Ashley Quarrie - Prime Real Estate

01/23/2026

Stay safe!!

01/20/2026

Huge shout out to my buyer on their new home!! It was a pleasure to work with them, so much so that I’m sad to see them go. I’m just so glad they found the ONE! I wish you both many blessings on your new start as homeowners. Don’t forget your favorite realtor! I’m just a call away!

12/23/2025

Off market property bought with Ashley Quarrie - Prime Real Estate. Landed this property for my Sister!!! Now she has her own place to call home!

12/19/2025

🗣️🗣️🗣️A down payment assistance program available in all states EXCEPT NY, MA, and WA. This program is an FHA loan where the 3.5% down payment is rolled into your loan amount, so you pay no down payment upfront.

✨There is both a repayable and forgivable option. The repayable option is paid monthly as part of your mortgage payment as a 2nd lien for 10 years.

The forgivable is a 2nd lien that has no payments due and is forgiven after 36 consecutive on-time payments.

There are NO INCOME LIMITS meaning no matter how much you make, you may still qualify!

The minimum credit score is 600!

Maximum debt to income allowed 56.9%

You DO NOT have to be a first-time homebuyer!

🚨🚨🚨YOU ARE STILL RESPONSIBLE FOR THE CLOSING COSTS ON THIS LOAN, HOWEVER YOU CAN GET UP TO 6% IN SELLER CREDITS TO TAKE CARE OF THE CLOSING COSTS THUS LEAVING YOU WITH NO DOWN PAYMENT OR CLOSING COSTS😉

❌You do still need some up front money for things like earnest money, credit check, appraisal and inspection fees!

The best way to get seller credits is to find a home that has been sitting on the market for a while OR find a home that has been price reduced recently and offer the original price and ask for a seller credit instead of reducing the price.

For example, if you see a home that was $300,000, but now is $280,000, you can offer $298,000 and ask for $17,880 in a seller credit which means the seller still gets $280,000 BUT now you get seller credits to cover your closing costs💪🏾

⚠️This may not work for everyone, please weigh your options, it may benefit you more to use your own funds if you have them.

⚠️Interest rates and payments are likely higher than without down payment assistance due to financing the down payment, but if you may 7 payments on time, you may be able to look into refinancing out of the down payment assistance into a lower rate loan and not having the 2nd lien. (Note the down payment assistance will be added to your payoff).

⚠️There are pros and cons to everything, BUT this is an option for those who need assistance.

🗣️🗣️🗣️Don’t come on this post arguing about “If they don’t have the down payment, they shouldn’t buy” Argue with ya mammy, not me, I’m just the messenger and some people can afford the monthly payment but just can’t save the down payment🎯

If you can’t already tell, I want homeownership for EVERYBODY, so I’m always giving yall the cheat codes

12/09/2025

Found this off Market property for a buyer of mine…. How far will your Realtor go for you?Using my skills and thinking outside the box helped land this deal.

12/09/2025

Competition always seems limited this time of year for buyers.
Give me a call or send a quick tx or msg me here if you’re looking to start the home buying process. I know great lenders that are easy to speak with.

05/16/2025

I love my seller clients!! Im always willing to help get them set up and ready to list , cleaning, fixing small projects, making the property show ready and find them loads of boxes to pack up. I earn my commission!

You want an Agent that goes above and beyond? call me - 815-218-5805

04/10/2025

💥 New Listing- Elgin IL💥
If you know of anyone interested, feel free to give me a call 📞 815-218-5805

Listed for sale at $439900. LOOK NO FURTHER! This beautiful ranch has hardwood leading you into an elegant family room where you can warm your fee...

01/08/2025

My score from the All American Reclaim store in barrington. Best place to search for reclaimed vintage and unique finds!

01/07/2025

Whenever you have traced down the breaker to make a repair, write the breaker # on the back of the switch. Ill definitely start doing this moving forward on my electrical outlet repairs as well as updating my electrical box labels

12/21/2024

Congratulations to my Buyers on their closing!!

10/17/2024

I'm currently working with a buyer looking for a 2-bedroom (or larger) residence in Harvard, either a house or townhouse with a garage.
Any knowledge of soon-to-be-listed properties would be greatly appreciated. Furthermore, if you're considering selling your property, I welcome the opportunity to discuss.
📞 815-218-5805