Scott Marques

Scott Marques Wow, I am now in my 29th Year in Real Estate and I am still loving it! Wow, I am now in my 19th Year in Real Estate and I am still loving it!

We had a tough few years, but the market is back and stronger then ever. While I've focused mostly on the Edmonds/Seattle/Bellevue areas, I have sold North to Standwood/Camano.....South to Olympia....West to Whidbey.....and East to Lake Chelan. How do I approach business, well I won't bore you with all the details, I'll just bullet point what the last 18 years have taught me:

- Patience and the

ability to listen to what my clients want and need.

- Expertise and Experience, these are things that cannot be taught, just learned over time.

- Negotiation tactics, I have negotiated every type of deal you could imagine. From Residential, to Commercial, to Land, even Rental properties.

- Fun, my clients tell me they enjoy working with me as I make it not only Professional, but Fun!

- Voted "Best in Customer Service" by Seattle Magazine 2011-2016

I appreciate you taking the time to review my website, feel free to contact me by phone, email, text or carrier pigeon.

Think you need a huge down payment to buy a home? Think again. 🏡👇There’s more than one way to finance a home purchase, a...
09/09/2026

Think you need a huge down payment to buy a home? Think again. 🏡👇

There’s more than one way to finance a home purchase, and the “best” loan depends on your finances, goals, and eligibility.

Here are 4 common loan options to know about:

🏠 FHA LOAN
Often a popular option for first-time buyers, with down payments as low as 3.5% for qualifying borrowers. Mortgage insurance is required.

🎖️ VA LOAN
For eligible veterans, active-duty service members, and qualifying borrowers. VA financing can offer 0% down and no monthly PMI.

🌾 USDA LOAN
For eligible buyers in qualifying rural and suburban areas, USDA loans can offer 100% financing with no down payment.

🔑 CONVENTIONAL LOAN
Can offer down payments as low as 3% for qualifying buyers, with options that may make sense for buyers who don’t qualify for government-backed programs.

And here’s the important part: don’t choose a loan just because it has the lowest down payment.

Interest rate, mortgage insurance, closing costs, credit, debt-to-income ratio, and your long-term plans all matter.

💬 Not sure which option you might qualify for? Talk to a lender and your Realtor® before assuming you need 20% down.

Loan requirements vary by borrower, lender, and program. The credit-score numbers shown are general guidelines, not guarantees of approval.

Summit, WA Sees Strong Price Growth This SummerIt’s been quite a summer for Summit, WA—home values here have climbed nea...
09/08/2026

Summit, WA Sees Strong Price Growth This Summer
It’s been quite a summer for Summit, WA—home values here have climbed nearly 19% compared to last year. In my 28 years of working with clients across residential, commercial, land, and investment properties, I’ve seen plenty of market shifts, but this kind of robust growth is something special. Navigating these changes calls for both careful guidance and a steady hand—qualities I’ve honed throughout my career. Whether you’re considering your first purchase or weighing an investment, understanding what’s driving these numbers is key. It’s always my goal to offer clear, straightforward advice (and maybe a little fun in the process) as you explore your options in this dynamic market.


https://www.housing-trends.com/agent-news/scott-marques-1/1933571-Summit%2C-WA-Sees-Strong-Price-Growth-This-Summer

Tuesday tip!
09/08/2026

Tuesday tip!

09/07/2026

Expert Tips for Selling Your Home This Fall and Winter
After nearly three decades helping folks find their way home, I know that buying your first house isn’t just about picking out a place—it’s about preparing for a new chapter. Before you dive in, ask yourself the rent-or-buy question: if you’re settled in your area and see yourself staying, it’s worth comparing monthly costs, flexibility, and the long-term rewards of ownership. Think carefully about what fits your lifestyle—everything from bedrooms and workspace to your commute and neighborhood vibe, whether you lean city, suburban, or something more private.

Financially, a lower down payment might mean private mortgage insurance, while putting down around 20% usually avoids it—just remember to factor in closing costs and ongoing expenses, too. Take time to check your credit, gather up those tax and income documents, and look into programs that offer as little as 3% down (or sometimes no down payment), plus possible help with closing costs. And if your dream home and your budget aren’t quite in sync yet, don’t worry—a starter home or renting a bit longer can still put you on the path to building equity and being truly ready to buy.

My approach has always been calm, steady, and straightforward—because big decisions deserve clarity and a little peace of mind. If you’re weighing your next move, I’m always here to help you make sense of it all, every step of the way.

A SOLD sign looks good on this one. 🏡✨Congratulations to my wonderful clients on officially calling this one HOME. It wa...
09/07/2026

A SOLD sign looks good on this one. 🏡✨

Congratulations to my wonderful clients on officially calling this one HOME. It was such a pleasure helping you through the process, and I couldn’t be happier for you both. 🔑🥂

Here’s to the next chapter!

09/06/2026

Happy Labor Day!

UNDER CONTRACT? Don’t celebrate too early. 👀🏡The time between getting pre-approved and getting the keys is not the time ...
09/06/2026

UNDER CONTRACT? Don’t celebrate too early. 👀🏡

The time between getting pre-approved and getting the keys is not the time to make major financial moves.

Once you’re under contract, protect your mortgage approval by avoiding these 4 things:

🚫 Changing jobs — Quitting, switching careers, or becoming self-employed can affect how your lender evaluates your income.

🚫 Making large purchases — That new car, furniture set, or maxed-out credit card can change your debt-to-income ratio and credit profile.

🚫 Changing banks — Your lender may need to verify your assets and review recent bank statements. Keep your finances consistent and easy to document.

🚫 Missing payments — One late payment can hurt your credit and potentially affect your loan terms.

My biggest advice? If you’re unsure, ASK BEFORE YOU DO IT.
Call your lender before opening a new credit card, financing furniture, moving money around, or making a major financial change.

The goal is simple: get pre-approved → protect your approval → close → get the keys. 🔑

Save this for when you’re buying, and send it to someone who’s currently under contract!

Inventory Expands in King County: More Choices for BuyersIt’s not every day we see a shift like this: King County’s hous...
09/05/2026

Inventory Expands in King County: More Choices for Buyers
It’s not every day we see a shift like this: King County’s housing inventory jumped 12% in July 2026, opening up far more options for buyers. After nearly three decades guiding clients through changing markets, I know how meaningful a wider selection can be—whether you’re searching for your first home, planning an investment, or hunting for something truly unique. Patience and experience matter most when the landscape changes, and I’m always committed to providing calm, straightforward guidance as you explore your choices. It’s an exciting moment for anyone considering a move or a new investment in King County.


https://www.housing-trends.com/agent-news/scott-marques-1/1933078-Inventory-Expands-in-King-County%3A-More-Choices-for-Buyers

5 home-buying myths I wish more buyers knew 👀🏡There’s a lot of outdated advice floating around about buying a home—and b...
09/05/2026

5 home-buying myths I wish more buyers knew 👀🏡

There’s a lot of outdated advice floating around about buying a home—and believing the wrong thing could keep you from making a move that actually makes sense for you.

❌ “You need 20% down.”
Not necessarily. There are loan programs that allow qualified buyers to purchase with significantly less down.

❌ “A 30-year fixed mortgage is always the best.”
It’s popular, but it isn’t automatically the best fit for every buyer. Your timeline, finances, and goals matter.

❌ “You need excellent credit.”
Perfect credit isn’t a requirement to become a homeowner. Your options will depend on your overall financial profile and the loan program.

❌ “A fixer-upper will save you money.”
Sometimes it can. Sometimes the “deal” becomes a very expensive renovation project. The numbers need to make sense before you buy.

❌ “Buying is always cheaper and a better investment than renting.”
Not always! Buying can be a great long-term investment, but renting can make more sense depending on your situation, timeline, and local market.

The biggest myth? That there’s one right way to buy a home.

Your finances, lifestyle, timeline, and goals are unique—which is why your home-buying strategy should be too. 🤍

Have a question about buying that you’ve always wondered about? Send me a DM—I’ll give you the honest answer, even when the answer isn’t “buy a house.”

Address

18811 28th Avenue W Suite J
Lynnwood, WA
98037

Telephone

+12067554691

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