Steve Hoem, Realtor

06/02/2026

Having a does introduce some responsibility that you didn't previously have.

I have heard tons of bad advice regarding personal finance. Some of the worst advice I’ve heard has been credit card myths and facts.

06/01/2026

Knowing how a limit increase can impact your score can help you best prep for the change.

Does increasing your credit limit affect your credit score? It can — for better or worse. Here’s how to know if making this request is the right move.

05/30/2026

Say goodbye to dirt and stains on your outdoor cushions with these helpful cleaning tips from HGTV. Get ready to enjoy your outdoor oasis in style!

Have those patio cushions looking so fresh and so clean with our two simple and easy options.

05/30/2026

How much should your car down payment be? Find out here.

Discover how a 20% car down payment can lower interest rates, improve loan approval odds, and reduce monthly payments, helping you make a smarter purchase.

05/28/2026

Creative routines can bring color and calm into daily life.

Crafting with paper has never been more fun! Inspiring ideas, step-by-step instructions and all materials to create your own designs. Get started today.

05/27/2026

New listings and inventory continue to rise across the metro, giving buyers more options heading into the busy summer season. Would you like to learn more about a specific area? Drop me a line anytime with any questions!

05/26/2026

Love to ? Make your own workbench on a budget.

Build a simple, strong 2x4 workbench in just a few steps. It's inexpensive (less than $100) and takes only about four hours to build.

05/25/2026

Today is a time to honor the who gave so much.

05/25/2026

Get crafty with these fun and creative string art ideas.

If you've never tried your hand at string art before then we're very sorry to tell you that you've been missing out on something awesome! We've long loved

05/23/2026

New to watercolor painting? Here’s what you need to know.

Painting with watercolors is a lovely and versatile art style that requires minimal supplies. No worries if you’re new to watercolor! With practice and instruction, you can master this technique and paint amazing pictures. The Start Gather Your Supplies Gather some basic supplies before starting. ...