BethAnn Kozicki-Lighthouse Realty Group

04/23/2023

Call or text me today to see what your home could sell for. Absolutely no obligation, there are several pre qualified and cash buyers out there and not enough homes on the market. So wether you are thinking about selling that second home, or relocating from your primary, right now is the perfect time to sell! BethAnn Kozicki-Lighthouse Realty Group [email protected]
231-794-8960

04/14/2023

Ah, Financing a home purchase – With so many options to choose from, it’s easy to feel like you’re drowning in a sea of loan jargon.

But fear not brave homebuyer! We've got the lowdown on all the different types of financing out there:

🗝 Conventional Mortgage
It’s the most popular type of loan for home buyers and typically offers more competitive interest rates than other types of mortgages

🗝 FHA Loans
FHA loans are government-insured mortgages that are available to buyers with lower credit scores, typically 580 or higher. These loans come with lower down payment requirements and are a great option for first-time home buyers

🗝 VA Loans
Those are loans for veterans or active-duty military personnel, available through the Department of Veterans Affairs. These loans offer low interest rates, no down payment, and are
often easier to qualify for than conventional mortgages

🗝 USDA Loans
These are government-backed loans that are available to those who purchase a home in a rural or suburban area. These loans are typically easier to qualify for than conventional mortgages due to their
relaxed credit score requirements and low down payment requirements.

🗝 Jumbo Loans
Are loans for home purchases that exceed the conforming loan limit set by Fannie Mae and Freddie Mac. These loans typically come with higher interest rates and stricter qualifications than conventional mortgages.

So before you go diving into the deep end of the loan pool, make sure you know what options are available to you and where to find them. After all, the only thing better than finding your dream home is finding the perfect loan to make it a reality! 🏠

04/09/2023

Happy Easter 🐣

04/04/2023

03/28/2023

Thank you so much everyone! I really appreciate your business and support! 🏡

Your Lighthouse Team says THANK YOU for your trust in us to guide you home!

03/27/2023

Check out this New Listing! Deeded Long Lake Access!!

https://www.flexmls.com/share/8NfFN/7819-E-Chickasaw-Trail,-Branch,-MI-49402