02/10/2026
ℹ️ As of February 10, 2026, 30-year fixed mortgage rates are hovering just below 6%, with averages ranging between 5.91% and 6.28%. 15-year fixed rates are lower, generally around 5.44% to 5.625%. These competitive rates, often below 6%, are helping to boost affordability.
ℹ️Current Average Mortgage Rates (Feb 10, 2026)
•30-Year Fixed: 5.91% - 6.28%
•15-Year Fixed: 5.44% - 5.73%
•30-Year FHA: ~5.76%
•30-Year VA: ~5.55% - 5.78%
•5/1 ARM: ~5.97%
Things to consider…
🏡 Rates have remained relatively stable, with some lenders offering 30-year fixed options below 6%.
🏡 Refinance Rates are imilar to purchase rates, with 30-year fixed often around 6.25%.
🏡 These rates are highly dependent on individual credit scores, down payments, and lender specifics.
** Disclaimer: Rates can change daily and vary based on your personal financial situation.
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