J. "Derick" Sutton Realtor - Charles Rutenberg Realty

J. "Derick" Sutton Realtor - Charles Rutenberg Realty Understanding Your Dreams & Navigating Your Path. Lutz, Land O’Lakes, Carrollwood, Odessa, Lake Magdalene and Greater Tampa, Florida.

I love helping clients transition & realize their real estate dreams… wherever that may be. My name is Derick Sutton Real Estate Agent & Marketing Professional in Lutz, Land O’Lakes, Carrollwood, Odessa, Northdale, Lake Magdalene and the Greater Tampa, Florida Area. I have over 20 years of residential and commercial experience and lead a skilled team of experts whose primary goal is ensuring that

the Client’s expectations are not only met but exceeded. I enjoy working with people in all stages of life, however I have a real interest in helping parents transition to empty nesters and seniors realize their retirement dreams… wherever that may be. Click below for my electronic business card:
https://www.savvycard.com/derick-sutton/realtor/2cf18c_scid

My Instagram Handle
https://www.instagram.com/dericksuttonrealtor

LinkedIn Business Profile
https://www.linkedin.com/in/dericksutton/

YouTube Channel
https://www.youtube.com/channel/UCv-suFYItE-vNNf8Qbkf_mQ

Cooler weather is coming! 🍂🥶Check these seasonal tasks off your list so you’ll be ready to cozy up when it gets cold!🌨️ ...
10/20/2022

Cooler weather is coming! 🍂🥶

Check these seasonal tasks off your list so you’ll be ready to cozy up when it gets cold!

🌨️ Examine your weatherstripping: Replace worn seals around your doors and windows to prevent drafts.

🌡️ Inspect your furnace: Ensure it’s in working order before you really need it. Generally, furnaces need to be replaced every 10-15 years.

🔥 Prepare your fireplace: Clean the hearth, check the chimney, and stock up on firewood.

Need a hand with your home maintenance projects? We’re happy to connect you with recommended service providers. Reach out for a referral at any time!

📲 (813) 389-9554
📧 [email protected]

You need to know about the 5-year rule. 🏡Some financial experts caution against buying a home unless you plan to own it ...
10/18/2022

You need to know about the 5-year rule. 🏡

Some financial experts caution against buying a home unless you plan to own it for at least 5 years. This is because there are costs associated with purchasing and selling a home, and it may take time for the property’s value to rise enough to offset those expenditures.

If you aren’t sure about your new area or think you will need to move soon for work or family, you may be better off renting for now.

But if you plan to stay in your community long term, purchasing a home can be a fantastic opportunity. 💰 That time will allow you to build equity as your home value appreciates. Plus, you’ll gain a priceless sense of security and stability.

What other factors should you consider before taking the plunge into homeownership? Read our latest blog post to find out.

🔗 http://dericksutton.com/buy-now-or-rent-longer-5-questions-to-answer-before-purchasing-your-first-home/

Interested in investing in real estate? 🏠💰You’ll need to understand cap rates.A property’s cap rate (or capitalization r...
10/13/2022

Interested in investing in real estate? 🏠💰

You’ll need to understand cap rates.

A property’s cap rate (or capitalization rate) is an estimate of its rate of return. To find a property’s cap rate, divide the net annual income you expect it to generate by its current market value.

Cap rates are a great tool for comparing properties, but they don’t tell the whole story! You also need to account for financing costs, management expenses, and more.

Are you searching for an investment property that will pay off? We can help! Contact us today for a free consultation.

📲 (813) 389-9554
📧 [email protected]

Can you afford to both buy and own a home? Buying a 🏡 can be a great financial decision—if you’re ready. But, before you...
10/11/2022

Can you afford to both buy and own a home?

Buying a 🏡 can be a great financial decision—if you’re ready. But, before you put in any offers, it’s important to crunch the numbers.

You’ll need to consider the up-front expense of a home purchase, as well as the ongoing costs of ownership, like those listed on this video.

Wondering if you can afford to buy a home? We’re happy to talk you through your goals and budget. Send us a DM to set up a free consultation.

Is it better to buy or rent a home? 🤔Despite what you may hear, there's no single right answer. But, don’t panic—we’re h...
10/06/2022

Is it better to buy or rent a home? 🤔

Despite what you may hear, there's no single right answer. But, don’t panic—we’re here to help! Start by asking yourself these 5️⃣ questions:

❓ How long do you plan to stay in the home?
You’ll get the most financial benefit if you remain in place for at least 5 years.

❓ Is it a better value to rent or buy in your area?
Look up the price-to-rent ratio, and consider the long-term financial impacts.

❓ Can you afford to own a home right now?
Be sure to consider the costs of maintenance and repairs.

❓ Can you qualify for a mortgage?
Talk to a lender to determine whether your finances are in order.

❓ How would owning a home change your lifestyle?
Do you relish the thought of painting the walls or starting a garden, or do you prefer to have someone else handle upkeep?

If you’re still on the fence, check out our latest blog post for more details about how to make the right decision for you.

🔗 http://dericksutton.com/buy-now-or-rent-longer-5-questions-to-answer-before-purchasing-your-first-home/

🐶🐱 Would you move for your pet? 🐱🐶According to the US-based National Association of REALTORS, 43% of households would be...
10/04/2022

🐶🐱 Would you move for your pet? 🐱🐶

According to the US-based National Association of REALTORS, 43% of households would be willing to move to accommodate a furry family member.

The top criteria for their new home?

🌳 Fenced yard
🏘️ Larger home
🧱 Pet-friendly flooring

What pet-related features are at the top of your list? Would you move for your animal? Comment below!

According to the U.S.-based National Association of Realtors, closet renovations average an 83% return on investment.So ...
09/29/2022

According to the U.S.-based National Association of Realtors, closet renovations average an 83% return on investment.

So if cluttered closets are driving you crazy (or driving away potential home buyers), try these tips to give them a facelift:

☑️ Inventory your wardrobe and accessories before you start.
☑️ Make frequently worn pieces easier to reach.
☑️ Create a focal point by anchoring the space with center shelves or a built-in dresser.

Curious about other improvements that could add value to your home? Reach out for a free consultation!

Eager to slash household expenses? Look no further than your unused subscriptions.It's easy to get lured by subscription...
09/27/2022

Eager to slash household expenses? Look no further than your unused subscriptions.

It's easy to get lured by subscription services that seem inexpensive. But all that money adds up!

According to C+R Research, most consumers spend more than $200 on subscriptions every month (yikes!). And 42% admit that they're still paying for subscriptions they never use.

Cutting back on subscription services could help you save to meet bigger goals. 💰 Sift through your automatic payments to see which ones deserve a goodbye — and you can say hello to improved money management.

Do you have some sneaky ways to save on household expenses? We'd love to hear them! Share if you dare! 👇

If you’re trying to buy a home, it is NOT the time to quit your job.When you apply for a mortgage, your lender will revi...
09/22/2022

If you’re trying to buy a home, it is NOT the time to quit your job.

When you apply for a mortgage, your lender will review two years of employment and income history. 🏦 A steady paycheck will improve your chances of getting a mortgage and can land you a lower interest rate. 💸

If you’ve changed jobs, you still have options. But it can make things more complicated, so think carefully before making big moves.

For more tips on qualifying for the best mortgage rates, check out our latest blog post.

🔗 http://www.dericksutton.com/8-strategies-to-secure-a-lower-mortgage-rate/

Struggling to pay for home repairs or improvements? Tapping into your home's equity could be the solution!Before you pul...
09/20/2022

Struggling to pay for home repairs or improvements? Tapping into your home's equity could be the solution!

Before you pull out your credit card, consider some of these lower-interest options:

✔️ Home equity line of credit (or HELOC): Borrow as needed up to a predetermined limit. However, the interest rate is often variable, so it could increase over time.

✔️ Second mortgage (aka home equity loan): Take out a lump sum, typically at a fixed interest rate with set monthly payments.

✔️ Reverse mortgage (for seniors): Supplement your retirement income by drawing down the equity in your home.

Want to know how much equity you have? Reach out today for a free home value assessment!

📲 (813) 389-9554
📧 [email protected]

On-trend: coastal grandmother decor.Forget country chic. Wave goodbye to minimalism. Coastal grandmother has earned its ...
09/15/2022

On-trend: coastal grandmother decor.

Forget country chic. Wave goodbye to minimalism. Coastal grandmother has earned its place as one of the hottest interior design styles of 2022!

What defines the coastal grandmother aesthetic? Think seaside cottage vibes mixed with cozy fabrics, fresh and summery hues, and a touch of nostalgia.

To bring a little coastal grandmother into your home, consider painting the walls a light neutral shade. Then, opt for breezy window dressings. Decorate with just a few high-quality wall hangings and accessories. Finish up by investing in heirloom-worthy furnishings.

If you're selling soon, coastal grandmother might be the home improvement update you've been craving! But if you need some advice, we're here to help you pinpoint the perfect spruce-me-up decor for your home to boost value and enhance ROI. Contact us for a free consultation today!

📲 (813) 389-9554
📧 [email protected]

Thinking about buying a 🏠? It’s time to check on your credit score.A good credit score shows lenders that you are a safe...
09/13/2022

Thinking about buying a 🏠? It’s time to check on your credit score.

A good credit score shows lenders that you are a safe investment. The higher your score, the lower the rates you’re likely to qualify for.

But don’t panic if your rate isn’t there yet! You can improve it through a few key steps:

👉 Fix any errors on your credit report
👉 Pay down your credit card balances
👉 Make all future payments on time
👉 Avoid closing old accounts
👉 Limit your credit applications

Over time, that score will start to climb! 📈

For more details on how to raise your credit score and land a great mortgage interest rate, check out our latest blog post.

🔗 http://www.dericksutton.com/8-strategies-to-secure-a-lower-mortgage-rate/

Address

Lutz, FL

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm
Saturday 9am - 4pm
Sunday 12pm - 6pm

Telephone

+18133899554

Website

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