Cassandra Ferguson, Realtor

02/19/2026

📉 Rates Are Near a 3-Year Low

If you bought a home or refinanced during the highlighted stretch over the past couple of years, there’s a good chance your rate is higher than what’s available today.

That means you may be leaving money on the table every single month.

A refinance could potentially:
✅ Lower your monthly payment
✅ Reduce your interest paid over time
✅ Help you consolidate debt
✅ Shorten your loan term

Every situation is different — but it costs nothing to run the numbers and see if it makes sense.

If you purchased or refinanced between 2023 and late 2025, now is the time to take a second look.

Give us a call to go over your options. Let’s make sure your mortgage is working for you — not against you. 💼🏡

231-425-5555

01/31/2026

01/30/2026

Discover true craftsmanship in this Amish-built log home set on 67 private wooded acres filled with trails, wildlife, and natural beauty. Offering nearly 3,000 sq ft of finished living space, this 4-bedroom, 2-bath retreat blends rustic charm with modern comfort. The custom kitchen features handcraf...

01/30/2026

Affordable living near beautiful Crystal Lake back on the market! This home offers an incredible opportunity at just $95,000 — livable as-is and ready for your finishing touches. Located about a football field from Crystal Lake's community park and swimming area, you'll love the convenience and sm...

01/30/2026

Beautiful approximately 10-acre fully wooded parcel (9.75 acres) located on county-maintained paved Coates Highway in Brethren, Michigan. This level, buildable property offers a variety of mature trees, excellent privacy, and utility access at the road. Ideally situated less than one-half mile from....

01/30/2026

High-visibility mixed-use triplex located in Manistee's North Business District, offering a strong blend of commercial exposure and residential income. This 1,944 sq. ft. property features a street-level commercial storefront currently leased to the well-established ''Best in Show'' pet grooming bus...

01/15/2026

Call Therran Ferguson to schedule your tour 231-510-1790 🏠🔑🤩

Discover true craftsmanship in this Amish-built log home set on 67 private wooded acres filled with trails, wildlife, and natural beauty. Offering nearly 3,000 sq ft of finished living space, this 4-bedroom, 2-bath retreat blends rustic charm with modern comfort. The custom kitchen features handcraf...

11/27/2025

🍁 Happy Thanksgiving from Essential Real Estate 🍁

Today, we pause with grateful hearts. This year has been full of new families finding the place they call home, new chapters being written, and communities coming together in ways that remind us why we love what we do.

At Essential Real Estate, we’re thankful for every client, every conversation, every referral, every handshake, and every dream you’ve trusted us with. Homes aren’t just structures — they’re stories, and we’re honored to be a small part of yours.

From our family to yours, may your day be filled with warmth, connection, comfort, and the people who feel like home.

🍂 Happy Thanksgiving, and thank you for choosing Essential Real Estate. 🍂

Essential Real Estate | 428 1st Street, Manistee, MI 49660
Contact | Office | +1 (231) 299-1180
Book Appointment | www.miessentialrealestate.com