05/22/2026
UTAH HOME BUILDERS UPDATE: THE LATEST RATES & INCENTIVES!🏠
Are you waiting for interest rates to drop? Utah’s top builders have already made their move! From 0% interest to $30,000 in savings, here is your updated guide to the best new construction deals across the Beehive State.
The "Rate Drop" Leaders (Financing Hooks) 📉
Holmes Homes: Offers as low as 0% interest on select homes, or a 2.99% introductory rate followed by a 4.99% fixed rate.
📍 Locations: West Jordan, Midvale, Magna, Layton, American Fork, Daybreak, St. George, and Park City.
EDGEhomes: Lock in a 1.99% interest rate (5.675% APR) for the first year of a 7-year ARM, plus no-cost refinancing through First Colony Mortgage.
📍 Locations: Saratoga Springs, Riverton, Herriman, Lehi, Mapleton, Eagle Mountain, and Vineyard.
Richmond American Homes: Introductory monthly payments based on a 2.999% interest rate (5.127% APR) on select quick move-in homes in St. George.
📍 Locations: Salt Lake City and St. George.
Ivory Homes: Interest rates as low as 3.49% with buydowns, including permanent conventional rates at 4.45%.
📍 Locations: Statewide (Salt Lake, Utah County, Davis/Weber, Tooele, Summit, and St. George).
Century Communities: Say "YES" to a 3.75% (4.608% APR) interest rate on select FHA/VA 5/1 ARM loans.
📍 Locations: Salt Lake City metro area.
Fieldstone Homes: Choose between a 4.99% permanent 30-year fixed rate (5.273% APR) or a 3-2-1 temporary buydown.
📍 Locations: Eagle Mountain, Heber, Ivins, Lehi, Riverdale, Spanish Fork, and St. George.
D.R. Horton: Offering 4.99% fixed rates on FHA/VA loans or a 3.875% introductory rate on 5/1 ARMs.
📍 Locations: Tooele (Western Acres), Erda (Riley Park), and Grantsville (Cherry Wood).
Hallmark Homes: Lock in a 4.25% (2/1 Buydown) interest rate.
📍 Locations: Tooele, Herriman, West Valley City, and Draper.
The "Cash & Value" Powerhouses 💰
Symphony Homes: Get up to $30,000 in combined lender and community incentives.
📍 Locations: Davis, Utah, Salt Lake, and Tooele counties.
Perry Homes Utah: Take advantage of a $21,000 lender incentive toward closing costs, permanent buydowns, or a 3/2/1 temporary buydown.
📍 Locations: Communities statewide.
Visionary Homes: During the "Double the Refund" event, they will match your tax refund or savings up to $10,000.
📍 Locations: Cache Valley, Northern/Southern Wasatch Front, and Washington County.
McArthur Homes: Move into a new home for only $1,000 at Arrowhead Ranch.
📍 Locations: Payson (Arrowhead Ranch), Weber County, West Jordan, and South Jordan.
Woodside Homes: Currently offering "flexible savings" on new homes.
📍 Locations: American Fork, Clinton, Salem, Syracuse, and West Jordan.
Exclusive Homeowner Perks ✨
Arive Homes: Features "Superior Savings" with locked-in interest rates through SecurityNational.
📍 Locations: Utah County (Lehi, Spanish Fork, Salem, etc.) and Herriman.
Meritage Homes: Provides total transparency with "All-In Pricing" and a Closing-Ready Guarantee.
📍 Locations: Salt Lake City area.
Hallmark Homes: Offers "Sweat Equity" options for buyers.
Fieldstone Homes: For a limited time, get a Free Finished Basement on select lots and communities.
--------------------------------------------------------------------------
⚠️ DISCLAIMER: Incentive packages, interest rates, and home availability are always subject to change without notice. Special offers typically require the use of a preferred lender and are limited to select homes and communities. Financing is subject to credit approval and specific loan terms.
Ready to stop renting? Click [LEARN MORE] to find your perfect Utah community! 🏠💨
