11/11/2025
What may be cheaper now may not be smarter later.
When I work with divorcing homeowners, I often hear:
“We’re thinking about assuming the loan to avoid refinancing costs and keep our lower rate.”
It makes sense on the surface. But what many don’t realize is that loan assumptions can come with hidden risks.
That’s why I provide a Divorce Mortgage Planning and Analysis even when a loan assumption is being considered. It’s not just about keeping the loan, it’s about ensuring the long-term mortgage strategy supports both parties’ financial stability and future goals.
Let’s make sure your decision today doesn’t limit your tomorrow.
