Properties By Pinkston

03/30/2026

02/12/2026

A FICO score is one of the key tools lenders use to assess how much money they’re willing to loan a borrower. It’s a three-digit number derived from your credit reports and reflects how responsibly you’ve managed debt over time. Generally, the higher your score, the more favorably you’re viewed by lenders—which can translate to better loan terms and lower interest rates.

However, it’s important to remember that your FICO score is just one piece of the puzzle when it comes to qualifying for a mortgage. While a higher score can open more doors, a lower score doesn’t automatically disqualify you from buying a home. Lenders also consider other factors, such as your income, employment history, savings, debt-to-income ratio, and the size of your down payment.

If your credit score isn’t perfect, don’t be discouraged. There are many loan programs designed for buyers with less-than-ideal credit, and there are steps you can take to improve your score over time. The key is to stay informed, work with the right professionals, and understand all your options.

Have questions about how your credit score affects your homebuying journey—or want help creating a plan to get mortgage-ready? I’m here to guide you every step of the way. Let’s turn your homeownership goals into a reality.

01/17/2026

When it’s time to list, I will make sure your home is priced right, helping to maximize your offers and sell faster. I will also take care of all your paperwork, market your home, negotiate on your behalf, among many other services. Here to serve your needs!

01/15/2026

12/07/2025

This has been a long time in the making. We got it right! So happy for you!!

03/27/2025

Congratulations to long time friends! It was quite a journey but I’m thrilled they have a new home that’s perfect for them!