05/04/2026
The “wait for rates to drop” strategy quietly became the “watch your equity get transferred to someone else” strategy.
Here’s what nobody’s telling buyers: when you wait for rates to fall, prices usually rise to absorb the savings. That’s exactly what happened over the last 12 months.
The buyers who closed in mid-2025 at “bad” rates? They’ve already gained equity. The buyers still waiting for the perfect rate? They’re paying more for less.
This isn’t a “buy now or lose forever” pitch. It’s just math. And the math has been pointing in one direction for a while.
If you want to run the numbers on a specific neighborhood or price point, send me a message. I’ll show you what waiting actually costs in your situation.
