02/16/2026
February 2026 Market Update is live.
Mortgage rates have eased, but affordability is still the story. A few quick takeaways:
• 30-year fixed is averaging 6.09% (lowest level in 3 years)
• National median home price hit a record $396,800 in January
• ARMs are gaining traction (now 8% of purchase applications)
• FHA rates are running about 20 bps below conforming 30-year fixed
We also included a January 2026 recap for Palos Verdes and the South Bay, plus featured properties.
Want the full report or a hyper-local breakdown for your neighborhood? Send a DM.