Mindy Sedelmaier - One Trust Home Loans

05/08/2026

For buyers who already own land, that equity may be able to contribute toward the overall construction financing. This may reduce the need for additional cash at closing depending on the loan program and eligibility. Understanding how land value factors into financing can be an important step when planning to build a new home.

04/05/2026

02/11/2026

Have I ever told you how much I love being a top Michigan State Housing Development Authority Mortgage Loan Officer?

MSHDA continues to stay a step ahead of the market, once again LOWERING their rates for borrowers!

Let's get you pre-approved or re-approved! :)

01/05/2026

Gotta love this!

MSHDA drops rates across the board for buyers!

Big news from Michigan State Housing Development Authority on Interest Rates!

Effective today (January 5, 2026):

MI Home Loan no DPA 5.875% APR 5.989%
MI Home Loan up to $10,000 DPA 6.500% APR 6.619%

What a great way to start 2026!

01/05/2026

Considering refinancing?

A refinance could lower your rate, consolidate debt, give you more breathing room each month, or all of the above!

Curious if it’s worth it?

Let’s take a look together!

10/15/2025

Waiting for a lower rate, but getting antsy? Check out our 7 year ARM pricing!

Exclusively for Primary Residence Purchase, Refinance, and even Cash-Out Refinances, I'd love to talk numbers with you!

10/07/2025

Michigan State Housing Development Authority Mortgages are HOPPING!

Up to $10,000 Down Payment Assistance is per borrower is STILL AVAILABLE!

If you'e been thinking about buying a home, I'd love to help get you there!