01/10/2026
📉 Mortgage Rates Just Did Something We Haven’t Seen in Years
According to a recent report from Homes.com, daily mortgage rates briefly dipped below 6% — the first time this has happened since 2022.
The 30-year fixed rate touched 5.99%, even if only for a short window. While rates moved back slightly afterward, this moment matters more than it may seem.
Why?
• Even small rate dips can lower monthly payments
• Some buyers suddenly qualify again
• Confidence starts to return to the market
This doesn’t mean rates are crashing — but it does show how quickly opportunities can appear.
If you’ve been waiting, watching, or wondering whether 2026 could be your year to buy or sell, this is a good reminder to stay ready.
📰 Source: Homes.com