Kristine Baldwin Broker Associate Skogman Realty

06/03/2026

This article explains how using $40,000 from a 401(k) to buy a home can create substantially more long term wealth than leaving the money invested. It walks through a real world example showing how home appreciation, leverage, and loan paydown combine to produce nearly $100,000 more equity in just seven years. It's a powerful reminder that, like a 401(k), homeownership is also a tax advantaged investment and one that often accelerates financial growth even faster.

Your EDGE in Real Estate!
(563) 920-9194 [email protected]

A smart, consumer friendly breakdown showing how using $40,000 from a 401(k) to buy a home can build nearly $100,000 more wealth over seven years compared to leaving the money invested.

06/02/2026

🏡 OPEN HOUSE • Saturday, June 6 | 10:00–11:30 AM
📍 21686 257th St. | Delhi, IA 52223

💥 NEW IMPROVED PRICE — $285,000 💥

Live the lake life you’ve been dreaming about in this beautiful new construction home offering comfort, simplicity, and recreation all in one!

✨ 2 Bedrooms | 1 Bath | 776 Sq. Ft.
Designed with a smart, cozy layout that makes every space feel welcoming and functional.

🚤 Lake Life Perks Include:
✔ Private boat slip for effortless days on the water
✔ Sandy beach access for swimming & relaxing
✔ Friendly community atmosphere made for unforgettable memories

🌿 Situated on a spacious lot with plenty of room to unwind, entertain, enjoy campfires, or simply soak in the peaceful surroundings.

Whether you’re searching for a weekend retreat, Airbnb opportunity, or easy year-round living, this property is ready for you to enjoy!

06/02/2026

If you've ever thought about selling, you've probably had one big question in the back of your mind, whether it's price, timing, or what the process really looks like. The truth is, once you get clarity on that one thing, everything else starts to fall into place. If you're even considering a move, I'd be happy to help you get that question answered so you can move forward with confidence. Just reach out anytime.

Learn more at https://BetterHomeowners.com/KristineBaldwin/2026/06/02/Answers-to-your-questions-about-selling-your-home

06/01/2026

REALTORS® don't just unlock houses—we unlock possibilities. This National Homeownership Month, discover how we can help you take the next step toward home.Our goal isn't just to help when it's time to make a move. It's to be a trusted resource whenever you need good information, honest guidance, or a professional perspective. If you ever have a question about your home's value, improvements, financing, refinancing, property taxes, insurance, maintenance, or local market conditions, please feel free to reach out.That's how we believe real estate service should work: by being helpful long before someone is ready to buy or sell, and by building relationships that last for years.

Learn more at https://BetterHomeowners.com/KristineBaldwin/2026/06/01/June-is-National-Homeownership-Month

Your EDGE in Real Estate!
(563) 920-9194 [email protected]

05/29/2026

One of the often-overlooked benefits of owning a home is the potential tax savings. Depending on your situation, you may be able to deduct mortgage interest, property taxes, local exemptions that lower your taxable value, and qualified capital gains exclusions. These advantages can make a meaningful difference in your overall cost of homeownership. If you'd like a better understanding of how homeownership could impact your financial picture, DM me for a Homeowner's Tax Guide.

Learn more at https://BetterHomeowners.com/KristineBaldwin/2026/05/29/Important-Homeowner-Tax-Benefits

Your EDGE in Real Estate!
(563) 920-9194 [email protected]

05/29/2026

Rare opportunity to own a stunning custom-built home nestled in the heart of 20 wooded acres!

Property Highlights: 20 acres of land
• Custom-built home with incredible attention to detail
• 4 bedrooms | 3 bathrooms
• Finished walkout lower level with family room, wet bar & in-floor heat
• Spacious eat-in kitchen with breathtaking views
• Geothermal heating & cooling
• Durable steel shingled roof
• Attached 3+ car garage
• 32x52 shop with endless possibilities
• Abundant wildlife & peaceful timberland

Designed with exceptional attention to detail, this elegant 4-bedroom, 3-bath home offers peaceful privacy and breathtaking natural views in every season.
List price $699,000
📍37754 390th St Guttenberg, Iowa

The spacious eat-in kitchen opens to warm and inviting living spaces showcasing remarkable craftsmanship throughout. Nearly all interior woodwork was milled from timber harvested directly from the property, featuring beautiful red oak, hickory, maple, and cherry finishes that create a truly one-of-a-kind interior.

✨ Property Highlights: 20 acres of land
• Custom-built home with incredible attention to detail
• 4 bedrooms | 3 bathrooms
• Finished walkout lower level with family room, wet bar & in-floor heat
• Spacious eat-in kitchen with breathtaking views
• Geothermal heating & cooling
• Durable steel shingled roof
• Attached 3+ car garage
• 32x52 shop with endless possibilities
• Abundant wildlife & peaceful timberland surroundings!
https://www.homes.com/property/37754-390th-st-guttenberg-ia/jjghb0b63x4kk/

For more information or a private showing call or text Kristine 563–9 20–9194

05/29/2026

Investment Opportunity in Edgewood, Iowa!
List price $180,000
📍 115 North Washington St., Edgewood, IA. 52042 Turnkey commercial opportunity with built-in income!

This unique property package includes 3 buildings/parcels, giving you room to expand, develop, or bring your next business vision to life.

✨ Property Highlights:
✔ Restaurant & bar equipment included
✔ Established commercial space ready for your ideas
✔ 2 updated apartments upstairs
✔ Apartments are fully leased for steady rental income
✔ Multiple parcels offering future development potential
✔ Excellent opportunity for investors or owner-operators

Whether you’re looking to open a restaurant, expand your portfolio, or invest in a property with multiple income streams, this one checks all the boxes.

📍Located in the heart of Edgewood, Iowa
📞 Reach out today for more details or a private showing! Kristine @ 563-920-9194

05/29/2026

Beautiful waterfront lot, this charming year-round cabin offers the perfect blend of relaxation, comfort, and owned lakefront living — all on owned ground!
📍24404 204th Ave Manchester, Ia. 52057
List price $369,900

Fully furnished and Includes a boat lift,
dock ( will be repaired) and a beautiful concrete sea wall with walkway!

📍 Year-round lake living
🛏 Fully furnished
🔥 Cozy fireplace
🚤 Boat lift included
🌅 Waterfront views
🏡 Owned ground and Owned Lake front

Boasting a flat front yard, ideal for evening campfires, yard games, or simply soaking in the peaceful setting. Unwind with a view, Spend your mornings and evenings on the deck or screened porch watching the boats drift by.

Many updates along the way. Move-in ready with cozy finishes throughout, including a fireplace in the living room for those relaxing nights at the lake. The basement also includes a washer and dryer, making weekend getaways effortless.
Whether you’re tired of searching for rental cabins or looking for an upgrade from camper life, this property is a perfect investment ready for you to start making memories! For more information
Call/text Kristine 563-920-9194 or email: [email protected]

05/29/2026

New improved price!
📍118 N. Franklin St., Manchester, IA 52057
highlights include:
✔ Elevator access to both levels
✔ Outstanding accessibility and convenience
✔ Excellent live/work potential
✔ Strong investment opportunity with income potential
✔ Modern amenities throughout

Exceptional Commercial Building with Loft Apartment — a rare opportunity to live, work, and invest all in one property!

This versatile mixed-use building features nearly 2,000 sq. ft. of prime retail or office space, ideal for a boutique, professional services, retail business, or expanding company. The main level offers an open, flexible layout with excellent visibility and endless possibilities to customize for your business needs.

Upstairs, you’ll find a spacious 2-bedroom, 2-bath loft apartment featuring an inviting open-concept design, private outdoor patio space perfect for relaxing or entertaining, and direct access to a heated 2-car garage.

Whether you’re an entrepreneur searching for the perfect live/work setup or an investor looking for a standout mixed-use property, this building offers exceptional potential.

https://www.skogmancommercial.com/property-detail/?property_id=2509794

05/29/2026

New Improved Price! $285,000
📍21686 257th St. Delhi, Ia. 52223

🚤 Lake Life Perks Included:
• Your own boat spot for easy days on the water
• Access to a sandy beach for swimming & sun
• A welcoming community built for making memories

Looking for the perfect getaway or a simple, year-round home? This brand-new construction checks all the boxes.

✨ 2 Bedrooms | 1 Bathroom | 776 Sq. Ft.
Thoughtfully designed with a cozy, functional layout that makes the most of every inch.

🌿 Set on a spacious lot, you’ll have room to relax, entertain, and enjoy the outdoors—whether it’s morning coffee or evenings around a fire.

Whether you’re dreaming of weekend escapes or low-maintenance living full-time, this home delivers comfort, simplicity, and recreation all in one place. List price $285,000

📍 Don’t miss your chance to own a slice of lake life—where every day feels like a vacation.

Easy Lake Living at Its Best – New Construction Ret...