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Tonya Cozart - Your Friendly Lubbock Realtor

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Tonya Cozart - Your Friendly Lubbock Realtor

Tonya Cozart, REALTOR®; Licenced in Texas with Southern Magnolia Real Estate, Lubbock Texas

Lubbock Realtor® focused on making real estate feel clear, comfortable, and personal. I show up with strong communication, honest guidance, and a service-first approach so you always know what’s happening and what comes next. I believe the process should feel understandable, supported, and never pressured or overwhelming. Give me a shout at 806-577-8541 or [email protected] and

*Licensed Realtor in the State of Texas
Texas Real Estate Commission Information About Brokerage Services:
https://drive.google.com/file/d/1wzuyMWGgW1M68Phraygmh-9LVgOzKVb_/view

04/09/2026

Q:
What is my home worth right now?

A:
Somewhere between what Zillow says… and what your neighbor swears their house is worth.

Many buyers/sellers turn to the Zestimate for their info, and listen, its easy, right there and you don't have to do people. I think it's fine for a ballpark, but not if you are serious.

Zillow’s estimate is basically a robot doing math with public data. It hasn’t seen your kitchen remodel, your new roof, or the house down the street with the neon-green bathroom that sold last month. Your house could be gutted and the house next to you a completely updated remodel and they will both be valued the same.

The real value comes down to what buyers are actually paying for homes like yours right now.

Think of it like this:
-Zillow gives you a guess.
-A good market analysis by a knowledgeable Realtor (you know, me!) gives you good data to form a basis
BUT at the end of the day
-The market gives you the answer.

Only you can decide how you want that to play out, but if you want real data-driven facts for your home value - call your Favorite Friendly Realtor for help! (um...you know...ME!)

04/03/2026

🎶Don't you forget about me...... Don't, don't, don't, don't
Don't you forget about me

Won't you come see about me? I'll be alone, dancing, you know it, baby
you can .....Tell me your troubles and doubts
Giving everything inside and out and..
When the light gets into your heart, baby
Don't you forget about me🎶

This can be your forever love. She is under contract but her love just has not sealed the deal on the contingency yet....

04/01/2026

Just got out of a team meeting and OMG y'all the stuff we just learned...

So pretty much everyone has cameras now right, outside mostly, but some inside, ways to monitor our homes has become so mainstream.
As a Realtor, I am always advising buyer clients not to talk too much about the house while we are on property, cause "eyes and ears are everywhere" lol.

So much so that Zillow just announced a new feature..
if your cameras or security system is connected to a cloud somewhere, they are buying access to that from the companies and pulling conversations to create their own feedback model on listings!

- Buyers make negative comments during a showing -
it will be listed as "negative feedback on this listing"

- Buyers make positive comments during a showing -
it will be listed as "positive feedback on this listing"

Zillow says the new section will sit right under the Zestimate.
the name for it is clever too...

Zesty-feedback brought to you by April Fools.😜

03/26/2026

Q:
When I see a house on Zillow, I just click that button to book a showing right?

A:
You can click that button… but that usually sends your request to a random agent who paid Zillow for the lead. Kind of like spinning the real-estate roulette wheel.
BETTER
If you already have a Realtor, just send them the house instead. They’ll set up the showing, pull the real MLS details, and fill you in on the stuff Zillow forgot to mention.
BEST
If you don't have a Realtor, send the house to me! I'm ever so happy to help you!
Zillow is great for "window" shopping.
Your Realtor - ahem...ahem.... is the one who actually gets you through the front door.

03/23/2026

She is in a relationship, but a commitment is not finalized. She is still open to proposals and really just wants that big gesture of knowing we will get to the closing table soon!

She likes:
**Warm summer evenings on the back patio
**Game time any time
**Cooking for friends
**Brunching with the girls

Her favorite gifts are:
**Brand new owners
**Fabulous offers to buy
**Closing days

She is:
**Protective of her owners, step inside on a windy day and she will shut the world out for you.
**Duplicitous with two patios for your outdoor pleasures
**Easy...to maintain.

Tonya Cozart
Southern Magnolia Real Estate.
Licensed in Texas

03/19/2026

Q:
How much should I actually trust listing photos?

A:
About as much as you trust a dating profile.
Sometimes they are dead on, sometimes you are being catfished. (FYI - I always use a professional photographer)
If you see a person in a mirror holding an iphone, be wary.
if photos are bright, clean, consistently the same color, you can see the whole room...etc, then you are most likely getting the best representation through photos.
BUT STILL -
Use photos to decide if it’s worth seeing — not to emotionally move in. The real truth shows up when you walk through the front door.

🏠 ❤️
Just a FRIENDLY QnA series to answer some questions that nearly everyone asks or wants to know at some point.
I will pick one question to focus on for the post, but feel free to ask your own in the comments and/or text or DM me if you want a more private convo 🙂

03/11/2026

Q:
Can I buy or sell without a Realtor?

A:
Yes. You can also cut your own bangs. Results vary.
lol but for real - Buying or selling without a Realtor means you’re handling pricing, contracts, negotiations, deadlines, inspections, appraisals, and legal paperwork on your own. Miss something small and it can turn into something expensive.

Some people do it successfully. Most realize pretty quickly that there’s a reason professionals exist.

Real estate myths, half-truths, and “my cousin said…” moments — let’s clear one up with this weeks QnA

03/04/2026

Q:
What’s the difference between renting and buying long-term?

A: Renting is like dating the house. Buying is marrying it.

When you rent, you pay every month and at the end… you leave with memories and maybe your full deposit if you’re lucky. When you buy, part of your payment builds equity — so instead of your landlord gaining wealth, you are.

Renting is flexibility. Buying is stability and long-term payoff. One lets you move when the vibe changes. The other might eventually hand you a check when you sell.

🏠 ❤️
Every week I’m answering one real estate question I hear from clients, friends, or behind-the-scenes conversations. If you’ve got one you’ve been wondering about, drop it in the comments or message me.

02/26/2026

Q:
What happens after we accept an offer?

A:
First - we CELEBRATE! yay!!
Once an offer is accepted, the contract timeline starts. The buyer deposits earnest money and begins their option period (if negotiated), inspections are scheduled, and the lender orders the appraisal. During this time, we negotiate repairs if needed and make sure all contract deadlines are met. If everything stays on track, we move toward final loan approval and closing.
🏠 ❤️
Every week I’m answering one real estate question I hear from clients, friends, or behind-the-scenes conversations. If you’ve got one you’ve been wondering about, drop it in the comments or message me.

02/20/2026

She is lonely and needs some plans for spring break.

She likes:
**Warm summer evenings on the back patio
**Game time any time
**Cooking for friends
**Brunching with the girls

Her favorite gifts are:
**Brand new owners
**Fabulous offers to buy
**Closing days

She is:
**Protective of her owners, step inside on a windy day and she will shut the world out for you.
**Duplicitous with two patios for your outdoor pleasures
**Easy...to maintain.

Bring her a spring break date and let's do some matchmaking!

Tonya Cozart
Southern Magnolia Real Estate.
Licensed in Texas

02/19/2026

Q:
When I see a house I like, I just call the number on the sign to see it right?

A:
You can… but know this — the number on the sign is the listing agent. Their job is to represent the seller, not you. If you want someone negotiating, advising, and protecting your best interest, call your own agent first. Even if it’s my sign, I’m happy to walk you through what that means so you understand your options.

Just a FRIENDLY QnA series to answer some questions that nearly everyone asks or wants to know at some point.
I will pick one question to focus on for the post, but feel free to ask your own in the comments and/or text or DM me if you want a more private convo :)

Address

8353 Upland
Lubbock, TX
79424

Telephone

+18065778541

Website

facebook.com

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