Ellen Smith-Realtor-Tom Smith Land and Homes

Ellen Smith-Realtor-Tom Smith Land and Homes REALTOR ® @ Tom Smith Land & Homes -112 Village Blvd, Madison, MS (O) 601.898.2772 (C) 601.954.9395 NAR, E-PRO, C2EX Certified

Professionalism, knowledge, and integrity are the cornerstone of Tom Smith Land and Homes LLC. For REALTOR® and Associate Broker, Ellen Smith, these principles guide her work as an individual and as a member of a highly respected team. Ellen has been in the business since 2003, and her entrepreneurial spirit has led her through many changes and helped her build expertise that is trusted by a wide

circle of clients. Utilizing her knowledge from her MBA, Ellen works to remain savvy, straightforward, and compassionate for each client she takes on. To every partnership, she brings a deep understanding of her local market and a genuine investment in the best interest of everyone she has the privilege of serving.

🏡 Beautiful Lake Caroline Home 🏡Newly renovated and move-in ready in Lake Caroline! This 3-bedroom, 2-bath split-plan ho...
06/19/2026

🏡 Beautiful Lake Caroline Home 🏡

Newly renovated and move-in ready in Lake Caroline! This 3-bedroom, 2-bath split-plan home offers an open-concept layout, cozy fireplace, private primary suite, and fenced backyard perfect for relaxing or entertaining.

Located in the highly sought-after Lake Caroline community, residents enjoy exceptional amenities, beautiful surroundings, and a wonderful lifestyle.

📲 Call Ellen Smith today to schedule your private showing!

Ellen Smith, Associate Broker, REALTOR®
Tom Smith Land and Homes
112 Village Blvd, Madison, MS 39110
Office: 601.898.2772
Cell: 601.954.9395

Homeownership, homeowners, homeownership goals, homeownership dreams, homeownership journey, Madison Mississippi, Madison Mississippi real estate, Madison Mississippi Realtor, Mississippi, Mississippi real estate, Mississippi Realtor, Realtor, Realtors, Realtor life, Realtor dream team, Mississippi living, Mississippi lifestyle, Mississippi homes, Mississippi houses, Lake Caroline, Madison County Mississippi, homes for sale, dream home, move to Mississippi, Southern living.

🏡 A new address will become part of your story this year.Whether you’re dreaming about your first home, making room for ...
06/18/2026

🏡 A new address will become part of your story this year.

Whether you’re dreaming about your first home, making room for a growing family, downsizing, or starting a brand-new chapter, every move begins with a decision to take the next step.

A new address isn’t just a change of location. It’s where memories are made, milestones are celebrated, and new opportunities begin.

✨ New address.
✨ Fresh start.
✨ Endless possibilities.

If a move is part of your story this year, let’s talk about how to make it happen.

🔑 Your next chapter could be closer than you think.
Reach out with real estate questions here!

Ellen Smith
Associate Broker, REALTOR

Tom Smith Land and Homes
112 Village Blvd
Madison, MS 39110

601.898.2772 Office
601.954.9395 Cell

- HomeownershipJourney madisonmississippi madisonmississippirealestate madisonmississippirealtor mississippi mississippiriver mississippistate mississippirealestate mississippirealtor realtor realtors realtorlife realtordreamteam ms mississippiriver mississippistate mississippilife mississippiliving mississippimade mississippigirl mississippihouses mississippirealestate

06/17/2026

A $10,000 seller credit isn’t automatically a $10,000 win.
It depends on how it’s used.

🏡 You could apply it toward closing costs and bring less cash to closing.
📉 You could use it for a rate buydown and potentially lower your monthly payment.
💰 Or you might decide to use it another way based on your financial goals.

The best option often depends on:

• How long you plan to stay in the home
• How much cash you want to keep in savings
• Current interest rates
• Your loan program and lender guidelines

That’s why strategy matters.
The same seller credit can produce very different results depending on how it’s structured.

Before accepting a seller credit, make sure you understand all of your options and how each one affects your bottom line.

📌 Save this for later.
📤 Share it with someone buying a home.

Ellen Smith, Realtor & Home Specialist
🏡 Tom Smith Land and Homes

601-954-9395 (C) 601-898-2772 (O)

[email protected] www.TomSmithLandandHomes.com

seller credit, closing costs, mortgage tips, home buying tips, rate buydown, real estate tips, first-time home buyer, home loan strategy, home financing, mortgage education, buying a house, real estate advice, homeowner tips, home purchase, real estate market

06/16/2026

🏡 Sure, you can apply for a mortgage online by yourself.

You can also spend hours researching, comparing options, and wondering if you’re making the right decision.

Or you can lean on professionals who do this every day.

Whether it’s financing, negotiations, inspections, or getting all the way to the closing table, having a trusted team matters.

The internet has information.

Experience brings perspective.

When in doubt, check with your lender before making any financial move.

💾 Save this post for later.
📤 Share it with someone buying a home this year.

Ellen Smith, Associate Broker, REALTOR Tom Smith Land and Homes 112 Village Blvd Madison, MS 39110 601.898.2772 Office 601.954.9395 Cell - madisonmississippi madisonmississippirealestate madisonmississippirealtor mississippi mississippiriver mississippistate mississippirealestate mississippirealtor realtor realtors realtorlife realtordreamteam ms mississippiriver mississippistate mississippilife mississippiliving mississippimade mississippigirl mississippihouses mississippirealestate

HomeBuyingTips UnderContract MortgageTips HomeLoanAdvice FirstTimeHomeBuyer MortgagePlanning ClosingDay RealEstateTips Homeownership BuyingAHome

Some people show love with flowers.We show it with a winning strategy, a counteroffer that gets accepted, and a closing ...
06/15/2026

Some people show love with flowers.

We show it with a winning strategy, a counteroffer that gets accepted, and a closing day that actually happens on time. 🏡❤️

Real estate has its own love languages:

• Quality Time → Touring homes and answering every question
• Words of Affirmation → Helping you feel confident in every decision
• Acts of Service → Handling the details so you don’t have to
• Receiving Gifts → Handing over the keys to your new home
• Physical Touch → That signature on closing day ✍️

Your move. I’ll handle the rest.

Thinking about buying or selling? Send me a message and let’s make your next move a smooth one. 🔑✨

Ellen Smith, Associate Broker, REALTOR Tom Smith Land and Homes 112 Village Blvd Madison, MS 39110 601.898.2772 Office 601.954.9395 Cell - madisonmississippi madisonmississippirealestate madisonmississippirealtor mississippi mississippiriver mississippistate mississippirealestate mississippirealtor realtor realtors realtorlife realtordreamteam ms mississippiriver mississippistate mississippilife mississippiliving mississippimade mississippigirl mississippihouses mississippirealestate

06/14/2026

Today is move-in day at our new Cleveland office! 📦

We’re excited to be settling into such a great location in the heart of a great community! Cleveland and the Mississippi Delta are special places, and we’re looking forward to serving clients, landowners, buyers, and sellers from our new office at 408 East Sunflower Road.

Stay tuned for more details on our upcoming Grand Opening and Ribbon Cutting celebration!


Office: 662-441-2500
Bruce West, Managing Broker: 662-873-3007

https://tomsmithlandandhomes.com/

🏡 Another Successful Closing!It’s always a pleasure to help clients sell their home, especially when they trust the proc...
06/14/2026

🏡 Another Successful Closing!

It’s always a pleasure to help clients sell their home, especially when they trust the process. This wonderful couple followed every recommendation I made—from preparation & presentation to pricing—and their home sold in just 1 DAY!

While the closing took a little longer than usual so their son could graduate, it was well worth the wait. Congratulations to this sweet family as they begin their next chapter out of state. 🌷🌷🌷

One of the biggest pieces of advice I can give sellers is this: if you’ve hired AN EXPERIENCED REALTOR, trust their guidance. We bring years of experience, market knowledge, and proven strategies to help you achieve the best possible outcome.

Thank you to my wonderful clients for trusting me every step of the way. ❤️🔑. I do not take it lightly.

BUYING OR SELLING? Give me a CALL! 23 years Real Estate Experience plus Business Experience and MBA! Ellen Smith, REALTOR⁠® and Home Specialist. 🏡 Tom Smith Land and Homes ⁠ 601-954-9395📱(C) 601-898-2772 ☎️⁠ (O) [email protected] 💻 Find us online www.TomSmithLandandHomes.com

ExpectMoreGetMore MadisonMSRealEstate MississippiRealEstate

💕 I love seeing my clients’ families grow! 💕Around a year or so ago, this sweet, hard-working couple got married and pur...
06/14/2026

💕 I love seeing my clients’ families grow! 💕

Around a year or so ago, this sweet, hard-working couple got married and purchased their first home together. Both work in the medical field, and it has been such a joy watching them build their life together.

Since then, their family has grown from two, to adding a couple of four-legged family members, and now welcoming precious little Ella Rose into the world. 🩷

One of the greatest blessings of being a Realtor is that the relationship doesn’t end at the closing table. I get to celebrate life’s milestones right alongside my clients and watch their dreams unfold over the years.

Congratulations on your beautiful growing family and on sweet baby Ella Rose. She is absolutely precious, and I couldn’t be happier for you all! 🍼✨🏡

Ellen Smith, Associate Broker, REALTOR Tom Smith Land and Homes 112 Village Blvd Madison, MS 39110 601.898.2772 Office 601.954.9395 Cell - madisonmississippi madisonmississippirealestate madisonmississippirealtor mississippi mississippiriver mississippistate mississippirealestate mississippirealtor realtor realtors realtorlife realtordreamteam ms mississippiriver mississippistate mississippilife mississippiliving mississippimade mississippigirl mississippihouses mississippirealestate

SellinEllen ClientForLife GrowingFamilies HomeSweetHome BabyEllaRose MadisonMSRealEstate TomSmithLandAndHomes ExpectMoreGetMore

Last Sunday Open Play Games at Magnolia! My fun and goofy friends, Pat and James. Way to represent! 🥰😎🏓Ellen Smith, Ass...
06/14/2026

Last Sunday Open Play Games at Magnolia! My fun and goofy friends, Pat and James. Way to represent! 🥰😎🏓

Ellen Smith, Associate Broker, REALTOR Tom Smith Land and Homes 112 Village Blvd Madison, MS 39110 601.898.2772 Office 601.954.9395 Cell - madisonmississippi madisonmississippirealestate madisonmississippirealtor mississippi mississippiriver mississippistate mississippirealestate mississippirealtor realtor realtors realtorlife realtordreamteam ms mississippiriver mississippistate mississippilife mississippiliving mississippimade mississippigirl mississippihouses mississippirealestate

Address

112 Village Boulevard
Madison, MS
39110

Telephone

+16019549395

Website

Alerts

Be the first to know and let us send you an email when Ellen Smith-Realtor-Tom Smith Land and Homes posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Ellen Smith-Realtor-Tom Smith Land and Homes:

Shortcuts

Share

Category