Kristine Baldwin Broker Associate Skogman Realty

09/08/2026

Exceptional Commercial Building with Loft Apartment — a rare opportunity to live, work, and invest all in one property!
📍118 N. Franklin St., Manchester, IA 52057

Income easily in place after purchase..Seller is willing to lease back the retail space from the new owner!

highlights include:
✔ Elevator access to both levels
✔ Outstanding accessibility and convenience
✔ Excellent live/work potential
✔ Strong investment opportunity with income potential
✔ Modern amenities throughout

This versatile mixed-use building features nearly 2,000 sq. ft. of prime retail or office space, ideal for a boutique, professional services, retail business, or expanding company. The main level offers an open, flexible layout with excellent visibility and endless possibilities to customize for your business needs.

Upstairs, you’ll find a spacious 2-bedroom, 2-bath loft apartment featuring an inviting open-concept design, private outdoor patio space perfect for relaxing or entertaining, and direct access to a heated 2-car garage.

Whether you’re an entrepreneur searching for the perfect live/work setup or an investor looking for a standout mixed-use property, this building offers exceptional potential.

https://www.skogmancommercial.com/property-detail/?property_id=2509794

09/08/2026

🏡 OPEN HOUSE Saturday, September 13th
⏰ 11:00 am– 12:30 am
Price improved now $220,000
📍21686 257th St, Delhi, IA 52223
Lake Living – New Construction!

Welcome to your perfect getaway or year-round home! This beautifully crafted new construction offers a cozy yet functional layout with 2 bedrooms, 1 bathroom,. Thoughtfully designed living space. Set on a spacious .24 acre lot!
This property gives you room to relax, entertain, and truly enjoy the outdoors.

As part of a lake community, you’ll love having your own boat slip, making it easy to spend your days out on the water. The community also features a sandy beach area, perfect for swimming, soaking up the sun, or creating lasting memories with family and friends.

Whether you’re looking for a peaceful weekend escape or a simple, low-maintenance full-time residence, this home delivers the ideal balance of comfort and recreation.

Call/text: Kristine Baldwin at 563-920-9194


https://www.skogman.com/property/552-2602898-21686-257th-delhi-IA-52223

09/08/2026

🏡 OPEN HOUSE • SUNDAY September 13th
⏰ 1:00-2:30PM
📍148 Delhi Rd Manchester, Ia. 52056
This home is a must see, in person!

UPDATED, SPACIOUS & FULL OF CHARM! ✨

This home has been extensively updated inside and out over the last 9 years and sits on over ½ an acre! 🌳

From the moment you arrive, you’ll notice the inviting curb appeal with:
✨ New windows, roof, siding & gutters
✨ New covered front porch
✨ New rear patio
✨ Updated landscaping
✨ Fenced-in yard
✨ 11’ × 40’ RV parking pad!

Inside, you’ll find a complete interior remodel with a warm, barn-inspired character and cozy country feel—beautifully blended with modern updates.

❤️ Main-level highlights include:
• Remodeled kitchen
• Renovated bathroom
• New flooring
• New trim
• Updated lighting
• Open-concept living space
• Open stairway leading to the lower level

The lower level offers a spacious family room plus a flexible room that could serve as a 4th bedroom, home office, craft room, or whatever fits your needs!

09/08/2026

When buyers ask what their monthly mortgage payment includes, the answer is often more than principal and interest. Many payments also include property taxes, homeowner insurance, and possibly mortgage insurance, depending on the loan and down payment. HOA dues may be separate, but they still matter when calculating affordability. One important thing to remember is that even if your interest rate is fixed, your total payment can still change if taxes, insurance, or escrow amounts change. If you are planning to buy and want a clearer picture of the full monthly cost, contact me. I can help you look beyond the payment estimate and understand the bigger housing budget.

Learn more at https://BetterHomeowners.com/KristineBaldwin/2026/09/08/What-Does-the-Mortgage-Payment-Include

09/07/2026

Prioritize essential maintenance, document all expenses, and consult your attorney before major repairs. Consider creating a joint fund for necessary work. Remember, how you handle home upkeep can impact property value and final settlement.We're happy to share recommendations for service providers or contractors.

Learn more at https://BetterHomeowners.com/KristineBaldwin/2026/09/07/During-divorce-home-repairs-can-be-tricky

Your EDGE in Real Estate!
(563) 920-9194 [email protected]

09/04/2026

Spacious two-story home has the space, character, and flexibility you’ve been looking for!

📍 505 E Butler St Manchester, Ia. 52057
$162,000

❤️ 5 Bedrooms— including one on the main floor
🛁 1.5 Bathrooms
🍽️ Dining room + inviting living room
🧺 Main-floor laundry
🌿 Enclosed wraparound front porch
🔒 Fenced-in yard
🚗 Detached 2-car garage
🎮 Finished loft above the garage — perfect for a game room, hangout space, hobby area, home office, or entertaining!

The main floor offers convenient living with a bedroom, laundry, half bath, dining area, and living room. Upstairs, you’ll find 4 additional bedrooms and a full bath, giving everyone plenty of room to spread out.

And the location? Walk to parks, downtown, and schools! 📍

✨ BONUS: A new steel roof will be installed prior to closing, adding even more value and peace of mind!

If you’re looking for a home with space, character, and possibilities, this one deserves a look! 👀🏡

09/04/2026

New Listing! 🔥 SERIOUS POTENTIAL! 🔥

📍109 S Front St Greeley, Ia
$140,000
Calling all Renovators and buyers with a vision! 👀 This 4-bedroom, 1-bath home in Greeley offers 1,843 sq. ft. and plenty of space to transform this property into something special!

🚨 But wait… there’s MORE!
A huge 48’ x 30’ shed, built in 2010, includes a studio apartment + concrete patio!

Think:
🏠 Guest space
🛠️ Workshop/hobby area
💼 Home office
💰 Potential rental opportunity
🎯 Additional living space

This one needs work — but that’s where the opportunity lies! Bring your ideas, your toolbox, and your vision. 🔨✨

📍 Greeley, IA
🛏️ 4 Bedrooms
🛁 1 Bathroom
📐 1,843 Sq. Ft.
🏚️ 48’ x 30’ Shed + Studio Apartment

Sold in its current condition.

👉 Come take a look and see the potential for yourself!

09/04/2026

A strong real estate agent does more than help you buy or sell a home. They help you anticipate problems, understand your options, negotiate effectively, and make confident decisions when unexpected issues arise.Experience matters most when the transaction doesn't go exactly as planned. Having a knowledgeable agent advocating for your interests can make the difference between uncertainty and a clear path forward.My goal is to provide the guidance, perspective, and representation you need from the first conversation through closing. If you're considering buying or selling, I'm here to help you move forward with confidence.

Learn more at https://BetterHomeowners.com/KristineBaldwin/2026/09/04/Your-agent-s-expertise-is-crucial-for-protecting-your-interests

Your EDGE in Real Estate!
(563) 920-9194 [email protected]

09/03/2026

Thinking about buying a home? Getting pre-approved is one of the smartest first steps you can take. To get started, most lenders will want four basic things: a current driver's license or state-issued ID, your Social Security number, proof of income and funds available for your down payment, and a list of your current debts.Having these items ready can help streamline the process and give you a clearer picture of what you can comfortably afford. It can also strengthen your position when it's time to make an offer.If you're preparing to buy, I'm happy to connect you with trusted lenders who can help you take the next step with confidence.

Learn more at https://BetterHomeowners.com/KristineBaldwin/2026/09/03/4-things-to-start-your-pre-approval

Your EDGE in Real Estate!
(563) 920-9194 [email protected]

09/02/2026

There's a lot of discussion about mortgage debt today, but the bigger story may be how much equity homeowners have actually built. Stronger lending standards and years of appreciation have created substantial homeowner wealth across the country. If you'd like to better understand today's housing market and what it could mean for you, I'd be happy to help

Your EDGE in Real Estate!
(563) 920-9194 [email protected]

Despite concerns about mortgage debt, today's homeowners collectively hold trillions of dollars in equity, reflecting stronger lending standards and long-term wealth accumulation through homeownership.