West Tennessee Landman

West Tennessee Landman We have made a career out of helping people with little or no credit own property. NO CREDIT CK My name is Ray T. Smith. I am an Owner Finance Specialist.

No Credit Check. No Restrictions. 40+ years in business. I currently have over 400 lots under contract, ranging from 1 acre to 75 acres and a working relationship with all of my customers. I buy, sell, develop, and finance land in the west Tennessee area. I have been growing at a more rapid pace each year and plan to keep growing and providing a service that few seem to offer. If you know some on

e that is interested in buying, or selling land in this area, please like and invite them to this page. I am new on the Facebook advertising scene so it will be a process and a growing experience. Although this page is being created to make contact with and answer questions for potential customers, sellers, and people interested investing in real estate. Individuals trying to sell land or houses, FSBO, feel free to post here. No agents please. There are many other outlets for you guys. I hope this is informative and helpful and I look forward to this unique opportunity.

Lot 1 on Highsmith road in mcnairy county tn. 3.44 acres Mostly wooded with a prepared building site and frontage on hi...
04/15/2026

Lot 1 on Highsmith road in mcnairy county tn. 3.44 acres Mostly wooded with a prepared building site and frontage on highway 199. Sales price is $32,000 financed with $495 total upfront cost and $320 per month.

Text James with any questions you may have. 731-608-7088

Lot 6 in Riverway sub in Saltillo Tennessee. 1.19 acres all open less than a mile from the public boat ramp. Power i...
04/15/2026

Lot 6 in Riverway sub in Saltillo Tennessee. 1.19 acres all open less than a mile from the public boat ramp. Power is readily available and driveway connection in place. Sales price is $22,000 financed with $395 total upfront cost and $220 per month.

Text James at 731-608-7088 with any questions you may have.

We will once again be accepting PayPal as a form of payment for land payments as well as down payments/contract fees. ...
10/01/2025

We will once again be accepting PayPal as a form of payment for land payments as well as down payments/contract fees. Please note there will be a 5% fee in addition to the amount to be paid.

Ripple Valley Sub.Located in Decatur county TN. About 1 1/2 hours from both nashville and Memphis and about 35 miles to...
06/02/2025

Ripple Valley Sub.

Located in Decatur county TN. About 1 1/2 hours from both nashville and Memphis and about 35 miles to Jackson tn. Just minutes from the Tennessee river. Unrestricted properties but not too far off the beaten path. This development is still a work in progress but will be completed by fall. Power is or will be readily available to each lot, there is no public water or septic services at this time. Easy financing with no credit check or background information.

Listings are as follows: *= if we finance

Lot # Acres Sales price Total Monthly
Upfront* Payment*

1 3.26 $30,000 $450 $300

2 2.33 $22,000. $370 $220

3 2.24. $22,000 $370 $220

4 2.16 $22,000 $370 $220

5. 3.34 $30,000. $450 $300

6. 2.8 $27,000 $420 $270

7. 2.84. $27,000 $420 $270

8. 4.96 $34,000 $490. $340

9. 2.16 $22,000 $370. $220

10. 3.26. $29,000. $440. $290

11. 2.87. $27,000. $420 $270

12. 2.76. $27,000. $420 $270

13. 4.2 $32,000 $470. $320

14. 3.8. $30,000. $450. $300

15. 3.39 $30,000. $450. $300

16. 3.48. $30,000. $450. $300

17. 3.14 $28,000. $430. $280

18. 2.34. $24,000. $390. $240

19. 3.49. $30,000. $450 $300

20. 3.08 $28,000. $430. $280

21. 3.15. $28,000. $430. $280

22. 2.31 $22,000. $370. $220

23 1.87. $20,000. $350. $200

24. 3.86. $33,000. $480. $330

25. 3 $31,000 $460. $310

26. 1.98. $21,000. $360. $210

27. 1.66. $20,000 $350. $200

28 2.3. ~*SOLD*~

29. 4.06. $34,000. $490. $340

30. 2.23. ~*SOLD*~

31. 2.9. ~*SOLD*~

32. 3.28. ~*SOLD*~

33. 4.76. ~*SOLD*~

34. 3.8. ~*SOLD*~

If we finance we sell under a “Land Sales Purchase Agreement” at 10% apr. You can make principle payments along the way to save on the interest without penalty. There is no penalty for early payoff and there is no balloon note. For the person that buys with thier means and makes principle payments along the way this really is a great opportunity to own land. For further inquiries or to set up an appointment texts are preferred. 731-608-7088

02/28/2025

New listings coming soon. Call or text 731-608-7088 for properties available at this time.

Keys to success. There are many keys to success. Every situation is different and everybody has to do w...
04/22/2015

Keys to success. There are many keys to success. Every situation is different and everybody has to do what is right for them. Here are just a few things you can do to help ensure that you do succeed. Have a five year plan. Five years from today. Five years from tomorrow and everyday. Of course that means you always have a five year plan. No set terms, just a long term goal or vision of where you would like to be at that time. Set realistic goals but goals that can be reached with a little hard work. Stay motivated. Do not get discouraged if you do not reach set goals. Enjoy and recognize the progress you have made toward that goal. Make a short list of things you would like to accomplish. Work a little each day to mark something off of that list. Smile more. Also take time for yourself and take nothing for granted. Enjoy your time with your family and set aside an hour or so each week to do something that you truly enjoy doing yourself. Wether it is fishing dancing meditating knitting a quilt or just sitting under a shade tree and watching the clouds float by. Clearing your mind and improving your attitude and quality of life. Therefore making it easier to enjoy that time with your family and and also easier to stay motivated to reach your goals. When we see our customers succeed, we feel like we have also succeeded. That is the reason we work with our customers on a personal level that no land contract can represent.
Being a success isn't being wealthy or powerful. Being successful is some one that is truthful, respectable, and someone that goes out of there way to do the right thing.

Failing doesn't make you a failure. It makes you normal, smarter, And better prepared to succeed next time around.

You can't lie to yourself.

If you would like, comment some of your keys to success or some that I left out.

Have a great day!!!

Address

675 Nobles Road
Luray, TN
38352

Opening Hours

Monday 9am - 4pm
Wednesday 9am - 4pm
Friday 9am - 4pm
Saturday 9am - 12pm

Telephone

+17319894859

Website

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