clients didn't purchase the home until August 2022. The tax delinquency was not even from the seller, it was from an owner before the seller purchased it, so this went back a few owners.

The tax delinquency did not come up when the title company researched the legal chain of title prior to closing, but now it was a lien on my client’s title, and legal action was being pursued against my client in the amount $9,789.64.

Long story short…

The original title search uncovered this at the time of purchase, but a $0.00 balance was showing at that time. My buyers were smart, though, and they purchased the Owner’s Title Insurance when they bought the house (was only a few hundred bucks), so they are covered and they owe nothing. Believe me, this is not something you want to fight on your own. With title insurance, you don't have to fight this on your own. That's why you have the insurance.

No, I am not going to trash someone and say who the title company was. It does not appear to be their mistake, but they have been amazing trying to get this resolved for my clients. Mistakes happen, but good companies own up to it, take responsibility, and fix it, and that’s what they are doing.

BUY THE TITLE INSURANCE. If you have questions about buying or selling a home, call me or text me at 502-500-5952.

04/22/2025

Be careful because not everything you add or customize on a new build will add value to the home. It’s very easy to customize a new build so that the final purchase price is higher than the fair market value. Basically, that means the home will not appraise for the amount you spent to build it. If you are planning to build, talk to me first, so I can walk you through the things you need to know.

04/22/2025

Curious about how much your home is worth in this market? Go to https://www.KentuckianaHomeValue.com and enter your address. I'll send you a complete report with all the details you need. Oh, and I do these valuations the real way... by hand... not some cheap auto-generated value.

04/20/2025