https://brianchristensen.exprealty.com/

Brian Christensen - SoMN Realty Group, 100 Warren Street, Suite 305, Mankato, MN (2026)

01/14/2022

When Is the Right Time To Sell [INFOGRAPHIC]

If you’re trying to decide when to list your house, the time is now. There are plenty of buyers eagerly waiting for your home to hit the market. The latest data indicates home showings are rising. There are more buyers than homes for sale right now. That means you’ll likely receive multiple offers, and your home won’t be on the market long. Today’s market favors sellers. If you’re ready to move, let’s connect to discuss the benefits you can expect when you sell this season.

Some Highlights If you’re trying to decide when to list your house, the time is now. There are plenty of buyers eagerly waiting for your home to hit the market. The latest data indicates home showings are rising. There are more buyers than homes for sale right now. That means you’ll likely recei...

01/13/2022

What’s Going To Happen with Home Prices This Year?

After almost two years of double-digit increases, many experts thought home price appreciation would decelerate or happen at a slower pace in the last quarter of 2021. However, the latest Home Price Insights Report from CoreLogic indicates while prices may have plateaued, appreciation has definitely not slowed. Appreciation has remained steady at around 18% over the last five months.

In addition, the latest S&P Case-Shiller Price Index and the FHFA Price Index show a slight deceleration from the same time last year – it's just not at the level that was expected. However, they also both indicate there’s continued strong price growth throughout the country. FHFA reports all nine regions of the country still experienced double-digit appreciation. The Case-Shiller 20-City Index reveals all 20 metros had double-digit appreciation.

Why haven’t we seen the deeper deceleration many expected?
Experts had...

After almost two years of double-digit increases, many experts thought home price appreciation would decelerate or happen at a slower pace in the last quarter of 2021. However, the latest Home Price Insights Report from CoreLogic indicates while prices may have plateaued, appreciation has definitely...

01/12/2022

Two Ways Homebuyers Can Win in Today’s Market

If your goal is to purchase a home this year, you might be looking for any advantage you can get in today’s sellers’ market. While competition is still fierce for homebuyers, there are ways you can win and secure the home of your dreams, even in a hot market.

>>Act Early and Save
The earlier you act this year, the more affordable your purchase will be. That’s because experts project mortgage rates and home prices will rise as we move deeper into 2022. That means the longer you wait, the more it will cost you to buy a home. Instead, act early and purchase your home before rates and prices rise further. Not to mention, the sooner you buy, the sooner you can experience the benefits of continued home price appreciation yourself. Once you have your home, you’ll be able to watch its value rise, giving you confidence that your investment is a sound one.

>>Buy Now, Move Later
Keep in mind, with high buyer...

If your goal is to purchase a home this year, you might be looking for any advantage you can get in today’s sellers’ market. While competition is still fierce for homebuyers, there are ways you can win and secure the home of your dreams, even in a hot market.

01/12/2022

Thank you to my incredible team at Southern MN Realty Group - they really are the best around😄

Say hello & wish Brian a HBD 🎂 in the comments below! We asked the birthday boy...

Q: What's your favorite birthday memory?
A: My parents would throw the coolest birthday parties! We had go-kart racing in the streets of our neighborhood, military style water balloon fights, and everything in between!

Q: What's your favorite room in your home?
A: The primary bathroom! This one is a truly make-or-break for me, as weird as that sounds. 😂 I love a dual shower head, with plenty of pressure of course, ideally with a Bluetooth speaker system (ya know, if it's not asking too much)! A nice double vanity with plenty of storage is great too!

Are you planning to buy or sell in 2022? Contact Brian Christensen and the SoMN Realty Group with eXp Realty today to let us know how we can help you make a move! 🏠

01/11/2022

Why Inflation Shouldn’t Stop You from Buying a Home in 2022

If you’re following along with the news today, you’re probably hearing a lot about record-breaking home prices, rising consumer costs, supply chain constraints, and more. And if you’re thinking about purchasing a home this year, all of these inflationary concerns are likely making you wonder if you should wait to buy. Investopedia explains that during a period of high inflation, prices rise across the board. And while home prices aren’t immune from this increase, here’s why inflation shouldn’t stop you from buying a home in 2022.

Home prices have been increasing for quite some time, and experts say they’re going to continue to climb throughout 2022. Buying a home allows you to lock in your monthly mortgage payment for the foreseeable future. That means as other prices rise, your monthly payment will be consistent thanks to your fixed-rate mortgage. This gives you the peace of mind...

If you’re following along with the news today, you’re probably hearing a lot about record-breaking home prices, rising consumer costs, supply chain constraints, and more. And if you’re thinking about purchasing a home this year, all of these inflationary concerns are likely making you wonder i...

01/10/2022

Real Estate Professionals Are Experts at Keeping You Safe When You Sell

If you’re on the fence about selling your house this year, there’s good news. For nearly two years, real estate professionals have worked tirelessly to ensure the safety of buyers and sellers during the pandemic. Today, they’re seasoned experts, not just in the art of buying and selling homes, but also in how to keep you safe throughout the process. Real estate professionals have learned new technologies plus safety and sanitation measures. As new variants emerge, those lessons continue to be key ways agents add value.

Agents don’t leave your health up to chance. They follow guidance from the CDC and NAR to ensure in-person showings are safe. NAR maintains industry-specific resources to ensure agents are informed on the latest recommendations and best practices. Guidance from the CDC also equips real estate professionals with the know-how to employ sanitization and disinfectant...

If you’re on the fence about whether or not you want to sell your house this year, there’s good news. For nearly two years, real estate professionals have worked tirelessly to ensure the safety of buyers and sellers during the pandemic.

01/07/2022

How To Hit Your Homebuying Goals This Year [INFOGRAPHIC]

If you’re looking to buy a home, you may want to put these items on your to-do list to ensure you hit your goals. It’s important to start working on your credit and saving for a down payment early. When you’re ready to begin your search, work with a real estate professional and get pre-approved so you know how much you can borrow. DM me so you have the guidance you need to achieve your homebuying goals this year.

Some Highlights If you’re looking to buy a home, you may want to put these items on your to-do list to ensure you hit your goals. It’s important to start working on your credit and saving for a down payment early. When you’re ready to begin your search, work with a real estate professional and...

01/06/2022

There Won’t Be a Wave of Foreclosures in the Housing Market

Here’s why there won’t be a wave of foreclosures in the housing market.

>>There Are Fewer Homeowners in Trouble This Time
After the last housing crash, over nine million households lost their homes. Many believed millions of homeowners would face the same fate again this time. However, today’s data shows most homeowners exited their forbearance plan either fully caught up on payments or with a plan from the bank that restructured their loan in a way that allowed them to start making payments again.

>>Those Left in the Program Can Still Negotiate a Repayment Plan
As of last Friday, the total number of mortgages still in forbearance stood at 890,000. Those who remain in forbearance still have the chance to work out a suitable plan with the servicing company that represents their lender.

>>Most Homeowners Have More Than Enough Equity To Sell Their Homes
For those who can’t negotiate a...

When mortgage forbearance plans were first announced and the pandemic surged through the country in early 2020, many homeowners were allowed to pause their mortgage payments. Some analysts were concerned that once the forbearance program ended, the housing market would experience a wave of foreclosu...

01/05/2022

Why Waiting To Sell Your House Could Cost You a Small Fortune

Here are five reasons to list your house now rather than waiting until the spring.

>>Buyers Are Looking Right Now, and They’re Ready To Purchase
The latest ShowingTime Showing Index reveals that buyers are still very active in the market. Also, at this time of year, only those purchasers who are serious about buying a home will be in the market.

>>Other Sellers Plan To List Earlier This Year
The law of supply and demand tells us that, if you want the best price possible and to negotiate your ideal contract terms, put your house on the market when there’s strong demand and less competition.

>>Newly Constructed Homes Will Be Your Competition in the Spring
In 2020, there were over 979,000 new single-family housing units authorized by building permits. Many of those homes have yet to be built because of labor shortages and supply chain bottlenecks brought on by the pandemic. They will, however...

Many homeowners who plan to sell in 2022 may think the wise thing to do is to wait for the spring buying market since historically about 40 percent of home sales occur between April and July. However, this year’s expected to be much different than the norm. Here are five reasons to list your house...

01/04/2022

Avoid the Rental Trap in 2022

Are you one of the many renters thinking about where you’ll live the next time your lease is up? Before you decide whether to look for a new house or another apartment, it’s important to understand the true costs of renting in 2022. As a renter, you should know rents have been rising since 1988.

The increase in 2021 was far greater than the typical rent increases we’ve seen in recent years. In other words – rents are rising fast. And the 2022 National Housing Forecast from realtor.com projects prices for vacant units will continue to increase this year. That means, if you’re planning to move into a different rental this year, you’ll likely pay far more than you have in years past.

If you’re a renter facing rising rental costs, you might wonder what alternatives you have. If so, consider homeownership. One of the many benefits of homeownership is it provides a stable monthly cost you can lock in for the duration...

Are you one of the many renters thinking about where you’ll live the next time your lease is up? Before you decide whether to look for a new house or another apartment, it’s important to understand the true costs of renting in 2022.

01/03/2022

How Much Do You Need for Your Down Payment?

Do you know how much you actually need for your down payment? If you think you have to put 20% down, you may have set your goal based on a common misconception. Freddie Mac says, “The most damaging down payment myth—since it stops the homebuying process before it can start—is the belief that 20% is necessary.”

Unless specified by your loan type or lender, it’s typically not required to put 20% down. According to the Profile of Home Buyers and Sellers from the National Association of Realtors (NAR), the median down payment hasn’t been over 20% since 2005. It may sound surprising, but today, that number is only 13%. And it’s even lower for first-time homebuyers, whose median down payment is only 7%.

While a down payment of 20% or more does have benefits, the typical buyer is putting far less down. That’s good news for you because it means you could be closer to your homebuying dream than you...

As you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment?

12/30/2021

Why Selling Your House with a Real Estate Professional Is Essential

NAR surveys homeowners who recently sold their house on their own and asks what difficulties they faced. Those sellers say some of the biggest headaches are prepping their house for sale, pricing it right, and handling the required paperwork.

Working with an agent is the best way to ensure you have an expert on your side to guide you at every turn. Agents have the skills and knowledge that are essential to navigating each step with ease, efficiency, and accuracy. Here are just a few things a real estate agent will do to make sure you get the most out of your sale.

>>Make the Best First Impression
Your time and money are important, and you don’t want to waste either one focusing on the wrong things.

>>Maximize Your Buyer Pool – and Your Sale
Real estate agents have an assortment of tools at their disposal, like social media followers and agency resources, that will ensure your house is...

Selling your house is no simple task. And when you sell on your own – known as a FSBO (or For Sale by Owner) – you’re responsible for handling some of the more difficult aspects of the process without the expert guidance you need.

Brian Christensen - SoMN Realty Group

01/14/2022

01/13/2022

01/12/2022

01/12/2022

01/11/2022

01/10/2022

01/07/2022

01/06/2022

01/05/2022

01/04/2022

01/03/2022

12/30/2021

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